Jack Zboralske is a financial advisor at CWM, LLC with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments and Pinnacle Asset Management. Outside of his advisory roles, he serves as a non-paid civilian board member for Sacramento Valley Crime Stoppers, supporting local law enforcement through anonymous tip services and fundraising. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages discretionary accounts using model portfolios overseen by an Investment Committee and offers a range of services including portfolio management, financial planning, and retirement-plan solutions.

John Kehoe is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 designations and 28 years of industry experience. His prior work includes roles at SEI Investments Company from 2001 to 2019 and multiple firms since then. He is also involved with Capstone Financial Group, where he assists in recruiting and onboarding representatives. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs utilizing in-house and third-party portfolios, with an integrated approach that includes affiliations with broker-dealer and investment adviser affiliates.

Stanley Guillory is a financial advisor with Allworth Financial, L.P. He holds eight years of industry experience and has been with Allworth Financial since 2020. Prior to this, he has worked with RAA since 2017 and has been employed by Southwest Airlines since 1995 as a pilot, a role he manages alongside his advisory duties. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies that include core-satellite, pure-index, and specialized approaches, and utilizes third-party sub-advisers and technology to manage held-away employer retirement accounts without client login credentials.

Shweta Nand Agarwal is a Certified Financial Planner® with ten years of industry experience. She is currently with Sanctuary Advisors, LLC and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations through a large network of independent investment adviser representatives. The firm offers a variety of investment advisory and financial planning services, employing multiple analytical approaches and acting as a fiduciary when a written agreement is in place.

Marina Armbruster is a financial advisor at PlanMember Securities Corporation with 37 years of industry experience. She holds a Series 63 designation and has worked previously at Securities America Advisors and Securities America, Inc. Armbruster also owns and operates School Benefit Services, Inc., where she provides financial advisory services. PlanMember Securities Corporation offers retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and provides education, support services, and personalized retirement planning to its clients.

Scott Machen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 17 years of industry experience. He has been with Independent Financial Group since 2009. Outside of his advisory role, he is a licensed California insurance agent and the managing owner of Scott Machen, LLC, a pass-through entity for tax purposes. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional clients.

William Blanchette is a CFP® with 20 years of industry experience, currently serving at Focus Advisor Solutions, LLC. His prior work includes roles at Buckingham Strategic Partners, Foreside Financial Services, Loring Ward Financial Inc., Loring Ward Holdings, Inc., and Fidelity Brokerage Services LLC. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients, including model portfolios, operational support, and fixed-income sub-advisory services. The firm manages diversified, systematically invested mutual fund and ETF portfolios and offers discretionary fixed-income management and retirement plan fiduciary services.

Alexis Devorss is a financial advisor with Principal Financial Services in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked at Principal Securities since 2016 and at Westcorp Financial & Insurance Services since 2008. Her outside business activities include managing operations and sales for group insurance and group benefits at Westcorp Financial Services. Principal Securities provides brokerage and investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through various advisory and promoter arrangements.

Jakub Cech is a financial advisor at Mariner with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Commonwealth Financial Network, Confluence Financial Planning LLC, Bank of America, and Merrill. Prior to his advisory roles, he was involved with Tennis Development LLC, indicating experience outside traditional financial services. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm offers customized discretionary portfolios supported by an internal investment committee and integrates tax and accounting services alongside traditional portfolio management.

Judith Mcdaniel is a financial advisor at Allworth Financial, L.P. with 46 years of industry experience. She holds the ChFC® designation and Series 63 license. Her prior roles include positions at AW Securities, AFA Inc., and Cetera Advisor Networks LLC. Outside of financial advising, she serves as a child advocate with Douglas County CASA Inc. and is an investment committee member for the National Association of Insurance & Financial Advisors (NAIFA). Allworth Financial is a fee-based SEC-registered adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology to manage held-away retirement accounts without client login credentials.

Steven Rau is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and 33 years of industry experience. His prior roles include positions at LPL Financial and Strategic Wealth Advisors Group. Rau is also licensed as a life and health insurance agent in California. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to multiple advisory programs and third-party asset managers through its network of investment adviser representatives.

Malik Robinson is a Series 66-credentialed financial advisor at Voya Financial Advisors, Inc. with six years of industry experience. His prior work history includes roles at Nationwide Investment Services Corporation, Mutual of Omaha Investor Service, LPL Financial, Morgan Stanley, Edward Jones, and other financial firms. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and plan-sponsor consulting through multiple program structures, with a significant focus on non-discretionary, recommendation-based client relationships.

Arturo Campos is a ChFC® and Series 63 credentialed advisor with 42 years of industry experience. He is currently affiliated with SPC and has held roles at Parkland Securities, Jackson National Life, and Pan American Life. Campos also operates CCC Insurance Solutions, focusing on the sale of various insurance products. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering strategies based on client suitability with both discretionary and nondiscretionary management options.

Bryan Wertzer is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Independent Financial Group since 2009. Outside of his advisory role, he is an officer and director of Wertzer Wealth Management LLC and a 50% owner of Sutley Wertzer, Inc., a marketing DBA. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of investment adviser representatives.

David Else is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Titus Wealth Management and LPL Financial. He provides investment advisory services through Wealth Enhancement Advisory Services, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, discretionary and non-discretionary asset management, and specialized retirement plan consulting, employing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Joseph Manzo is a financial advisor with Principal Financial Services in Roseville, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. His career includes roles at Meridian Wealth Management and Insurance Services since 2021 and a decade of work with Principal Life Insurance and Principal Securities. Manzo also owns Manzo Financial, a sole proprietorship for managing business expenses unrelated to investment advisory services. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides financial planning, retirement consulting, and access to third-party money manager programs through various adviser and promoter arrangements.

Aaron Ivey is a financial advisor with Voya Financial Advisors, Inc. in Roseville, CA, holding Series 63 and Series 65 designations and 11 years of industry experience. He has worked at Voya Retirement Advisors, LLC since 2022 and at Voya Financial Advisors, Inc. since 2018, following three years at Pruco Securities LLC. Voya Financial Advisors, Inc. serves a diverse client base, including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients, offering services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures. The firm primarily provides non-discretionary, recommendation-based advice and operates as both an SEC-registered investment adviser and broker-dealer.

Lynzie Wolters is a ChFC® credentialed financial advisor with 13 years of industry experience, currently with Eagle Strategies (NY Life). She has worked at Eagle Strategies since 2020 and has held roles at Capital Edge Insurance & Financial Services, NYLIFE Securities, LLC, and New York Life Insurance Company since 2013. Outside of her advisory work, she volunteers with several nonprofit organizations supporting law enforcement, firefighters, and their families. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and emphasizes fiduciary responsibilities, with most assets managed on a non-discretionary basis.

Brad Heaps is a CFP® professional with 19 years of industry experience. He is currently with Farther and previously worked at Charles Schwab and Charles Schwab Bank for 19 years. He holds the Series 66 designation. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs an investment approach based on Modern Portfolio Theory, utilizing bespoke and algorithmic model portfolios with automatic rebalancing, and primarily allocates among ETFs, mutual funds, equities, and fixed income.

Matthew De Garmo is a CFP® with eight years of experience in financial advisory roles. He has worked at AW Securities and Allworth Financial since 2022, and previously held positions with Fidelity Brokerage Services, The Vanguard Group, and The Shamrock Companies. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of strategies, including model allocations and specialized ETF approaches, and features ownership ties to private investment vehicles and the Ontario Teachers’ Pension Plan.