Adriana Sferle is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services supported by structured processes and advanced modeling tools.

George Rogers is a Series 66-licensed financial advisor at J.P. Morgan Securities with one year of industry experience. He has held positions at Victory Capital and EchoRock Financial, where he is an owner and partner providing tax preparation and representation services. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting through its Institutional Consulting Services program, which includes asset-allocation advice, investment manager searches, and customized reporting.

Benjamin Lopez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Victory Capital and Mass Mutual. He also operated Benjamin Lopez Tech Consulting and has a background that includes working at Fair Oaks Golf Ranch. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Anthony Garcia is a CFP® with 24 years of experience in the financial services industry. He has been with Ameriprise since 2002 and currently works in their San Antonio, TX office. In addition to his advisory role, he is a part-owner and assists with management duties at an office building in San Antonio. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Kenneth Martin is a Series 66-credentialed financial advisor with Edward Jones, based in Seguin, TX. He has 19 years of industry experience and has worked at Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Antonio Salgado is a Senior Financial Advisor at Merrill Lynch Wealth Management. He is a bilingual professional fluent in English and Spanish, focusing on providing financial strategies for individuals, families, and businesses by understanding their financial objectives. Antonio's approach involves a disciplined process that begins with understanding each client's specific needs and priorities. He has experience in areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, and socially responsible investing. Antonio holds the Personal Investment Advisor (PIA) designation, along with Series 7 and 66 FINRA registrations, and holds a bachelor's degree in Finance and Business Management from the McCoy College of Business at Texas State University. Antonio is an Army veteran originally from Orange County, California, now residing in New Braunfels, Texas with his wife Sasha and their two children. He is active in his community through organizations such as the Knights of Columbus and the San Antonio Food Bank.

William Kopplin is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and 25 years of industry experience. His career includes long tenure with Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Outside of advising, he holds majority ownership in Walrus Club LLC, a sporting club in San Antonio. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business owners, sports and entertainment professionals, and other niche areas, using proprietary research and tools to develop tailored recommendations.

Ryan Everett is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Karla Hopper is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and JPMorgan Chase Bank, N.A. prior to her current role. Based in San Antonio, TX, she has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Robert Martin is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Merrill and Bank of America since 2018 and was previously with Citigroup Global Markets from 2012 to 2018. Outside of his financial career, he participates periodically with the Page Parkes Center of Modeling & Acting, assisting with auditions for commercials and print ads. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Glenn Welch is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Andrew Hedrick is a CFP®, ChFC®, and Series 63-licensed financial advisor with 25 years of industry experience. He has been with Edelman Financial Engines since 2016 and previously worked at Tmfs Advisors, LLC from 2013 to 2016. He is based in San Antonio, TX. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Clifton Barnes is a financial advisor at Osaic Wealth Inc. in San Antonio, TX, with 14 years of industry experience. He holds a Series 66 designation and operates C.R. Barnes Wealth Management, providing financial advising services. Barnes is also involved in an accounting and tax practice through Monte R. Barnes FTC Inc. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services utilizing firm-provided asset-allocation tools, risk-tolerance assessments, and a variety of investment products and third-party managed accounts.

Michael Nash is a financial advisor with LPL Financial in New Braunfels, TX, holding a Series 66 designation and bringing 11 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies.

Timothy Escobar is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Escobar also serves in the U.S. Army Reserve and is a board member of a flying club. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market estimates to assist its clients.

Dorian Townsend is a Series 66-licensed financial advisor with seven years of industry experience. He currently works with J.P. Morgan Securities in San Antonio, TX, and has held positions at firms including SWBC Investment Company, Ameriprise, USAA, and Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Valerie Boggs is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Cortez is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, personal retirement planning, portfolio management services, and small business strategies. With over eight years of experience, Joseph provides clients with first-class financial services and expertise. He works closely with families to help them achieve important financial goals. Joseph holds the designation of Personal Investment Advisor (PIA). Outside of work, he has interests in baseball, basketball, fishing, and football.

David Ballard is a ChFC®-designated financial advisor with 34 years of industry experience, currently affiliated with LPL Financial since 2021. His prior experience includes nearly three decades at Waddell & Reed, Inc., and involvement with Trinity Baptist Church in various capacities for over a decade. He is also associated with The Lighthouse Team, LLC, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Sebastian Barraza is a financial advisor with Fidelity in San Antonio, TX, holding a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked at Redwood Residential and held various roles in other companies. Outside of his advisory work, he is an independent contractor assisting with real estate leasing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.