Steven Deelstra is a Wealth Management Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management, where he is a principal of The Deelstra Group. Drawing on the group’s longstanding history since 1974, Steven and his team provide wealth management services focused on asset management and estate planning for individuals and corporations across the United States and Western Europe. He manages personalized and defined investment strategies on a discretionary basis, incorporating individual securities, model portfolios, and third-party strategies. Steven joined Merrill Lynch Wealth Management in 2001. Prior to that, he worked in business development and mergers and acquisitions for a publicly traded internet search company in Seattle. He holds a Bachelor’s degree from Loyola Marymount University and is a graduate of Jesuit High School in Sacramento. Steven is also a Certified Financial Planner (CFP) and a Personal Investment Advisor. He volunteers as a mentor within the CFP Board Mentoring Program. Outside of his professional role, Steven and his wife, Sarah, are involved in supporting nonprofit organizations within their community. He enjoys skiing, cycling, painting, and surfing, and spends time attending his children’s athletic activities.

Rani Pettis is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding CFP®, Series 63, and Series 65 designations and bringing 28 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment menus.

James Kline is a financial advisor with LPL Financial in Citrus Heights, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Citigroup and Citibank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research and model portfolios.

Jeffrey Earle is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at various Morgan Stanley entities, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Garrett Beam is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and three years of industry experience. He has held positions at Wells Fargo Bank, Raleys, BLIMPIE's Sandwich Shop, and River City High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of services including investment advisory, financial planning, wrap-fee programs, and retirement plan consulting, supported by research from the Wells Fargo Investment Institute and third-party sources.

John Matzoll is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their individual goals and the evolving market conditions. His approach integrates the investment insights of Merrill and the banking and lending resources of Bank of America to deliver comprehensive wealth management solutions. John holds several professional designations, including Chartered Financial Analyst (CFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the University of Nevada - Reno and a Master's Degree from the University of California, Davis. In addition to his professional work, John is engaged in community service and dedicates time to volunteering with organizations in the communities he serves, reflecting the Merrill tradition of active community participation.

Manny Sahota is a Planning Consultant at Fidelity Investments, a role he has held since 2022. He joined Fidelity in 2020 and has served in various capacities including Relationship Manager and Financial Representative. Prior to his tenure at Fidelity, Manny worked as a Senior Financial Sales Advisor at BBVA Compass Bank from 2017 to 2020 and as a Senior Relationship Banker at MUFG Union Bank from 2016 to 2017. Manny's professional experience centers on helping clients and their families develop and maintain financial plans tailored to their unique situations. He is dedicated to building client confidence in retirement planning. He holds a California Insurance License. Outside of his professional work, Manny has interests that include comedy, cooking and baking, football, golf, and puzzles.

Jasmine Wysingle is a financial advisor with Fidelity in Sacramento, CA, holding Series 63 and Series 65 licenses and four years of industry experience. She has worked at Fidelity Investments since 2025 and previously held roles at Franklin Distributors, LLC, and Franklin Templeton Companies, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients including retail and institutional investors, employing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research, as well as its roles as a commodity pool operator and advisor to multiple registered investment companies.

Hayden Sabido is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2020. His prior experience includes roles at New York Life Insurance, Pro Unlimited, and Franklin Templeton Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment vehicles.

Alfred Hymans is a CFP® professional affiliated with OSAIC, with 24 years of experience in the financial services industry. His prior roles include positions at Securities America Advisors and Voya Financial Advisors. He is the president and CEO of Hymans & Associates, Inc., and serves on the boards of Nordahl Hall, a nonprofit organization, and the Sons of Norway International Foundation. Additionally, he provides pro bono financial coaching to widows through the Wings for Widows program. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset allocation tools and risk evaluation methodologies to construct customized portfolios across various investment types.

Brandon Collins is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Fidelity, he worked at Cuna Brokerage Services Inc. and has experience in the financial services and hospitality sectors. He is a partner and treasurer at Ujamaa Endeavors, a commercial leasing business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Patrick Mclaughlin is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has worked with Cetera and its affiliated firms since 2004, including First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he operates a tax preparation business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Daniel Beaulieu is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at Bank of America, Merrill, Equitable Advisors, and Huntington National Bank. Outside of financial services, he has worked as a personal trainer through Wild Active LLC and has driven for Uber Eats. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Anya Bilivsky is a financial advisor with LPL Financial in Roseville, CA, holding Series 65 and Series 63 licenses and having two years of industry experience. She has been with LPL Financial since 2019 and is also associated with SAFE Credit Union, where she has worked since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Pieter Van Damme is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work history includes positions at Bank of America, Amazon.com, Apple, and the Sacramento Kings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Carter Morrison is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at American Portfolios Financial Services, Inc. and Western International Securities, Inc. Outside of his advisory role, he is a silent partner in CrossFit Anywhere, contributing personal training expertise. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services featuring portfolio construction tools, managed accounts, and access to third-party money managers.

Taylor Knapp is a Financial Consultant at Fidelity Investments, a role held since 2022. They have been part of Fidelity since 2020, progressing through positions including Investment Consultant, Relationship Manager, Financial Representative, and Customer Relationship Advocate. Taylor focuses on understanding clients' priorities to tailor financial plans suited to their unique situations. They assist clients in utilizing the resources available through Fidelity to support their financial goals. Taylor holds a California Insurance License.

Richard Shaum is the Branch Leader at Fidelity Investments, where he has been serving since 2019. In this role, he leads a team dedicated to partnering with clients to meet their financial goals while adhering to the firm's standards of care. He emphasizes careful listening to clients' needs and prudent planning to help secure their financial futures, always prioritizing the clients' interests. Prior to his current position, Richard has held several roles at Fidelity Investments, including Team Leader Client Services from 2017 to 2019, Onboarding Coach from 2016 to 2017, Learning and Development Loan from 2015 to 2016, and HNW Associate from 2014 to 2015. He holds a California Insurance License. Outside of his professional responsibilities, Richard has personal interests that include baseball, football, and spending time with pets.

Dmitrij Maslovskij is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity entities since 2012, including Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, and it is noted for its use of systematic methodologies and AI-driven research in managing investments.

Peter Parla II is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has been with Wells Fargo-affiliated firms since 2012, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Outside of his advisory role, he is an independent distributor for Amway. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines both brokerage and advisory solutions, using research and analytics to support investment decisions across a large platform of more than 14,000 financial advisors.