Heidi Hershman is a financial advisor with HBW Advisory Services LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. She has worked with HBW Advisory Services since 2011 and previously held positions at Cetera and Cetera Wealth Services. Outside of her advisory role, she serves as president of the board at Ilan Ramon Day School, a private Jewish day school. HBW Advisory Services manages approximately $1.75 billion in client assets and offers discretionary and non-discretionary asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach that includes tactical asset allocation and multi-manager diversification, and it provides sub-advisory, co-advisor, and wrap-fee portfolio services.

Edward Suero is a financial advisor with Golden State Wealth Management, LLC in Encino, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at LPL Financial LLC, Logix Federal Credit Union, Unionbanc Investment Services, Bank of America, and Merrill. Outside of his advisory work, he is the founder and content creator of Be Grounded Inc, a venture focused on transformative mindfulness and meditation. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm emphasizes discretionary portfolio management with tailored portfolios using various analytic approaches and offers flexible fee arrangements primarily based on assets under management.

Xinyu Huang is a financial advisor at One Capital Management, LLC with two years of industry experience and holds a Series 65 designation. Prior to joining One Capital Management, Huang worked at ATIF Inc. and has experience associated with Washington University in St. Louis as well as the University of California, San Diego. One Capital Management, LLC manages approximately $8.5 billion for a variety of clients including individuals, pension plans, and corporations. The firm builds customized, globally balanced portfolios that combine active large-cap equity management with ETFs and diversified fixed income, and it serves as adviser to proprietary ETFs and the FundX family of exchange-traded funds.

Corey French is a financial advisor at One Capital Management, LLC with three years of industry experience. He holds a Series 65 designation and previously worked at Treasury Wine Estates and Sonoma State University. One Capital Management, LLC manages approximately $8.5 billion for individuals—including high-net-worth clients—pension plans, trusts, and corporations. The firm offers wealth management, discretionary portfolio management, retirement solutions, and advisory consulting, using a blend of active large-cap equities, ETFs, and fixed income guided by a macroeconomic assessment and a written Investment Policy Statement.

Morrie Reiff is a CFP®-credentialed financial advisor with 41 years of industry experience, currently with Modern Wealth Management, LLC. His prior roles include positions at M.S. Howells & Company, Independent Financial Group, Quantitative Strategies Inc., and Planned Asset Management, LLC. Outside of investment advisory, he owns and operates insurance-related businesses focusing on life, disability, and long-term care products, as well as a travel agency. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm offers discretionary and non-discretionary investment management, financial planning, and modular services for individuals, high-net-worth clients, trusts, estates, and retirement plans, supported by a centralized Investment Committee and diverse portfolio management approaches.

Howard Martinez is a financial advisor with Prosperitas Financial, LLC, holding a Series 66 designation and over 20 years of industry experience. His career includes roles at Morgan Stanley from 2006 to 2015, followed by nearly a decade at Kinecta Financial & Insurance Services and LPL Financial before joining Prosperitas in 2024. He has also participated as a research study contributor at Adler Weiner Research. Prosperitas Financial is a multi-team registered investment adviser serving individuals, high-net-worth clients, trusts, retirement plans, and corporate entities. The firm offers asset management, financial planning, retirement plan consulting, and other advisory services, managing approximately $812 million across about 1,745 clients. Its investment approach includes building individualized portfolios using various securities and analytical methods, with regular monitoring and rebalancing.

Julia Andrews is a financial advisor with The AmeriFlex Group and holds a Series 66 designation. She has four years of industry experience, including roles at Cambridge Investment Research, OSAIC, Sagepoint Financial, and Monarch Wealth & Retirement Strategies. Andrews also operates as an independent insurance agent through Monarch Wealth & Retirement Strategies. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, third-party money manager selection and monitoring, and retirement plan consulting, delivering services through a network of advisory affiliates and multiple program platforms.

Brian Malkinson is a Series 65 licensed financial advisor with eight years of industry experience, currently serving at HBW Advisory Services LLC since 2018. He has held leadership roles including Chief Operating Officer at Jones Financial Network and President of TIG Wealth Management Inc., focusing on estate planning. He is also the President and owner of The Brayley Group, a management and business consulting firm, and works as a notary public. HBW Advisory Services manages approximately $1.75 billion in client assets, offering asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and pension plans. The firm employs a blended investment approach using third-party money managers and emphasizes diversification and downside protection, while also providing institutional and retirement plan services.

Robert Walker is a ChFC® credentialed financial advisor at ON Investment Management CO with 34 years of industry experience. He has been associated with The O.N. Equity Sales Company since 2012 and has worked in the financial sector since 1982. Outside of advisory services, he is involved in life and health insurance sales. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm provides financial planning, portfolio management, and retirement-plan advisory services through a combination of comprehensive plans, modular offerings, and access to third-party investment programs.

