Marcel Diaz is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 11 years of industry experience. His career includes roles at J.P. Morgan Securities, PNC Investments, and Mass Mutual Investors Services. Marcel is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security-pricing, and provides a broad range of advisory and execution services.

Jose Fernandes is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA. Fernandes also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process incorporates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving a broad client base with a mix of non-discretionary and discretionary portfolio solutions.

Hazel Aguilar is a financial advisor at Citigroup Global Markets with six years of industry experience and holds the Series 66 designation. She has been with Citigroup since 2015. Outside of her advisory role, she works part-time as an Uber and Uber Eats driver on weekends. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations with unique market roles, including derivatives and futures services.

Esteban Tormen is a financial advisor at TLG Advisors, Inc. with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including The Leaders Group Inc, Passerelle Solutions, UBS Financial Services, and EFG Capital Advisors. Outside of his advisory role, he is involved with Passerelle Solutions, which provides insurance and premium finance consulting. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets and serving individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Michael Montes De Oca is a financial advisor at Citigroup Global Markets with one year of industry experience and holds the Series 66 designation. He has worked at Citibank N.A. since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, and it operates at a large institutional scale with specialized market roles and arrangements.

Tama Zaydon is a financial advisor at Oppenheimer with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fahnestock & Co. Inc. since 2003. Zaydon serves as a trustee for both The John Paul Zaydon Trust and the Phillip George Insurance Trust, and he is on the board of St. Jude Children’s Hospital. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of discretionary and non-discretionary investment programs utilizing equity, balanced, and fixed-income portfolios, with a notable portion of assets managed on a non-discretionary basis.

Alba Esparragoza is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. for a combined total of 16 years, with earlier roles at Wells Fargo Clearing and EFG Private Wealth Management (Americas) Corp. Esparragoza is also President of Luis Perez Production Inc., an event and entertainment production company. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary investment solutions supported by affiliated global asset management and fund selection teams.

Karl Ernst Jr. is a financial advisor with Janney Montgomery Scott in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Janney Montgomery Scott since 2019, following tenures at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he manages two LLCs related to real estate holdings and warehouse rental, though these activities are not investment related. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base across multiple service lines, including brokerage, financial planning, and advisory programs, and provides both in-house and third-party portfolio management.

Sandra Lopes is a financial advisor with Oppenheimer in Coral Gables, FL, holding a Series 66 designation and seven years of industry experience. She has worked at Oppenheimer since 2012, with a brief tenure at Morgan Stanley in 2020. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs, including asset management and financial planning, with advisory services that encompass equity, balanced, and fixed-income portfolios managed on both discretionary and non-discretionary bases.

Vanessa Ochoa is a financial advisor at HSBC Securities (USA) Inc. based in Miami, FL, with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at HSBC Securities USA Inc. and HSBC Bank USA NA since 2017, following a year at JP Morgan Securities LLC and JP Morgan Chase Bank NA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary strategies. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with due diligence from affiliated asset managers and third-party providers.

Cristina Gonzalez is a financial advisor at Oppenheimer with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2019. Prior to her career in finance, she held positions at Ross Dress for Less and Ana Ansin Inc. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of programs including asset management, consulting, and retirement services, utilizing both discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Sandra Mahecha is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 licenses and having 23 years of industry experience. She has worked at Citigroup since 2019 and held various roles at HSBC Bank USA and HSBC Securities since 2015. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including functioning as a swap dealer and futures commission merchant.

Ignacio Tejera is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 24 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled tools to support its AMC Advantage manager-selection program.

Lisa Grimes is a financial advisor at Sanctuary Advisors, LLC with 36 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Advisors, Wells Fargo Clearing, and Prudential Equity Group. Lisa serves on the board of the Damar Foundation, which supports individuals with developmental and behavioral disabilities, providing guidance on the foundation’s investment portfolio. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports numerous independent investment adviser representatives who develop their own strategies within a supervised framework, managing accounts through various models and sub-advisers while acting as a fiduciary when agreements are in place.

Camelia Gelabert Nunez is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and 26 years of industry experience. She has worked with Truist Investment Services since 2018 and previously held positions at BB&T Securities and Banc of America Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager selection programs, integrating discretionary and non-discretionary approaches with third-party platforms and AI-enabled research tools.

Paul Padron is a financial advisor with Citigroup Global Markets in Coral Gables, FL, holding Series 63 and Series 66 credentials and having 34 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains institutional scale with in-house research, swap dealer status, and bespoke discretionary solutions for large relationships.

Robert Gordon is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. He previously worked at Investor Solutions, Inc. for 13 years before joining Wealth Enhancement Advisory Services in 2021. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment process that combines passive and active management with quantitative and fundamental research.

Joseph Velit Carnero is a financial advisor with Sanctuary Advisors, LLC holding a Series 65 designation. He has worked in financial services and related industries since 2012, including positions at Rimac Seguros and Reaseguros, Credicorp Capital, and Grupo Duoma and Peru Commercial Company. Carnero has been with Sanctuary Advisors and its affiliated entities since 2024. Sanctuary Advisors, LLC provides investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations through a network of over 400 independent investment adviser representatives. The firm offers portfolio management, retirement plan consulting, and access to various managed account platforms, employing a range of analytical approaches and fiduciary services.

Maykel Barrios is a financial advisor with Truist Advisory Services in South Miami, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked extensively within the Wells Fargo affiliated firms from 2005 to 2024 before joining Truist in 2024. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and uses a combination of discretionary manager relationships and non-discretionary consulting to implement advice.

Karla Avecillas is a financial advisor at Janney Montgomery Scott with nine years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates, LWM Advisory Services, and LPL Financial. Outside of her advisory work, she owns a tutoring and pet-sitting business. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering comprehensive brokerage, financial planning, and advisory services.