Adrian Cabrera Ramirez Jr. is a financial advisor at Coldstream Wealth Management in Bellevue, WA, holding a Series 65 designation. He has one year of industry experience, including prior roles at Career Launch Partnerships and Seattle Pacific University. Coldstream Wealth Management is an SEC-registered adviser managing approximately $13.9 billion in assets and serving a diverse client base that includes individuals, high-net-worth families, corporate retirement plans, endowments, and institutional clients. The firm operates through team-based Wealth Management Teams supported by an internal Investment Strategy Group and offers a range of services including portfolio management and retirement plan fiduciary services.

Rachel Mccracken is a CFA® charterholder with 10 years of experience in the financial industry, currently associated with Coldstream Wealth Management. She has worked at Rainier Group Investment Advisory, LLC since 2016. Coldstream Wealth Management is an SEC-registered investment adviser managing approximately $13.9 billion in assets through 128 advisors. The firm serves individuals, high-net-worth families, corporate retirement plans, endowments, and other institutional clients, offering portfolio management, financial and retirement planning, wealth transfer planning, and fiduciary services through a team-based approach supported by an internal Investment Strategy Group.

Harold Goren is a financial advisor with St. Bernard Financial Services, Inc. in Redmond, WA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Provident Mutual since 1992 and was with Independent Financial Group from 2008 to 2016. Outside of his advisory role, he operates his own sole proprietorship providing investment and insurance services, including fixed annuities and life insurance. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, offering investment advisory and brokerage services focused on long-term, conservative growth through tactical asset allocation and low-cost funds. The firm combines fee-based and commission-based solutions within a dual adviser/broker-dealer structure.

Bijan Ramirez is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Merit Financial Advisors and has previously worked at Real Talk Capital, Facet Wealth, Wealth Enhancement Group, and Sva Wealth Management. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors providing wealth management services, including asset management, financial planning, and employee financial-wellness programs. The firm’s investment approach focuses on long-term, diversified portfolios overseen by an internal Investment Management team and allows customization by advisors.

Bradley Anderson is a CFP®-certified financial advisor at Pure Financial Advisors, LLC with 14 years of industry experience. His prior roles include positions at Mariner Wealth Advisors, Mainsail Financial, Mercer Global Advisors, and Symetra Life Insurance Company. Pure Financial Advisors, LLC is a large registered investment adviser managing approximately $11 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a financial-planning-centered approach grounded in academic frameworks such as modern portfolio theory and tax-aware asset-location.

Keith Vonderharr is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 registrations and 12 years of industry experience. He has been with Mutual of Omaha since 2013 and also worked at LA Fitness Inc. for 14 years. In addition to his advisory role, he is licensed as an insurance agent, focusing on life, annuities, and health insurance. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm delivers managed solutions primarily through platform relationships with Envestnet and uses Pershing as custodian and broker-dealer, while operating alongside broker-dealer and insurance businesses within the Mutual of Omaha group.

Sheila Lindsay is a financial advisor at SCS with 38 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Brokerage Services LLC, Securities America, Inc., and KMS Financial Services, LLC. SCS advises individuals, trusts, corporations, and retirement plans, managing approximately $1.64 billion in discretionary assets across a 27-advisor team. The firm combines tactical, strategic, and dynamic asset allocation with various analytical methods to construct diversified portfolios and offers services including financial planning, pension plan advisory, and employee benefits consulting.

Dominic Cellitti is a CFP® with 11 years of industry experience and currently serves as a financial advisor at Threadline Wealth in Bellevue, WA. He previously worked at Moss Adams Wealth Advisors and Charles Schwab in various roles from 2013 to 2021. Outside of his advisory work, he is involved with Cellitti Capital LLC, a real estate and property management business. Threadline Wealth provides wealth management, financial planning, and investment consulting services to a diverse client base, including individuals, families, businesses, and institutional clients. The firm employs a discretionary, fee-based approach with diversified, long-term portfolio allocations, incorporating strategies such as options-based hedging and tax-aware investing.

Tait Lane is a financial advisor at Merit Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Triad Financial Strategies. Outside of advising, he serves on the board of a professional condominium association. Merit Financial Group, LLC manages approximately $10.6 billion and serves individuals, businesses, retirement plan sponsors, charitable organizations, and institutions. The firm uses a long-term, diversified investment approach with model portfolios and customizable strategies, supported by an internal investment management team and committee.

Alissa Wright is a Series 65 licensed advisor with 14 years of industry experience. She currently works at Coldstream Wealth Management and has previously held roles at Fulcrum Capital, LLC and Rainier Group Investment Advisory LLC. Wright has been with Coldstream Wealth Management across two periods totaling seven years. Coldstream Wealth Management is an employee-owned firm serving affluent individuals and families, business owners, corporate executives, employee benefit plans, and endowments. The firm manages approximately $12.4 billion in assets and employs a team-based approach supported by an internal Investment Strategy Group, offering diversified portfolios that include tax-managed strategies and access to alternative investments.

