Jennifer Angell is a CFA® charterholder and holds a Series 65 license with 10 years of industry experience. She is currently with RFG Advisory, LLC and has worked at Payne Capital Management, LLC since 2015. RFG Advisory provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional clients such as investment companies and government entities. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and access to alternative investments, utilizing various model strategies and third-party platforms.

Gustavo Rodriguez is a financial advisor at BBVA Global Wealth Advisors, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Compass Group Investment Solutions LLC, EFG Capital International Corp, and J.P. Morgan Securities. BBVA Global Wealth Advisors, Inc. provides investment advisory services to individuals, high-net-worth clients, businesses, and family offices. The firm employs a strategic and tactical asset allocation approach using a mix of mutual funds, ETFs, UCITS, structured products, and individual securities, supported by BBVA S.A.’s fund research and third-party resources.

Luis Navas is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 24 years of industry experience. His previous roles include positions at Santander Securities and Banco Santander Central Hispano, as well as various entities within the Insigneo organization since 2017. Navas serves on the board of the American Nicaraguan Foundation and is a member of the Executive Committee of the Financial & International Business Association in Florida. He is also involved with the College of William & Mary’s Latinx Alumni Familia Advisory Board. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, including banking and thrift institutions. The firm employs a combination of customized allocations and firm-modeled portfolios, utilizing a range of asset classes and third-party research, while accommodating client-imposed investment restrictions.

Brian Goldman is a financial advisor with GenTrust, holding Series 63 and Series 65 licenses and one year of industry experience. He has been with GenTrust since 2024 and has a concurrent role at Lanx Management LLC dating back to 2001. GenTrust provides wealth management, investment management, financial planning, consulting, and concierge services to a diverse client base, including high-net-worth individuals, pooled investment vehicles, and financial intermediaries. The firm manages approximately $4.46 billion in regulatory assets with a team of about 20 advisors, employing a multifaceted investment approach that includes discretionary and non-discretionary portfolio construction and performance-based fee arrangements for qualified clients.

Melvin Saballos Jr. is a financial advisor at Insigneo Advisory Services, LLC with nine years of industry experience. He holds a Series 66 designation and has previously worked at firms including VectorGlobal WMG and Insight Securities, Inc. Outside of his advisory role, he operates a vehicle rental business through the Turo platform. Insigneo Advisory Services provides investment advisory and consulting services to both retail and institutional clients, offering discretionary and non-discretionary portfolio management. The firm uses a combination of committee-driven model portfolios and individualized advisor-led portfolio construction, incorporating global and emerging-market exposures to align with client objectives.

Miguel Hidalgo is a financial advisor with MissionSquare Retirement in Miami, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with ICMA-RC since 2016. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, with investment advice and model portfolios developed by Morningstar Investment Management.

Alejandro Behrens is a financial advisor with Bolton Securities Corporation, holding a Series 66 designation and 14 years of industry experience. He has worked at Merrill, Insigneo Securities, and MAXIMAI Investment Partners, where he served as Managing Director and Associate Partner. Outside of his advisory roles, he manages a personal holding company, ALELEX LLC. Bolton Global Asset Management provides asset management and financial planning services to individuals, corporations, and institutional clients. The firm offers customized portfolio management using a range of investment vehicles and emphasizes a long-term approach while allowing flexibility through option strategies and shorter-term trades.

Giuseppe Mazzeo is a financial advisor with Level Four Advisory Services, holding Series 65 and Series 66 designations and 14 years of industry experience. His prior roles include seven years at Holdun Family Office LLC, five years at Andbank Private Bankers, and two years at Credit Suisse Private Advisors AG. He is based in Miami, FL. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion and serving individuals, corporations, retirement plans, and municipal entities. The firm provides financial planning, asset and portfolio management, retirement plan consulting, and access to third-party money managers, utilizing model portfolios and multiple custodial platforms.

Paul Klukas is a financial advisor with Bolton Securities Corporation in Coral Gables, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at Siemens Energy, Inc. in various roles since 2009, including his current position as senior project manager. Outside of his advisory role, he is the owner and CEO of KAS Capital Corp, an entity involved in securities, investment advisory, and insurance activities. Bolton Global Asset Management serves individual, corporate, institutional, and charitable clients, providing customized asset management and financial planning through a network of independent advisers. The firm employs a long-term investment approach and utilizes mutual funds, ETFs, individual equities, and fixed-income securities, offering discretionary and non-discretionary portfolio management.

Diego Recht is a financial advisor at Insigneo Advisory Services, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup and Global X Management Company LLC. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management that combines committee-driven model portfolios and individualized advisor-led portfolio construction.