Robert Sullivan III is a financial advisor with HBW Advisory Services LLC in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at multiple firms including Cetera Advisor Networks and Goldhorn Capital Management LLC, which he owns. Outside of financial advising, he is co-owner of Raghorn Ranch Land & Cattle Co LLC, where he assists with horse training and agricultural activities. HBW Advisory Services manages approximately $1.75 billion in client assets, providing asset management, financial planning, and consulting to a diverse client base including individuals, families, charitable organizations, and institutional plans. The firm employs a blended investment approach that incorporates tactical asset allocation and multi-manager diversification, and it offers sub-advisory and wrap-fee portfolio services through partnerships such as Betterment Institutional.

Ethan Samuels is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions with New York Life Insurance Co, Guardian Life Insurance Company, and Park Avenue Securities. Outside of advisory work, he is involved in insurance brokering and offers client referrals for estate planning and deferred sales trust services. Foundations Investment Advisors LLC provides financial planning and portfolio management to a diverse client base, including individual and high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis, using model portfolios and an asymmetric rebalancing approach.

Jennifer Brown is a financial advisor at Prosperitas Financial, LLC with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Brown Investment Management, GoTo Financial, Merrill, Banc of America Investment Services, Inc., and Morgan Stanley. In addition to her advisory role, she is the owner and CEO of a financial and technology startup, The Investor Card LLC. Prosperitas Financial is a multi-team registered investment adviser serving individuals, trusts, retirement plans, and corporate entities. The firm manages approximately $812 million across diverse portfolios, employing a blend of fundamental, technical, sector, and qualitative analyses while offering comprehensive portfolio management and consulting services.

Ronald Bertke is a financial advisor at Hornor, Townsend & Kent, LLC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2009. Outside of advisory work, he is also engaged in life insurance brokerage for multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory services with broker-dealer capabilities and employs a network of advisers who implement client strategies through third-party asset manager relationships under a supervisory framework.

Shane Hamashige is a CFP® and Series 66 licensed advisor at Osaic Advisory Services, LLC with eight years of industry experience. He has previously worked with Arbor Point Advisors and Securities America Advisors. Osaic Advisory Services, LLC is an SEC-registered enterprise advisor serving a diverse client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of managed programs, retirement plan consulting, financial planning, and access to alternative investments, utilizing a combination of fundamental and technical analysis alongside various investment strategies.

Rosemarie Robinson is a financial advisor with Kestra Advisory in Encino, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Kestra Advisory since 2019 and has prior experience at Kestra Investment Services, LLC dating back to 2006. Outside of advisory work, she is involved in an insurance services business and serves as trustee for a family trust. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a variety of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving a client base that includes large institutional investors such as sovereign wealth funds.

Joan Holmes is a financial advisor with Carson Wealth, holding Series 63 and Series 66 registrations and having 19 years of industry experience. She has worked with firms including Cetera Wealth Services, LPL Financial, and Girard Securities, and operates Applied Financial Planning. Holmes also serves as a notary public, providing complimentary notary services to clients. Carson Wealth is an SEC-registered adviser managing approximately $50.6 billion through a large network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement services, supported by an Investment Committee that develops model portfolios and provides tailored investment solutions.

Akop Kara Simonyan is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 65 licenses and has seven years of industry experience. He has been with Citibank since 2014. Outside of his advisory role, he is a member of JT SCOTT LLC, where he manages residential property expenses and rent collection. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs that utilize multi-asset, multi-manager strategies through discretionary and non-discretionary approaches. The firm combines institutional scale with specialized market roles, including in-house research, swap dealing, and futures commission merchant services.

Jackleen Sawiris is a financial advisor at Integrated Wealth Concepts LLC with three years of industry experience. She also owns and operates Duffy Kruspodin LLP, a tax preparation and accounting firm. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a primarily long-term investment approach.

Michael Hess is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 21 years of industry experience, including multiple roles at Guardian Life and Park Avenue Securities. Outside of his advisory work, he serves as a consultant for his wife’s entertainment business, King's Daughter Inc., assisting with career decisions and creative development. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and nonprofits. The firm provides tailored financial planning and management solutions using both advisor-led and model-based strategies, with access to proprietary programs and alternative investment platforms.

Alexandria Franco is a financial advisor with United Planners' Financial Services of America and holds a Series 66 designation. She has four years of industry experience and has been with United Planners since 2018. In addition to her advisory role, she is a life-only insurance agent and is involved in tax preparation and accounting through associated firms in Thousand Oaks, CA. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, and institutional clients. The firm employs independent Investment Adviser Representatives and offers a range of advisory and brokerage services using multiple custodians and third-party managers.