Daniel Roberts is a financial advisor with Centaurus Financial, Inc. He holds a Series 63 designation and has 47 years of industry experience. He has worked with Centaurus Financial since 2016. Outside of his advisory role, he is co-owner and general manager of Pet Buddies, a non-investment business in Santa Ana, CA, where he oversees billing, collections, and legal matters. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers both discretionary and non-discretionary portfolio management and employs a combination of fundamental, technical, bottom-up, and top-down analysis in its investment approach.

Matthew Hemphill is a financial advisor with Private Advisor Group, LLC in Tustin, CA, holding a Series 66 license and two years of industry experience. His prior roles include positions at Mariner Independent and LPL Financial LLC. Outside of his advisory work, Hemphill serves as a pastor at New Life Orange County Church. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, leveraging technology platforms and third-party managers to deliver customized investment strategies.

Jeffrey Golan is a financial advisor at Principal Financial Services based in Irvine, CA, holding the ChFC® designation and Series 63 and 65 licenses, with 35 years of industry experience. He has worked with Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2008. Outside of advisory services, he is also an agent involved in fixed insurance products including fixed life, disability, long-term care, group, and health insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Brian Gilbert is a financial advisor with Commonwealth Financial Network in Irvine, CA, holding Series 63, Series 65, and Series 66 licenses and having 34 years of industry experience. He has been with Commonwealth since 2003 and previously worked at A. G. Edwards & Sons, Inc. from 1999 to 2003. Outside of his advisory work, he leases oyster farming rights on privately owned land. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Scott Carlin is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and offering 31 years of industry experience. He has worked at PlanMember since 2018 and previously spent 24 years with Legend Equities Corporation, among other roles. Carlin also owns and operates Carlin Insurance Agency, a business focused on insurance sales and services. PlanMember provides retirement-plan advisory services to employers and participants, serving as a fiduciary under ERISA Section 3(38) for many plans. The firm employs a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and offers education and support services, including seminars and personalized retirement planning.

Nadia Diaz is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including Aduna Capital, Wealthbox, LPL Financial, and CUNA Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer‑sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long‑term portfolio returns and annual rebalancing.

John Meza Rios is a financial advisor with Eagle Strategies (NY Life) based in Corona, CA. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Equitable Advisors, Bank of America Corporation, Merrill, and the University of California, Riverside. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types designed to tailor recommendations to client objectives and plan sponsor criteria, with the majority of assets managed on a non-discretionary basis.

Kenneth Gallagher is a CFP® with 24 years of industry experience, currently serving at Commonwealth Financial Network. He previously worked at Northwestern Mutual in various roles from 2002 to 2024 before joining Duthie & Gallagher Wealth Management. Outside of his advisory work, he serves as a trustee for a family trust that manages residential real estate investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors. The firm offers a broad platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Hamid Hanifi is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and has four years of industry experience. He has held multiple roles in telecommunications and technology companies, including serving as CTO and advisory board member for several ventures such as TELE110 LLC and Proud Holding. Outside of his advisory work, he is involved in the wholesale and retail telecom business through independent contracting. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers to implement their advisory approach. The firm serves individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses through a large advisor network and multiple program platforms.

Thomas Hoban is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 37 years of industry experience. He has been with Commonwealth and Diversified Investment Services, Inc. since 2009. In addition to his advisory role, he is involved in fixed insurance sales under Diversified Investment Services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, offering a variety of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Eric Post is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, including multiple periods at Park Avenue Securities and Guardian Life Insurance. Outside of his advisory role, he is involved in providing fixed insurance products separate from Guardian Life. Park Avenue Securities LLC, part of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party platforms and insurance products.

R Jeffrey Morrison is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2010 and maintains a college counseling activity through Campus Pathway, focusing on serving a smaller number of families while shifting emphasis toward business market financial planning. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, businesses, and organizations, combining advisor-led discretionary management with model-based strategies and offering access to proprietary programs, third-party solutions, and insurance products.

Imran Ahmed is a financial advisor with Eagle Strategies (NY Life) in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been associated with New York Life-affiliated firms since 1993 and has served as an insurance broker for non-registered insurance products since 2004. Ahmed is also an investor in cryptocurrencies, including Bitcoin, Ripple, and Litecoin. Eagle Strategies serves a diverse client base that includes individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement advisory services. The firm emphasizes tailored recommendations across various program types and manages a majority of its assets on a non-discretionary basis.

Liyun Chi is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 66 credentials. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale combined with unique market roles such as operating as a swap dealer and futures commission merchant.

Mia Ros is a financial advisor with HSBC Securities (USA) Inc. in Irvine, CA, holding Series 63 and 66 licenses and having seven years of industry experience. She has worked with HSBC and its affiliates since 2017, including roles at HSBC Bank USA National Association as a bank officer, alongside her registered representative duties. Mia previously worked at Premier Healthcare Services and Bank of the West. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary options. The firm uses a five-profile investment process and collaborates with HSBC Global Asset Management and other affiliated providers for fund selection and portfolio management.

Kylee Bowden is a financial advisor at Guardian Life with seven years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and digital advisory solutions.

Karen Lomas is a Series 66 licensed financial advisor with nine years of industry experience. She is currently with Principal Financial Services, where she has worked since 2021, following five years at Securian Financial Services. Outside of her advisory role, she holds leadership positions in several organizations, including serving as Chairperson for Business Owner Education at the Santa Fe Springs Chamber of Commerce, Membership Chair for Women in Manufacturing–Los Angeles, and President of the Rotary Club of Norwalk/Santa Fe Springs. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions delivered through various advisory and promoter arrangements.

Joan Huang Evans is a financial advisor with Eagle Strategies (NY Life) based in Irvine, CA. She holds Series 63 and Series 65 licenses and has 35 years of industry experience. She has been with Eagle Strategies since 2016 and has been associated with New York Life and NYLIFE Securities LLC since 2015. Outside of her advisory work, she invests personally in cryptocurrency such as Bitcoin and Ethereum. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides multiple program types tailored to client objectives and emphasizes a predominantly non-discretionary asset management approach.

John Herzog is a financial advisor at OSAIC with two years of industry experience and holds a Series 66 designation. Prior to joining OSAIC, he worked at Liberty Capital Strategists, Inc. and has operated his own investment management firm, Herzog Investment Management, where he provides comprehensive financial planning and investment services. Outside of advisory roles, he also works as an Uber driver. OSAIC serves a diverse client base that includes retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services. The firm employs a model-based investment approach focused on asset allocation and portfolio optimization, supporting various strategy implementations and alternative investments through affiliated entities.

Mark Allert is a financial advisor with Thrivent Investment Management holding a Series 66 designation and eight years of industry experience. He has been with Thrivent and its affiliates since 2017. Outside of his advisory role, Allert serves as president of the Circle City Rotary and participates on several nonprofit boards focused on veteran support and services for adults with developmental disabilities. Thrivent Investment Management provides dedicated planning services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across a range of financial topics. The firm delivers planning through a network of advisors without discretionary trading authority and integrates planning with managed-account programs under a consolidated billing option.