Bryce Fitzwilson is a Series 65–registered advisor with Coldstream Wealth Management in Bellevue, WA, with one year of industry experience. Prior to his current role, he worked at the Keck Science Department. Coldstream Wealth Management is an SEC-registered firm managing approximately $13.9 billion in assets through 128 advisors. The firm serves individuals, high-net-worth families, corporate retirement plans, endowments, and institutional clients, offering portfolio management, financial planning, and retirement plan fiduciary services delivered via team-based Wealth Management Teams supported by an internal Investment Strategy Group.

Benjamin Johnson is a CFP® with 11 years of industry experience, currently advising at Mission Wealth Management, LP since 2026. He spent 20 years at Financial Resources Group prior to joining Mission Wealth. Mission Wealth Management is a multi-team advisory firm serving affluent individuals, families, pension plans, and endowments. The firm offers wealth management, financial planning, and portfolio management through tiered service models and emphasizes customized, typically long-term investment strategies across a broad range of asset types.

Shane Payette is a financial advisor at Coldstream Wealth Management with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at several firms including Seidman Insurance Consultants and Hersman Serles Almond, an accounting firm. Payette is also a partner at Hersman Serles Almond, LLC, which provides tax preparation services for individuals and corporations. Coldstream Wealth Management is an employee-owned firm serving affluent individuals, families, business owners, and institutions. The firm employs a team-based investment approach supported by an internal strategy group, offering diversified portfolios and access to a variety of alternative investments and affiliated services.

David Owen is a financial advisor at SCS with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2013 and at SCS since 2020. SCS advises individuals, trusts, corporations, and retirement plans, managing approximately $1.64 billion in discretionary assets through a 27-advisor team. The firm employs a blended investment approach combining tactical, strategic, and dynamic asset allocation with various analytical techniques, offering discretionary asset management, financial planning, pension plan advisory, and insurance products.

Elaina Shemeta is a CFP® with 18 years of industry experience, currently serving as an advisor at Coldstream Wealth Management. She has been with Coldstream Securities, Inc. and Coldstream Capital Management Inc. since 2015 and has prior experience with Linsco/Private Ledger dating back to 2006. Coldstream Wealth Management is a 100% employee-owned firm serving affluent individuals, families, business owners, corporate executives, employee benefit plans, and endowments. The firm manages approximately $12.4 billion in assets through team-based portfolio management supported by an internal Investment Strategy Group and offers a range of services including financial planning, wealth transfer, and retirement plan advisory.

Kathleen O’dell is a financial advisor at Merit Financial Advisors in Issaquah, WA, holding a Series 66 designation with five years of industry experience. Her prior roles include positions at Purse Kaplan Sterling Investments, Ameriprise, and SG Long Financial, as well as earlier retail experience at Bath & Body Works and Maurices. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors serving more than 20,000 clients across 66 offices. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach supported by an internal Investment Management team.

Conner Lambro is a Series 65 credentialed financial advisor at SCS with one year of industry experience. Prior to joining SCS, he held positions at Costco Wholesale and Uber Eats. SCS provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, corporations, and retirement plans, offering discretionary portfolio management and standalone financial planning. The firm’s investment approach combines tactical, strategic, and dynamic asset allocation across various asset classes and delivers services through its proprietary wrap platform and model portfolios on LPL’s program.

Jon Erickson is a Certified Financial Planner® with 11 years of industry experience. He has been with Regal Investment Advisors LLC since 2018 and previously worked at the Institute for Wealth Advisors, Sowell Financial Services, and Concert Wealth Management. Erickson also serves as an investment advisor representative and insurance agent for Fortress Mega LLC. Regal Investment Advisors LLC, operating as LionShare, provides discretionary investment management services to independent advisers and their clients, including individuals, charitable organizations, and businesses. The firm offers proprietary and third-party model portfolios and grants discretionary authority to implement and manage these strategies on behalf of clients.

Heather Kessler is a CFP® professional with 14 years of industry experience. She has worked at Coldstream Wealth Management since 2021 and was previously with Paracle Advisors for 12 years. Coldstream Wealth Management is a 100% employee-owned firm serving affluent individuals, families, business owners, corporate executives, employee benefit plans, and endowments. The firm employs a team-based investment approach supported by an internal Investment Strategy Group and offers diversified portfolios with access to a broad range of alternative investments and affiliated in-house services.

Brad Landry is a financial advisor at Northwest Asset Management with 15 years of industry experience. He holds the Series 66 designation and previously worked at Oppenheimer from 2015 to 2017. In addition to his advisory role, Landry is also a licensed insurance agent. Northwest Asset Management serves nearly 3,000 clients, including individuals, pension and profit-sharing plans, charities, and corporations. The firm offers a range of services such as investment management, retirement and financial planning, ERISA/401(k) consulting, and tax preparation, utilizing a fiduciary approach with strategic asset allocation and both fundamental and technical analysis.