Leonard Johnson is a financial advisor at Morgan Stanley in San Antonio, TX, with 12 years of industry experience. He has held positions at Morgan Stanley since 2018 and previously worked at JPMorgan Securities LLC from 2015 to 2018. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and advanced modeling tools, serving clients through both direct and corporate financial planning agreements.

Richard Berlanga is a financial advisor at Edward Jones in San Antonio, TX, holding the Series 65 and Series 63 designations with three years of industry experience. His work background includes roles at USAA Financial Advisors, JP Morgan Chase, and multiple terms with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a broad range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Daniel Molina is a Private Wealth Advisor with Merrill Private Wealth Management. He brings 15 years of experience in the financial industry, focusing on areas such as Corporate Executive Services, Institutional Consulting, International Wealth Management, and Tax Minimization. In his role, he aims to tailor strategies that align with the unique needs of each client to help them achieve their financial goals. Molina is fluent in both English and Spanish and serves a diverse clientele. He holds a bachelor's degree from Universidad Panamericana and has earned the Personal Investment Advisor (PIA) designation. Molina is affiliated with professional organizations including Forbes. Outside of his professional work, he has interests in cooking, skiing, and tennis.

Thomas Richter is a CFP® and holds a Series 66 license with eight years of industry experience. He currently works at Morgan Stanley and previously spent eight years at UBS Financial Services. Before his financial services career, he served nine years in the U.S. Navy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Matthew Willemin is a financial advisor with Edward Jones in Schertz, TX, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, SageSpring Wealth Partners, Raymond James Financial Services, and several other firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Jennifer Vigil is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and three years of industry experience. She previously worked at WIS International from 2015 to 2017. Outside of her advisory role, she is employed by Certainty of Uncertainty, where she manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement-income recommendations through a centralized consulting team.

Melanie Morgan is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been associated with Primerica Financial Services since 2002 and PFS Investments since 2006. Outside of her advisory work, she is an author of children's books. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through a large network of financial advisors, delivering model-based investment strategies supported by third-party asset managers and custodial services.

Parth Rana is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. He has worked at MML Investors Services Inc since 2007 and Massachusetts Mutual Life Insurance Company since 2006. In addition to his advisory role, Rana provides business consulting and exit planning services to help business owners prepare for future sales of their companies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning relationships using firm-approved analytical tools.

David Zeitz is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Prior to that, he has been associated with Bank of America, N.A. since 2003. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Robert Donnelly is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus on both retail and institutional consulting services.

Daniel Nelson is a Private Wealth Advisor with Merrill Private Wealth Management. He leads the Nelson, Wood, Gosdin team within the Private Wealth Management group, directing investment activities and overseeing portfolio development. His expertise includes managing multiple proprietary portfolios with varying objectives, asset classes, timelines, and risk profiles, with a particular skill set in portfolio management. Mr. Nelson began his financial services career at Merrill Lynch Wealth Management in 1997. He holds multiple degrees from The University of Texas at Austin, including an M.B.A. and a B.A. in both Finance and Spanish. He also holds several professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Financial Planner™ (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA®). He resides in San Antonio with his wife, Carla, and their three children, Sophia, Daniel, and Mateo. Mr. Nelson's personal interests include fishing, golfing, hunting, and spending time with his family.

Lance Childress is a financial advisor at Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and firm-approved tools, with various investment strategies overseen by its Global Investment Committee.

Carlos Tovar is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, GWN Securities, Inc., and AXA Advisors, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Markos Pappas is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Edward Jones and Investment Professionals, Inc. before joining Ameriprise in 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver customized, non-discretionary advice through a centralized consulting team.

Logan Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and bringing nine years of industry experience. He has been with Morgan Stanley since 2016, including four years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and research.

Troy Engelke is a financial advisor with Ameriprise in Live Oak, TX, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Randolph-Brooks Federal Credit Union and Cuna Brokerage Services. Outside of advising, he serves as Data Analytics Manager for RBFCU Assets LLC, providing analytical and operational support to Credit Union Service Organization leadership. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to provide tailored, non-discretionary advice, primarily for clients with substantial assets under management.

Leticia Sanchez is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. She has worked at LPL Financial since 2019 and previously worked with various insurance carriers and Waddell & Reed, Inc. in San Antonio, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple portfolio management options.

Irosca Prado Jarquin is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, they held roles at Bank of America, Axiom Bank, HR Block, and ACE Cash Express. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Robert Nelson Jr. is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and over 56 years of industry experience. He has worked at Merrill since 1969 and Bank of America since 2011. Outside of his advisory role, he is an investor in an oil and gas exploration venture through a separate business entity. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies across a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Jacky Phan is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 65 designation and has previously worked at Ulrich Consulting and Investment Group, LLC, CapFinancial Partners (CAPTRUST), and Covenant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.