Natalie Abraham is a financial advisor at UBS Financial Services with six years of industry experience. She holds the CFP® and ChFC® designations, as well as the Series 66 license. Natalie’s prior experience includes multiple roles at Merrill and positions in banking and insurance, along with work at the University of Nevada, Las Vegas. Outside of her advisory work, she is the managing member of a locksmith business in Las Vegas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Gary Cranford is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to clients' individual goals, focusing on areas such as family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Gary holds a Bachelor's Degree from the University of Northern Colorado and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement and spends time volunteering with local organizations. Outside of work, Gary enjoys hiking, reading, and running.

Kurt Maier is a financial advisor with UBS Financial Services in Las Vegas, NV, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.

James Zapotocky is a financial advisor at Raymond James & Associates with 12 years of industry experience. He previously worked at Morgan Stanley and its private banking divisions for a decade. Outside of his advisory role, he has a business interest in a rental real estate venture called The Wine Down Paso. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving individuals, institutions, and municipal clients. The firm offers financial planning and consulting through a range of investment strategies and is notable for its municipal advisory services and employer retirement plan consulting programs.

Vincent Bono is a financial advisor with Wells Fargo Clearing in Henderson, NV, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm is noted for including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dustin Engel is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing nearly two decades of experience serving high net worth individuals, families, and businesses. Since joining the firm in 2003, Dustin has focused on developing customized financial strategies based on clients’ risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His approach centers on understanding each client’s unique financial situation and aspirations, allowing him to tailor asset allocations and recommend solutions across investments, business services, retirement, and estate planning. Dustin emphasizes open and honest communication, maintaining regular reviews and being accessible to address clients’ questions or concerns throughout market fluctuations and life changes. Dustin’s expertise includes divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, and investment consulting for both defined benefit and defined contribution plans. He holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His educational background includes a high school diploma from Valley High School, with additional studies at the University of Nevada - Las Vegas and the University of Surrey. Residing in the Las Vegas valley for over 30 years, Dustin engages with the community through local charities such as St. Baldricks and serves as a board member for the Candlelighters Childhood Cancer Foundation of Nevada. He is also part of the Leadership Las Vegas Class of 2025. Outside of his professional and community activities, Dustin enjoys reading, attending live music events, traveling, and spending time with his family.

Carrie Rueckl is a financial advisor at Thrivent Investment Management with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Bankers Life Securities, Inc. and The American College. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial analyses and written recommendations across various planning topics. The firm combines planning with managed-account services under a consolidated billing option while maintaining separate service structures.

Dennis Radek is a financial advisor at Fidelity with 22 years of industry experience. He holds the Series 66 and Series 63 designations. His work history includes roles at Fidelity Investments since 2021, as well as prior positions at USAA Financial Advisors and Western Southern Life. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and has notable involvement in commodity pool operations and algorithm-driven research.

Miles Johnson is a financial advisor at Morgan Stanley in Las Vegas, NV, with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016, including a role at Morgan Stanley Private Bank since 2017. Outside of finance, he works as a consultant for Outdoorsmanship Media Production. Morgan Stanley Wealth Management is a firm that offers a wide array of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Martin Alvarez Lopez is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior roles include positions at Ernst & Young LLP and JPMorgan Chase & Co. He has also taught at the UNLV Lee Business School. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Carlos Bertran is a financial advisor at Ameriprise with 35 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Bertran is the owner and president of REALVEGAS.COM, INC., a services information website, and serves as Master of a Group of Philosophers for Cosmic Rose Pronaos AMORC in Las Vegas. Ameriprise is an institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary retirement recommendations delivered in partnership with its financial advisors.

Mark Yontz is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Fidelity. He has worked across multiple divisions within Fidelity since 2014, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including oversight of registered investment companies and model portfolio construction. The firm employs proprietary research and quantitative analysis to create systematic, algorithm-driven investment solutions and serves in a formal advisory capacity to multiple investment funds.

Jay Ar Briones is a financial advisor at Morgan Stanley in Las Vegas, NV, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Citi and Nevada State Bank, as well as experience working at the College of Southern Nevada. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its financial planning process.

Mel O is a Certified Financial Planner (CFP®) with 21 years of experience in the financial industry. He has been with LPL Financial since 2015. Outside of his advisory work, Mel hosts a podcast and authors content related to personal finances under the name Rock Hard Financial LLC, and he also teaches financial literacy, including roles as an instructor and teacher for online platforms and Clark County Community College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with model portfolios, research, and technology-driven solutions.

Maricela Abdishou is a financial advisor at Fidelity with 17 years of industry experience and holds a Series 66 designation. Her work history includes roles at Fidelity Investments, Golden 1 Credit Union, and Wells Fargo affiliates dating back to 2005. She serves as a board member on the Family Selection Committee for Habitat for Humanity Stanislaus County. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and registered investment companies.

Michael Webb is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Gavin Owen is a CFP®-certified financial advisor with five years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has previously worked with firms including Whitwell & Co., CRG Wealth, LLC, and Canyon Ridge Group LLC. Outside of advisory roles, he manages operations for LL Ventures, LLC, a business holding company. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations by providing financial planning, investment management, and retirement advisory services. The firm supports independent Financial Professionals with a variety of portfolio management options and proprietary model strategies while maintaining institutional features such as advisor transition support and compliance oversight.

Christopher Peterson is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63, 65, and 66 licenses and has 43 years of industry experience. Prior to joining Raymond James in 2017, he worked at Wells Fargo Advisors Financial Network LLC for seven years. Outside of his advisory role, he serves as acting trustee for Bush Nevada Trust and is involved with Johnson Peterson & Walpole, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning using quantitative tools and supports municipal and public finance work through a unique municipal advisor affiliation.

George Pierce is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and 12 years of industry experience. He has been with LPL Financial since 2016. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Guangzhi Zhai is a financial advisor with Mass Mutual Investors Services, holding the CFP® designation and Series 63 and 65 licenses. He has 13 years of industry experience, including roles at MassMutual Life Insurance Company and several other financial services firms. In addition to his advisory work, Zhai owns Evergreen Tax and Accounting LLC, where he provides tax preparation and consulting services. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annually structured, collaborative client engagements using firm‑approved analytical tools.