Mark Courtad is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at USAA Financial Advisors and USAA Investment Management Company prior to joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational infrastructure.

Mark Guajardo is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at Raymond James since 2020 and previously spent four years at Frost Brokerage Services. In addition to his advisory role, he serves as Operations Manager and Branch Manager delegate at Oak Crest Advisors, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using advanced analytical tools and supports its clients through various advisory programs and specialized services.

Jeffrey Conflitti is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses and seven years of industry experience. His prior work includes roles at Axa Advisors and positions outside the financial sector with the Michigan PGA and University of the Incarnate Word. Equitable Advisors serves individual and institutional clients with financial planning, retirement consulting, and asset management programs, utilizing a range of firm-offered and third-party advisory models. The firm focuses on assessing client information and risk tolerance to align clients with suitable investment programs, offering access to mutual funds, ETFs, separately managed accounts, alternative investments, and ERISA fiduciary services.

Michael Conrad is a financial advisor with Mass Mutual Investors Services in San Antonio, TX. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles in healthcare rehabilitation and transportation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs and educational seminars with a structured, collaborative approach to financial planning.

Klinton Law is a financial advisor at Merrill in San Antonio, TX, with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kenneth Sedlock is a Series 66-licensed financial advisor with 25 years of industry experience. He is currently with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., having joined in 2024 after nine years at Gwn Securities Inc. Outside of his advisory work, Sedlock is an owner of a construction business and founder of an insurance and benefits firm based in San Antonio, TX. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent financial professionals. The firm offers both proprietary and third-party model strategies, with flexible discretionary and non-discretionary investment implementations across multiple platforms.

Daniel Joyce is a financial advisor at Primerica Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 1993. In addition to his advisory role, he works as an accountant for Renaissance Interests and has been involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Antonio Arteaga is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Merrill and Bank of America, N.A. for 14 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joann Thomas is a financial advisor with Charles Schwab based in San Antonio, TX, holding a Series 66 designation and with 10 years of industry experience. Her career includes roles at Charles Schwab Bank, USAA, JP Morgan Chase, and Ameriprise Financial. Outside of her advisory work, she is also involved as a sales consultant with Mary Kay. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering a multi-asset, model portfolio approach supported by Schwab’s centralized supervisory and custody infrastructure.

Alexandra Meyers is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Merrill since 2018, with prior experience at Fisher Investments and Star Consulting Group. Meyers serves as trustee and co-trustee for several family trusts, managing investment decisions and overseeing account administration outside of her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions. The firm integrates both internal and third-party management approaches and incorporates strategic and tactical asset allocation with options for tax-sensitive investors.

Kenneth Foley is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 23 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors, Morgan Stanley, and UBS Financial Services. He is also the president and owner of Paradigm 20/20 Financial Strategies Group, LLC. Equitable Advisors serves a diverse client base including individual and institutional clients, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm offers various investment programs primarily using third-party managers and provides ERISA fiduciary services to qualified plans.

Nicholas Tramontano is a Financial Advisor at Merrill Lynch Wealth Management, working as part of the Tramontano & Associates team based in San Antonio, Texas. He joined Merrill in 2018 and has experience working in offices in San Antonio and Fort Worth. Nicholas focuses on maintaining strong client relationships and providing personalized financial strategies to a select group of clients. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. Nicholas is recognized as a member of the Tramontano & Associates team, which was named to the 2023 Forbes "Best-in-State Wealth Management Teams" list. Nicholas holds a Bachelor's degree from Texas Christian University and holds professional designations including Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). In his personal time, he enjoys basketball, cooking, fishing, football, golfing, spending time with family, traveling, volleyball, and watching movies.

Corey Cunningham is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he collaborates one-on-one with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. Corey leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to create strategies that adapt to changing market conditions. Corey holds a Bachelor's Degree from the University of Texas System and a Master's Degree from Southern Methodist University. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Committed to community involvement, Corey participates in local volunteer activities aligned with Merrill's tradition of serving the communities where they operate.

Jason Garriott is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 19 years of industry experience. His career includes roles at USAA Financial Advisors, Inc., USAA financial planning services, Usaa Investment Management Company, and Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to affiliated discretionary separately managed accounts, leveraging multi-asset model portfolios and due diligence on alternative investments.

Joe Sanchez is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Morgan Stanley, Citi, Raymond James Associates, and AllianceBernstein. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and charitable funds. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios using a systematic, long-term approach.

Corey Ford is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 63 and Series 66 credentials and previously worked at The Vanguard Group, Inc. for four years. Outside of finance, Corey has experience in the food service industry, including roles at Torchy's Tacos and Snooze Eatery. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Sanda Bailey is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Ameriprise in San Antonio, TX since 2020. She previously worked with Ameriprise Financial Services, Inc. from 2005 to 2020. Her other business activities include fiduciary duties and acting as healthcare power of attorney for an individual. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing tailored, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficient strategies. The firm serves a broad client base and combines advisory, brokerage, and insurance solutions through affiliated entities.

Alan Chase is a financial advisor with Raymond James Financial in San Antonio, TX, holding a Series 63 designation and 41 years of industry experience. He previously worked for Commonwealth Financial Network for 26 years before joining Raymond James in 2025. Outside of his advisory role, he serves as president of Ingenuity Financial Services, Inc., a company providing financial advice and services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports its clients through various advisory programs and specialized services.

Tristan Haby is a financial advisor with Edward Jones in Castroville, TX, holding a Series 66 designation. He has been in the industry since 2026, previously working at Castroville State Bank for five years and holding roles in facility maintenance and the food service industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products. The firm operates a large nationwide network of financial advisors and branch offices and manages approximately $1.01 trillion in assets under management.

Braden Blackwelder is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at UBS Financial Services, Wells Fargo Clearing, and Prudential Equity Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.