Robert Carver is a financial advisor at UBS Financial Services in Irvine, CA, holding a Series 66 designation with 18 years of industry experience. He has been with UBS Financial Services since 2007. Outside of his advisory role, he serves as a trustee for a life insurance trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Catherine Cheung is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies that connect all aspects of her clients' financial lives to help prioritize and pursue their most important goals. Catherine leverages the investment insights of Merrill Lynch combined with the banking and lending solutions of Bank of America to provide customized, actionable financial plans. Her expertise includes college education planning, executive and equity compensation, family wealth management, retirement income, tax minimization, and personal retirement planning. Catherine is committed to building and maintaining strong client relationships through effective and thoughtful communication, ensuring clients feel confident in their evolving financial plans. Catherine holds a Bachelor's Degree from the University of California system and holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. She is affiliated with Kappa Kappa Gamma and the UCLA Alumni Association. Outside of her professional role, Catherine spends time volunteering with St. Jude Children's Research Hospital and enjoys antiquing, cooking, gardening, hiking, interior decorating, reading, traveling, watching movies, yoga, and spending time with her family.

Karen Shahinian is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management, co-founder of the Shahinian & Associates team based in Irvine, California. She works closely with individuals, families, business owners, and multi-generational households to provide customized wealth management strategies. Her approach focuses on understanding each client’s unique priorities to help streamline and organize their financial lives, supporting steady progress toward meaningful long-term goals. With over 23 years of experience in financial services, Karen has particular expertise in retirement planning, investments, insurance, legacy planning, and cash-flow management. Since joining Merrill Lynch in 2012, she has broadened her ability to connect clients with a wide range of enterprise resources. She holds the Certified Plan Fiduciary Advisor (CPFA) designation and other industry accreditations. Karen earned an associate degree in Liberal Arts from Rancho Santiago College. Karen is active in her community as a longstanding member of the Newport-Irvine Rotary Club and a volunteer at both the Shea Therapeutic Riding Center and JSerra Catholic High School. She is involved with the Southern California Disability Advocacy Network and the Oasis Sailing Club. Outside of work, Karen enjoys boating, fishing, hiking, biking, horseback riding, gardening, and spending time with her family.

Daniel Dunn is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and over 25 years of industry experience. He worked at Woodbury Financial from 2006 to 2024 before joining OSAIC. Dunn is also president of Dunn Financial, Inc., a corporation involved in the sale of fixed insurance and fixed annuities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing various tools and third-party managers to construct portfolios across a range of asset classes.

Nakisa Sharif Kashani is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, Kashani worked at Scotiabank for ten years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Waldron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 21 years of industry experience. He previously worked at UBS Financial Services for 11 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Reid Williams is a financial advisor at OSAIC with nine years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Woodbury Financial Services Inc. and Jack Keeter & Associates. In addition to his advisory role, he operates a sole proprietorship as an insurance agent specializing in the sale of term life, fixed life insurance, and annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, and managed account solutions. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios that may include a range of investment products.

Gresell Wedel is a financial advisor with RBC Capital Markets in Irvine, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customizable portfolio management services, combining in-house and third-party investment managers and emphasizing tailored strategies based on client risk profiles.

Brady Schrock is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013. He holds the Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Alma Gonzalez Monarrez is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2014 and also has a role with Technicolor USA Inc. Her other business activities include sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio management services focused on individual rather than institutional clients.

Linda Dunbar is a financial advisor at OSAIC with 33 years of industry experience. She has held positions at Cooper McManus and Securities America, Inc., including Securities America Advisors, before joining OSAIC in 2024. Dunbar holds Series 63 and Series 65 licenses. She is also licensed as an insurance agent, including variable annuity sales. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage, advisory services, and access to a wide range of investment options and third-party managed account solutions. The firm utilizes firm-provided asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Jonathan Wright is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He serves as a resource for matters including general investing, retirement planning, and preparing for unexpected financial needs. Jonathan can also provide access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Jonathan's client focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and has completed a Bachelor's Degree at The Master's College, as well as a Master of Business Administration (MBA) from the University of Southern California. Outside of his professional work, Jonathan enjoys biking, hiking, reading, running, and spending time with his family.

Mark Wagner is a financial advisor at Osaic Wealth, Inc. based in Mission Viejo, California, with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Royal Alliance Associates, Signator Investors, and owns RMC Financial Services. Outside of his advisory work, he coaches freshman baseball at El Toro High School. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and uses advanced tools such as asset-allocation models and automated rebalancing to manage portfolios on both discretionary and non-discretionary bases.

Maida Talens is a financial advisor at LPL Financial with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Transamerica Financial Advisors and World Financial Group. In addition to her advisory work, Talens is a registered nurse and has roles involving case management and transplant coordination. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supporting both discretionary and non-discretionary management with access to model portfolios, research, and various technology-enabled solutions.

Seema Sethi is a financial advisor with LPL Financial in Riverside, CA, holding a Series 66 designation and 24 years of industry experience. She has worked at Linsco/Private Ledger Corp. since 2007. In addition to her advisory role, she is licensed to present and sell term life insurance, long-term care insurance, fixed annuities, and indexed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

James Okeefe is a financial advisor at Cetera with 37 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2013. Outside of his advisory work, he has volunteered for the IRS Volunteer Income Tax Assistance program, helping low-income taxpayers prepare simple tax returns. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to both affiliated and third-party money managers.

Jay Le is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He specializes in providing personalized financial strategies to individuals, families, and institutional clients. Jay offers a comprehensive approach that integrates investment insights from Merrill and banking solutions from Bank of America to address various financial needs, including credit, cash management, and specialty financing. Jay's expertise encompasses complex financial planning, with client focus areas that include college education planning, divorce transition planning, family wealth management strategies, legacy planning, retirement planning, philanthropic planning, and investment consulting for defined benefit and contribution plans. He holds multiple professional designations, such as Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), among others. He earned a Bachelor's Degree from HUFLIT and communicates fluently in Vietnamese and English. Jay is committed to community involvement and volunteers with organizations in his community. His personal interests include music, spending time with his family, and traveling.

Christopher Jeffrey is a financial advisor with LPL Financial, holding Series 65 and Series 63 designations, and has one year of industry experience. He has also worked as an independent contractor since 2022 and has been a teacher at Alvord Unified School District since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Albert Cline is a financial advisor at OSAIC with 49 years of industry experience. He holds a Series 63 designation and has worked with firms including Woodbury Financial Services and AIG Financial Advisors. Outside of his advisory role, he is a grantor of a college scholarship trust in memory of his late father. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and charitable investors, offering a range of integrated brokerage, investment advisory, and retirement planning services through a large network of affiliated advisors. The firm employs various asset allocation and portfolio construction tools and supports multiple advisory platforms and third-party solutions.

Timothy Chon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving Orange County's ultra-high net worth clientele as a partner on the Nam | Bernal Team for over ten years. His professional focus is on growing and preserving wealth through a commitment to integrity and a strong work ethic. Timothy's expertise includes college education planning, corporate benefits, divorce transition planning, employee benefits planning, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's Degree from the California State University System and the Personal Investment Advisor (PIA) designation. An Orange County native, Timothy enjoys running marathons, camping, hiking, and spending time with his wife, Lesley.