Euclides Moreno is a financial advisor with Bolton Securities Corporation in Miami, FL, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill for 17 years and Bank of America for one year before joining Bolton Global Asset Management and Bolton Global Capital in 2017. Moreno is also a managing partner of Moreno Wealth Management Group, LLC, and co-owner and managing director of PWA Family Office, LLC, both of which provide investment advisory services. Bolton Global Asset Management offers discretionary and non-discretionary asset management and financial planning to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm’s IAR-driven approach tailors portfolios using mutual funds, ETFs, equities, and fixed-income securities with a generally long-term orientation while allowing tactical trading and rebalancing.

Alvaro Torres is a financial advisor with StoneX Advisors Inc. in Miami, FL, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Citigroup, J.P. Morgan Securities, UBS Financial Services, and VTS Capital Partners. He also works as a real estate agent with Weichert Realtors | Capella Estates, representing buyers in residential property transactions. StoneX Advisors Inc. provides portfolio management, financial planning, and consulting services to individuals, corporations, retirement plans, and charitable organizations. The firm uses a combination of advisor-managed portfolios, proprietary model solutions, and third-party managers across various platforms to implement investment strategies.

Edward Laughlin is a financial advisor with Westminster Financial Advisory Corp in Miami, FL. He holds a Series 66 designation and has 53 years of industry experience. Prior to joining Westminster Financial Securities in 2017, he worked at Wunderlich Securities from 2015 to 2017. Westminster Financial Advisory Corporation provides investment supervisory services and financial planning to individuals, families, trusts, estates, charitable organizations, and small businesses. The firm employs a diversified, multi-asset class investment approach with a buy-and-hold orientation, supplemented by tactical overlays and cyclical analysis.

Mariela Arana Landaeta is a financial advisor at Insigneo Advisory Services, LLC with 21 years of industry experience. She holds a Series 66 designation and has worked at major firms including CitiGroup Global Markets and Merrill. She also serves as Head of Client Experience at Insigneo Advisory Services, spending approximately five hours per month in this role. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management through firm-managed multi-asset portfolios and third-party manager oversight. The firm’s investment process combines committee-driven model portfolios and individualized advisor-led portfolio construction, incorporating global asset classes and emerging-market exposures.

Lucia Uribe is a financial advisor with Jefferies Investment Advisers LLC, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Morgan Stanley and Jefferies LLC, as well as varied experience outside finance, such as positions at Rosetta Bakery and involvement in extended travel. Jefferies Investment Advisers LLC provides fee-based financial planning services to a broad range of clients including individuals, trusts, estates, and charitable organizations, using a customized planning process supported by third-party software and statistical simulations.

Rohan Bahri is a financial advisor at Calton & Associates, Inc. with one year of industry experience. He holds a Series 65 designation and has worked with firms including PeakShares, LLC and Babson College Fund. Outside of his advisory role, he is the founder and CEO of Bahri Capital, LLC and serves as co-founder and co-portfolio manager of PeakShares LLC. Calton & Associates serves individual investors, retirement plans, trusts, and estates, offering portfolio management, financial planning, and access to third-party money managers. The firm operates as both a registered investment adviser and broker-dealer, providing tailored investment recommendations through various program structures and analytic approaches.

Javier Rivero is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with multiple entities within the Insigneo group since 2017 and previously spent time with Dynasty Securities and Dynasty Wealth Management. Rivero serves as an executive board member of the Live Like Bella Childhood Cancer Foundation. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm combines committee-driven model portfolios with individualized advisor-led portfolio construction, incorporating third-party macroeconomic research and global asset class exposures.

Juan Manuel Fernandez is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 credential and bringing 20 years of industry experience. His career includes roles at VectorGlobal WMG, Wells Fargo Clearing, Bank of America, and Merrill prior to joining Insigneo in 2026. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management. The firm employs a committee-driven investment process combined with advisor-led portfolio construction, utilizing third-party macroeconomic research to align portfolios with client objectives and risk tolerances across global asset classes.

Joshua Bradford is a financial advisor with Santander Securities LLC in Miami, FL, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Wedbush Securities Inc., UnionBanc Investment Services, and Merrill, among others. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across 10,800 client relationships. The firm provides investment advisory services, portfolio management through wrap-fee programs, goal-based financial planning, and access to securities-based lending and insurance products, primarily catering to retail investors.

Francesco Ciotola is a financial advisor with Everhart Advisors in Miami, FL, holding a Series 63 designation and 24 years of industry experience. He has been with Everhart Advisors since 2003, having previously worked at Mid Atlantic Capital Corporation from 2015 to 2020. Outside of his advisory role, he serves as a board member of the Ohio Chamber of Commerce. Everhart Advisors provides investment advisory and consulting services to retirement plan sponsors, individuals, trusts, and other entities, often acting as an ERISA 3(21) or 3(38) fiduciary. The firm follows a long-term, buy-and-hold investment philosophy and offers a range of services including portfolio management, participant education, and tax and bookkeeping services coordinated with affiliated CPAs.