Adam Govani is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Mercer Global Advisors Inc. and previously worked at Conquis Financial LLC, Summitry, LLC, Cambridge Investment Research Advisors, Inc., and Waddell & Reed Inc. He holds the Series 66 designation and is based in Menlo Park, CA. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering a range of investment advisory, financial planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, and other strategies.

Ryan Ballesteros is a financial advisor with Eagle Strategies (NY Life) in Cupertino, CA, holding Series 65 and Series 63 licenses and having six years of industry experience. He has worked with NYLIFE Securities LLC since 2019 and New York Life Insurance Co since 2016. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm provides tailored advice across multiple program types and emphasizes non-discretionary asset management within an integrated New York Life affiliate structure.

Sandy Yu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has additional experience with Wfgia dating back to 2002. Outside of her advisory role, she provides in-home supportive services to elderly family members under a state program. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver investment advisory and brokerage services through a large network of advisors and multiple program platforms.

Nicholas Casaccia is a CFP® with seven years of industry experience currently at Focus Partners Wealth, LLC. He previously worked at Bordeaux Wealth Advisors and Ernst & Young LLP. Focus Partners Wealth serves a diverse client base including individuals, family offices, and institutions, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach utilizing open architecture, fundamental and quantitative analysis, and a variety of investment strategies including alternatives and overlay options.

Sean Bevan is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo in multiple capacities and Comerica Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and combines large institutional scale with specialized market roles, including activities as a swap dealer and futures commission merchant.

Eric Berquist is a Series 65-registered financial advisor with seven years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at G.W. & Wade LLC and Isabel Chiu & Co., LLP. Focus Partners Wealth serves a diverse client base including individual, high-net-worth, family office, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach featuring enhanced open architecture, combining fundamental and quantitative analysis, and offers a broad range of wealth management and advisory services.

Nathan Redman Brown is a financial advisor with Focus Partners Wealth, LLC, holding a Series 65 designation and two years of industry experience. His prior roles include positions at Bordeaux Wealth Advisors, Human Investing, and Crocs Inc. Outside of finance, he has worked in diverse fields including education at George Fox University and outdoor recreation with Camp Dakota Adventures. Focus Partners Wealth serves a wide range of clients, including individuals, high-net-worth families, corporate, and institutional investors, offering integrated wealth management, retirement plan fiduciary services, and sub-advisory solutions. The firm employs a long-term, tax- and fee-sensitive investment approach utilizing fundamental and quantitative analysis combined with third-party managers and alternative strategies, supported by an extensive network of affiliated service companies and product offerings.

Nathaniel Tjoa is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at M Financial and Foresters Financial Services. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers across multiple program platforms to deliver its services.

Gregory Greenwood is a financial advisor at Transamerica Financial Advisors with five years of industry experience. He holds a Series 66 designation and has worked with firms including Pacific Gas & Electric, MetLife, and World Financial Group. In addition to his advisory role, he manages relationships between PG&E and local municipalities to support capital improvement projects and regulatory coordination. Transamerica Financial Advisors serves a broad client base with investment advisory, brokerage, and retirement-plan services, utilizing model portfolios and third-party managers through multiple program platforms such as Transamerica ONE and TFA365.

Robert Tapia is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked with Mariner Independent Advisor Network, LLC, LPL Financial, LLC, Stratos Wealth Partners, Ltd, and Waddell & Reed, Inc. Tapia is also involved with Mariner Independent Advisor Network, LLC as an independent investment advisory business. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of advisory programs and access to third-party asset managers and proprietary model portfolios.

Tomonari Yamanaka is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He holds a Series 66 designation and has worked at Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, and operates with large institutional scale and specialized market roles.

Heather Gaillard is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at Bordeaux Wealth Advisors. Outside of finance, she has experience working with Pilates V. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax and fee sensitivity and offers a range of strategies including active and passive management, private funds, and specialized sleeves like Options Income Overlay and TrendWise.

Chris Spencer is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 22 years of industry experience. His prior experience includes roles at LPL Financial, Mariner Independent Advisor Network, and Merrill. Spencer is involved with Mariner Independent Advisor Network, an independent investment advisory firm, where he provides advisory services. Private Advisor Group serves individuals, business entities, trusts, estates, and charitable organizations with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm offers access to third-party asset managers, turnkey asset management platforms, and a firm-managed separately managed account program delivered through a network of investment adviser representatives.

Bradley Stinn is a financial advisor at Cresset Asset Management, LLC with 7 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Eaton Vance Distributors, Inc., Morgan Stanley Smith Barney LLC, and Morgan Stanley & Co., LLC. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and a mix of active and passive investment strategies across public and alternative assets.

Chao Lin Wood is a ChFC® credentialed financial advisor with 18 years of industry experience, currently with Citigroup Global Markets in San Jose, CA, where he has worked since 2016. Prior to Citigroup, no other firms are listed. Outside of advisory work, he is a co-owner and landlord of rental properties in the San Jose and Santa Clara areas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm integrates in-house research and operates with large institutional scale, providing a broad range of advisory and execution services.

Pablo Albarran is a financial advisor with Transamerica Financial Advisors in Santa Clara, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and is also involved with Dream Builder Financial and Silicon Valley Enterprise, Inc. Outside of advisory work, Albarran is engaged in health insurance sales through Matrix Insurance Agency. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers to implement its advisory services, supported by platforms such as Transamerica ONE and TFA365, managing approximately $1.7 billion in regulatory assets under management.

Andrew Porter is a financial advisor at Corient with seven years of industry experience. He holds a Series 65 designation and has worked previously at Portola Partners and Brownson, Rehmus & Foxworth. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and continuous portfolio monitoring using advanced risk management tools.

Jack Nelson is a Series 65 licensed financial advisor at Corient with one year of industry experience. His prior roles include positions at Crewe Advisors, Andersen, and Thomas Doll CPA's. He previously worked in education at Brigham Young University and Monte Vista High School. Corient provides investment advisory and financial planning services to a diverse range of clients, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses risk management tools and stress testing to align portfolios with client objectives.

Sajni Shah is a financial advisor at Private Advisor Group, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with firms including Fidelity Investments, Bank of America, Merrill, Mariner Independent, and LPL Financial. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of programs and access to third-party asset managers and model portfolios.

Stephen Cheng is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Transamerica Financial Advisors since 2012 and World Financial Group since 2001. He is also involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory model primarily utilizes model portfolios and third-party managers, supported by proprietary and external solutions.