Ivan De La Hoya Meza is a financial advisor with Wells Fargo Clearing in Yuma, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Phillips is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as a personal representative for a family estate and as a co-trustee for his parent's trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu with specialized services, using proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Christine Aronoff is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Joel Estes is a financial advisor with Raymond James & Associates in Tucson, AZ, holding a Series 63 designation and bringing 36 years of industry experience. Prior to joining Raymond James in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as a business advisor to the Tucson Conquistadores Foundation. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Jennifer Hurtado is a financial advisor with Merrill in Tucson, AZ, holding Series 63 and Series 66 credentials and six years of industry experience. Her career includes roles at Bank of America N.A., Wells Fargo Clearing, and Wells Fargo Bank, NA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kathleen Peake is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has worked at Cetera since 2014 and has prior experience at firms including Felicia Searcy LLC and Landmark Events. Outside of her advisory role, Peake is involved in community and business activities such as managing a local women’s networking organization, promoting financial education, and participating in women empowerment initiatives that include publishing and coaching. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporations, and institutional accounts. The firm offers diversified portfolio management options through a multi-manager platform that enables advisors to implement affiliated model portfolios, third-party managers, or customized strategies across various program structures.

Scott Schultz is a financial advisor with Thrivent Investment Management in Tucson, AZ. He holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial planning covering a broad range of topics, with an option to combine planning and managed-account services under a consolidated billing program called WealthPlan.

Miguel Quinones is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 22 years of industry experience. He has worked with Raymond James since 2017, following positions at Summit Trail Securities, LLC and Summit Trail Advisors. Raymond James & Associates is a large, dual-registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by various portfolio management styles and affiliated research.

John Simonson is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has been associated with Cetera and its affiliated entities since 2022, alongside managing his own practices including Simonson Wealth Management since 2016. Outside of his advisory roles, he serves as a trustee and general partner in several partnerships unrelated to investments, including estate planning and family limited partnerships. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a broad range of portfolio management options, including model portfolios, third-party managers, and bespoke strategies, overseeing over $256 billion in assets and more than 10,000 advisors.

Andrew Keam is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 credential and 11 years of industry experience. He has been associated with Morgan Stanley and its Private Bank since 2010. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Mark Helphinstine is a Series 66-credentialed financial advisor with LPL Financial in Tucson, AZ, where he has worked for 11 years. He also has three years of prior experience with Canyon Community Bank. Outside of his advisory role, he is a part-owner of Mountain View Vacation Rentals, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various portfolio management solutions.

Andrew Isaac is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that align with clients' individual priorities and goals. Andrew collaborates closely with clients to develop flexible financial plans that respond to changing market conditions while utilizing investment insights from Merrill and banking solutions from Bank of America. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategies, and retirement income. Andrew holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Arizona. Andrew lives in Arizona, where he has resided since 1986. He enjoys biking, soccer, and spending time with his three daughters and granddaughter. He is also involved in the community as the CFO of the Jewish Educational Tax Credit Organization (JETCO).

Kenneth Blanchard is a CFP®-designated financial advisor with 25 years of industry experience, currently serving at Edward Jones in Tucson, AZ. He has been with Edward Jones since 2001, including his current tenure beginning in 2023. Outside of his advisory work, he serves as president of the local Chamber of Commerce. Edward Jones is a full-service wealth management firm serving a diverse client base that includes individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Byron Fox is a financial advisor with RBC Capital Markets in Tucson, AZ, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at UBS Financial Services Inc. Tucson for 12 years and has been associated with RBC Capital Markets and City National Bank since 2019. Fox is also a retired partner and consultant for Fox & Partee & Nigro Law Firm in Kansas City, MO, a role he has held since 1990 with minimal active involvement. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies to client risk profiles using a combination of in-house and third-party managers, supported by RBC’s capital markets capabilities and integrated financial services.

Bruce Irby is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 65 credentials and 48 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional firm.

Sergio Salazar is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 credential and 13 years of industry experience. He has worked at Merrill and Bank of America since 2018 and previously spent two years with Catalina Wealth Management and Centaurus Financial Inc. Salazar is involved in managing a family-owned LLC related to real estate holdings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, and charitable organizations.

Ryan Hammond is a financial advisor with Cetera who holds the Series 63 and Series 66 credentials and has 20 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and continued with Cetera since 2023. Outside of finance, he operates a photography business specializing in corporate events, headshots, family portraits, and sporting events. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting discretionary and non-discretionary strategies across multiple program structures.

Chad Porzig is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include over a decade with Primerica and two years at HD Vest. Outside of advising, he owns and operates CQ Books, an e-commerce business focused on used book sales, and QP Imagery, a photography and videography venture specializing in landscapes, nature, and pet portraits. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with access to various model portfolios, third-party managers, and customized strategies.

Timothy Lewis is a financial advisor with Cetera based in Tucson, AZ, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera since 2021 and previously at Edward Jones from 2015 to 2021. Lewis is also involved with Wilde Wealth Management Group and JRS Wealth Management Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

David Petz is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning, which clients can combine with managed-account programs under a consolidated billing option called “WealthPlan.”