Peiyi Wang is a financial advisor at HSBC Securities (USA) Inc. in Irvine, CA, holding a Series 66 designation with three years of industry experience. Prior to joining HSBC in 2023, Wang was CEO of Alty International Inc., a service company related to real estate agency services, where she retained a share but no longer has an active role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary investment options supported by strategic and tactical asset allocation developed with HSBC Global Asset Management.

Kenneth Sotherlund is a Series 65 licensed advisor with Guardian Life and Park Avenue Securities, based in Irvine, CA. He has one year of industry experience and previously worked at Aflac and The Billing Connection, Inc. He is also involved in outside insurance sales. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and advisory solutions, combining advisor-led discretionary management with model-based strategies and digital advisory tools.

Zupei Yu is a CFA® charterholder with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. Located in Irvine, CA, Zupei previously worked at Edward Jones and Transpacific Financial Inc. from 2018 to 2025, and also has experience at Cal State Fullerton. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Laura Mai is a financial advisor at Citizens Securities, Inc. with 15 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and E*TRADE Capital Management LLC. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory services include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Xianli Zhou is a CFP®-certified financial advisor with Transamerica Financial Advisors, bringing nine years of industry experience. Zhou has held roles at Transamerica Financial Advisors since 2016 and has additional experience in semiconductor manufacturing with ASML and Cymer LLC. Outside of advising, Zhou is involved in tax preparation services. Transamerica Financial Advisors serves a diverse client base that includes individual investors, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, combining proprietary and third-party investment models with both discretionary and non-discretionary program options.

Gordon Wang is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 65 and Series 63 credentials and five years of industry experience. His work history includes roles at Yu Yan Lin and USA GSD Aesthetics Corporation alongside his ongoing association with Transamerica Financial Advisors and World Financial Group. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations. The firm provides advisory and broker-dealer services through proprietary and third-party model portfolios, offering both discretionary and non-discretionary program choices.

Franklin Lara is a financial advisor with Independent Financial Group, LLC, holding Series 63 and 65 licenses and bringing 17 years of industry experience. He has worked at Independent Financial Group since 2013, following a two-year tenure at National Planning Corporation. Outside of his advisory role, he is a part owner of a transportation company. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions, combining strategic asset allocation with both passive and active investment approaches.

Henry Terrell is a ChFC® and holds a Series 66 license, with 53 years of industry experience. He has been with Guardian Life and its affiliated entities since 1991 and has operated his own insurance services business since 1987. His work includes insurance sales covering long-term care, group, individual, and disability insurance. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary programs, third-party solutions, and a digital advisory platform.

David Cockeram is a financial advisor with Valic Financial Advisors in Glendale, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Valic Financial Advisors since 2012 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Christopher Vaccaro is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has long-standing roles at Ameritas Life Insurance Company and Ameritas Investment Company, dating back to 2006, as well as extensive experience with Capstone Financial Group and Capstone Financial Resources, Inc. Outside of advisory work, he is an independent insurance agent licensed to sell fixed insurance products and serves as president of Capstone Financial Resources, which provides medical and dental insurance services. Ameritas Advisory Services, LLC offers investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment vehicles and program platforms, incorporating both proprietary and third-party models, and operates within a mutual holding company structure that includes affiliated broker-dealer and insurance entities.

David Matles is a financial advisor with SPC in Orange, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with SPC since 2004 and also works with Sigma Financial Corporation. Outside of his advisory roles, Matles serves as president of Matles & Associates Inc., which offers employee benefits and insurance products, and he is a board member of the University of Redlands Alumni Board. SPC serves a diverse clientele including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers, offering both discretionary and nondiscretionary management solutions.

Matthew Aurelio is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and three years of industry experience. He has been with Diversified Investment Services since 2014. Aurelio serves as a trustee for a family trust outside of his advisory role. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, investment management, and compliance services. The firm offers a variety of advisory programs and model portfolios, allowing advisors discretion in portfolio construction alongside managed solutions.

Catherine Cheng is a financial advisor at Transamerica Financial Advisors with Series 65 and Series 63 credentials. She has been in the industry for one year and has a background that includes roles at World Financial Group Insurance Agency, Bohan Consulting LLC, HBT Labs, and Quantum Wellness Botanical Institute. Transamerica Financial Advisors serves a broad client base, including individual investors, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Frederick Chambers is a Series 66-licensed financial advisor with one year of industry experience, currently affiliated with Guardian Life and Park Avenue Securities in Irvine, CA. Prior to his current role, he worked at Thrivent Financial and held leadership responsibilities outside the financial sector as the lead pastor at Grace Community Church of Saddleback Valley. Park Avenue Securities, a subsidiary of Guardian Life Insurance Company, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored financial planning and advisory solutions combining advisor-led discretionary management with model-based strategies across proprietary and third-party platforms.

Olivio Gomez is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and bringing 19 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, American Trust Investment Services, and Edward Jones. Outside of his advisory work, he serves as Senior Finance Manager for XRG Restaurant Group, providing corporate finance and financial planning support. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients by offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Schwab’s internal research tools and asset allocation models, with trades executed only upon client authorization.

Xi Chen is a financial advisor at Transamerica Financial Advisors with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at City National Bank and Investment Advisors International, Inc. His other business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, trusts, pension plans, and charitable organizations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Max Matles is a CFP® with six years of industry experience, currently associated with SPC. He has held roles at Sigma Planning Corporation and Sigma Financial Corporation since 2020 and has operated Matles Wealth Management since 2019. Outside of advising, Matles is a published author. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm delivers tailored and discretionary advice through a large network of advisors and supports various account programs with custody provided through Fidelity/NFS.

Citlalli Rojas is a financial advisor with Eagle Strategies (New York Life) based in Corona, CA. She holds Series 63 and Series 65 licenses and has 16 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company since 2016. Rojas serves on several local boards, including the La Sierra Council Greater Riverside Chambers of Commerce, the Greater Riverside Chambers of Commerce executive board, and the Riverside Community Hospital Board of Trustees. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored advice and offers multiple program types, with most assets managed on a non-discretionary basis.

Lee Pysnik is a financial advisor at Independent Financial Group, LLC with 25 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Independent Financial Group in 2012, he has operated Lee Pysnik, CPA since 1984, providing tax, accounting, and bookkeeping services. He also acts as a trustee for family estates in a limited capacity. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures tailored to client risk profiles.

Mariday Taruc is a financial advisor at GWN Securities Inc. in Irvine, CA, holding Series 63 and Series 65 credentials with 25 years of industry experience. She has been with GWN Securities since 2010 and is a part owner and director at Titanium Financial & Insurance Services Inc., which she joined in 2013. In addition to advisory work, she is a certified tax preparer and provides bookkeeping services as a sole proprietor. GWN Securities offers investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning options. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes a range of tactical, momentum-based investment strategies alongside model portfolios and discretionary management.