Jason Moyers is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2010, including roles at Morgan Stanley Private Bank, National Association since 2015. He is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Muhammad Siddiqi is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at various Morgan Stanley affiliates since 2002, with a brief tenure at Glaze Capital Management. Outside of his advisory role, he serves as an executor for estate administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, leveraging structured planning tools and a broad range of investment services.

Allison Lee is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at Optimlaize Inc and Americans For Cures. Morgan Stanley Wealth Management is a large SEC-registered advisor and broker-dealer providing a wide array of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Joenah Norasing is a financial advisor at Morgan Stanley with seven years of industry experience. Prior to joining Morgan Stanley Smith Barney in 2026, Joenah worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank, N.A. for eight years. Outside of finance, Joenah has experience as a business owner, having operated Glow Nailbar LLC from 2016 to 2018. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers structured planning tools alongside investment advisory and brokerage services.

Troy Kenyon is a financial advisor at Charles Schwab with 8 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB since 2018 and Charles Schwab & Co., Inc. since 2017. Prior to Schwab, he was employed at Roncancio Wealth Management for one year and worked at Arizona State University for four years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Albert Aeed II is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2016 and Morgan Stanley Smith Barney LLC since 2015. Outside of finance, he works as a stand-up comedian. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various programs, including corporate financial planning agreements.

Joanne Mungall is a CFP® professional affiliated with LPL Financial in San Jose, CA, with 32 years of industry experience. Her prior work includes 15 years at Commonwealth Financial Network and several years at Transamerica Financial Advisors and other firms. She is involved in administrative duties for Willow Glen Tax Services outside of her advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice through a large network of investment adviser representatives employing various strategies and operational tools.

Jefferson Bustarde is a financial advisor with UBS Financial Services in Los Gatos, CA, holding a Series 66 designation and seven years of experience at UBS following ten years at Wells Fargo Advisors, LLC. He has a combined 17 years in the industry. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including portfolio management and financial planning, leveraging proprietary research and institutional trading capabilities.

Lisa Hughes serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over 30 years of experience providing personalized wealth management services and strategies to a dynamic and accomplished group of clients. Lisa collaborates with a highly skilled professional team to address the long-term challenges and daily demands of substantial wealth. Her approach involves developing a deep understanding of clients' values and priorities before addressing investment needs. Lisa focuses on diversified portfolio development, alternative investments, and money manager selections. She addresses concentrated stock issues, liquidity creation, hedging, and risk reduction. Additionally, she helps clients explore estate planning techniques by coordinating with their outside advisors. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and tax minimization. Lisa holds a bachelor's degree in economics from the University of California at Berkeley. She has earned professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her personal interests include gardening, hiking, painting, and yoga.

Kevin Lang is a CFP®-designated financial advisor with Ameriprise in Campbell, CA, bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, Lang is a co-owner of MaiTai Eden Properties LLC, a real estate business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Matthew Agius is a financial advisor at Osaic with 22 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Osaic in 2024, he worked at Securities America Advisors and Cue Financial Group, among other firms. Agius also serves as an advisor at Provident Credit Union. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services across various programs, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk tolerance assessments and rebalancing tools.

Fulton Chang is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2012. Prior to that, he was employed by Wells Fargo Investments and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Kyle Foley is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and five years of industry experience. He has worked at JPMorgan Chase Bank, N.A. since 2011 and joined J.P. Morgan Securities in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Spiridon Kabitsis is a financial advisor with Ameriprise in San Jose, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he provides notary services for Greek legal documents and is involved in business coaching for other advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

Chien Zhao is a Planning Consultant at Fidelity, where they have been employed since 2021. They have over ten years of experience in the financial services industry. Prior to their current role, Zhao worked as a Financial Solution Advisor at Merrill Edge, Bank of America in 2021, and as a Financial Advisor at Edward Jones from 2019 to 2021. Earlier in their career, Zhao served as an Office Manager at Farmer's Insurance from 2014 to 2018. Zhao holds a California Insurance License. Growing up in a family involved in the financial industry, Zhao emphasizes the importance of foundational planning as a critical step toward goal-focused investing. Their professional focus is on helping clients craft and execute tailored financial plans to work toward achieving their individual financial objectives.

Alexander Keeno is a financial advisor with Ameriprise in Santa Clara, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at First Republic Bank and Santa Clara University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides ongoing retirement-income planning advice based on a written Recommendation Report, focusing on dependable income sources and tax-aware withdrawal strategies.

Robert Drier is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera Advisors LLC since 2013, with prior experience at Berthel, Fisher & Company Financial Services, Inc. and VOYA Financial Advisors, Inc. Outside of his advisory work, he is an owner of rental property and has previously been involved as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services using a multi-manager platform with access to both affiliated and third-party managers.

Daniel Walsh is a Wealth Management Advisor at Merrill Lynch Wealth Management. He and his team provide customized advice and wealth management services for highly affluent families, focusing on concentrated stock issues, liquidity, hedging, risk reduction, diversified portfolio development, alternative investments, and money manager selection. Prior to joining Merrill Lynch, Daniel served seven years as a U.S. Naval Aviator and two years as an institutional equities trader. He earned a Bachelor of Arts degree in Architecture from the University of California-Berkeley and an MBA from Stanford University Graduate School of Business. He holds the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute and is a Personal Investment Advisor (PIA). Daniel is a U.S. Soccer Federation licensed referee and has served as Vice President of the San Carlos United Soccer Club. He enjoys biking, hiking, music, photography, reading, refereeing, scuba diving, skiing, soccer, and spending time with his family.

Justin Wright is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously worked at Transamerica Financial Advisors, Inc. for five years and has been employed at Castlewood Country Club since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research and operational tools.

Luke Maura is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Deutsche Bank Securities Inc, The Benchmark Company, LLC, and Charles Schwab. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.