Xuan Cao is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining HSBC in 2015, Cao worked at Merrill from 2011 to 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several portfolio types, including client-directed and fully discretionary options. The firm’s investment process incorporates five model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring.

David Kuga is a financial advisor with PlanMember Securities Corporation in Campbell, CA, holding a Series 66 designation and over 25 years of industry experience. He has been with PlanMember Securities Corporation since 2011 and has worked with Employee Benefits Services Group since 2005, where he is involved in insurance product sales. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, with an investment approach based on strategic asset allocation and risk-based mutual fund portfolios.

Earl Seno is a financial advisor with Transamerica Financial Advisors in Alviso, CA, holding Series 65 and Series 63 licenses and having nine years of industry experience. His background includes roles with the National Association of Social Security Analysts, where he consults on optimizing Social Security benefits, as well as providing health insurance services through Covered CA. Additionally, he works as a presale engineer for Motorola Solutions, designing telecommunications systems for public safety organizations. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a mix of proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, providing discretionary and non-discretionary program choices and supporting plan clients through affiliated retirement and recordkeeping entities.

Claudette Klein is a CFP® with 30 years of experience in the financial industry. She is currently with Ameritas Advisory Services, LLC and has held ownership roles in Klein Financial since 1991 and Claudette Klein Inc. since 2018. She is also licensed as an independent insurance agent and serves as a notary public. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of portfolio construction options through model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Molly Stelmar is a financial advisor at Cresset Asset Management, LLC with 10 years of industry experience. She holds a Series 66 designation and has previously worked at First Republic Investment Management, First Republic Securities Company, Bank of America, and Merrill. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets and serves a diverse client base including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies and employs a structured due-diligence program for manager review and private fund management.

Shiou Yean Chen is a financial advisor with Citigroup Global Markets in San Jose, CA, holding Series 63 and Series 65 credentials and having 20 years of industry experience. Chen has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Wai Luk is a financial advisor with Eagle Strategies (NY Life) based in San Jose, California, holding Series 63 and Series 65 licenses and offering 15 years of industry experience. He has served at Eagle Strategies since 2024 and operates Luk Financial And Insurance Solutions, where he brokers non-registered insurance products. Outside of his advisory work, he serves as secretary of his condo complex's homeowners association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a broad range of individual and institutional clients. The firm offers multiple advisory programs and emphasizes tailoring recommendations to clients’ objectives, with most assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Ian Gonda is a financial advisor at Savant Wealth Management in Los Gatos, CA, with five years of industry experience. He holds the CFP® designation and Series 65 license. Prior to joining Savant Wealth Management in 2025, he worked at Parkworth Wealth Management, Inc. for four years and has experience outside finance including a role at Surf Diva Surf Shop. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm combines an evidence-based, model-driven investment approach with actively managed strategies and benefits from centralized resources supported by its scale and affiliated accounting, legal, and trust services.

Georgia Sclavos is a Series 66-credentialed financial advisor at Fifth Third Securities, Inc. with 18 years of industry experience. She previously worked at Ameriprise and Comerica Securities, Inc. Outside of her advisory role, she provides client service and support related to money market fund investment platforms through Comerica Bank. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional entities through both advisory and brokerage services. The firm offers multiple investment programs on the Passageway Managed Account platform, utilizing third-party portfolio managers and a range of strategies from mutual funds and ETFs to separately managed accounts and tax-optimized solutions.

Zhong Shi is a CFP® with 23 years of experience, currently serving as a financial advisor at Transamerica Financial Advisors. He has held roles with organizations including Kyros Ai Corp., Heartland Institute of Financial Education, and Covered CA. Outside of advising, he works as a college planning consultant and financial education instructor. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base through a large advisor network and multiple program platforms. The firm primarily uses model portfolios and third-party managers to implement its advisory services.

Gurvinder Aujla is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Merrill, Avantax Investment Services, Bancwest Investment Services, J.P. Morgan Securities, and Chase Investment Services Corporation. Outside of advisory work, he is involved in tax preparation, bookkeeping, small business consulting, and also works as a licensed real estate agent and loan officer. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers financial planning and portfolio management through multiple platforms, combining strategic asset allocation with active and passive investment approaches.

David Mendoza is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. His career includes lengthy tenures at Merrill and Bank of America, N.A., before joining Rockefeller Financial in 2022. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and uniquely operates as a registered broker-dealer offering securities transactions, variable insurance products, placement, and investment banking services.

Qi Zhang is a financial advisor with Eagle Strategies (NY Life) based in San Jose, CA, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining Eagle Strategies, Qi worked at NYLIFE Securities, LLC and New York Life, and previously spent six years at Guosen Securities. Qi co-owns a non-operational financial services business with her husband. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions and predominantly managing assets on a non-discretionary basis.

Tammy Tang is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. She previously worked at Santa Clara County Federal Credit Union for twelve years and operated a hair salon for two years. Outside of her advisory role, she provides personal care support as an employee/contractor at an assisted living facility. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating ESG eligibility frameworks and broader derivatives capabilities.

Yashvi Shah is a financial advisor with RBC Capital Markets, holding a Series 66 designation and one year of industry experience. Prior to joining RBC, she worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. RBC Wealth Management serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs and customizes investment strategies based on clients’ risk profiles, utilizing both in-house and third-party managers.

Katrina Yun Nikolac is a financial advisor at Edward Jones in Los Altos, CA, holding the CFP®, ChFC®, and Series 66 designations with 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient overlay services.

David Knudsen is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2013, including 11 years at Morgan Stanley Private Bank, National Association. Based in San Jose, CA, his career has been focused within the Morgan Stanley platform. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm‑approved tools without giving individual security recommendations as part of standalone planning.

Samuel Maran is a Series 66-credentialed financial advisor with three years of experience at Morgan Stanley, based in Palo Alto, CA. His prior work includes roles in education and the restaurant industry, including positions at the University of California Berkeley and Pyeongchang Tofu House. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, providing financial planning through structured discovery and firm-approved tools, and managing approximately $2.74 trillion in client assets.

Kristina Kashuba is a Series 66-licensed financial advisor with Morgan Stanley in Cupertino, CA, with three years of industry experience. Her prior experience includes roles at Citibank and San Jose State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, supported by structured planning processes and proprietary investment modeling tools.

Jason Moyers is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2010, including roles at Morgan Stanley Private Bank, National Association since 2015. He is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.