Joel Josephs is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 registrations and having 32 years of industry experience. He has been associated with Gaines Financial Group, Inc. and LPL Financial for the past 15 years. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, high-net-worth clients, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a mix of in-house strategies and third-party managers across various platforms.

Robert Raab is a Series 63 licensed financial advisor with 44 years of industry experience. He has been with Newbridge Securities Corporation since 2006 and is currently affiliated with NFSG Corporation in Boca Raton, FL. NFSG Corporation is an SEC-registered investment adviser that provides discretionary and non-discretionary asset management, third-party manager selection, and financial planning to a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm customizes portfolios using fundamental, technical, and cyclical analysis and employs both long- and short-term strategies, often incorporating third-party asset managers.

Gary Gonzalez is a Series 65 licensed financial advisor at Modera Wealth Management, LLC with 18 years of industry experience. He previously worked at Northstar Financial Planners, Inc. for 19 years before joining Modera in 2026. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm combines traditional investment management with in-house accounting and tax services, supporting a diversified asset allocation approach grounded in Modern Portfolio Theory.

Marcela Hallman is a financial advisor at Jefferies Investment Advisers LLC with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Bradesco Global Advisor, Bradesco Investments, and BAC Florida Investments. Outside of her advisory role, she is a fitness consultant entrepreneur. Jefferies Investment Advisers LLC provides fee-based financial planning services to individuals, trusts, estates, foundations, charitable organizations, corporations, and other business entities through a customized, collaborative planning process that includes goal setting, analysis, and ongoing review.

Tony Dubose is a financial advisor with Modern Wealth Management, LLC, holding a Series 63 designation and bringing 31 years of industry experience. His career includes long-term roles at Legacy Wealth Management Inc and LPL Financial, along with advisory services through LWM Advisory Services, LLC. Outside of financial advising, he is a contract commercial pilot. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets. The firm serves individuals, high-net-worth clients, trusts, estates, and retirement plans, employing a centralized Investment Committee and a mix of model portfolios and third-party managers to guide investment decisions.

Bradley Teets is a CFP® and PFS™ credentialed financial advisor with 28 years of industry experience. He has been with Kovack Advisors, Inc. since 2007 and has operated a CPA practice since 1992. Outside of his advisory role, he serves as president of a local car club and is a non-compensated volunteer member of the City of Punta Gorda General Employees' Pension Board. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, and provides services such as discretionary asset management, third-party manager recommendations, and financial planning via an account aggregation platform.

Lisa Armbrust is a Series 66-licensed financial advisor with 16 years of industry experience. She currently works at Nfsg Corporation and Newbridge Securities Corporation, joining both firms in 2025. Her prior experience includes roles at Raymond James & Associates, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. Armbrust also serves as co-chair of the advisory committee for the Friends of Center of Women, Gender and Sexuality Studies at Florida Atlantic University, where she helps raise funds for scholarships and community awareness. Nfsg Corporation is an SEC-registered investment adviser providing discretionary and non-discretionary asset management, third-party manager selection, and financial planning to individuals, pension plans, trusts, charitable organizations, and businesses. The firm customizes portfolios based on client objectives and risk tolerance, using a combination of fundamental, technical, and cyclical analysis, and frequently employs third-party asset managers in its approach.

Adam Winter is a Series 66-licensed advisor at Kovack Advisors, Inc. based in Ft. Lauderdale, FL. He has one year of industry experience and previously worked at TriNet and Winter Technology Services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and state and municipal government clients, employing both internally created and third-party investment models.

Theodore Taddei Jr. is a financial advisor with Ausdal Financial Partners, Inc. He holds a Series 63 designation and has 31 years of industry experience. His prior roles include positions at American Portfolios, Physician's Wealth Care LLC, and Guardian Life Insurance Co. of America. He also maintains insurance sales activities to assist clients with their insurance needs. Ausdal Financial Partners is an SEC-registered investment adviser and FINRA-member broker-dealer managing approximately $2.13 billion in client assets through a network of about 152 advisors. The firm provides investment advisory programs, retirement plan services, and financial planning to individuals, trusts, corporations, pension plans, and charitable organizations, offering a range of portfolio options including mutual funds, ETFs, equities, and alternative products.

Michael Freedman is a CFP® and ChFC® with 33 years of industry experience. He is currently with Wealthcare Advisory Partners LLC, where he has worked since 2019, and has prior experience at Independent Financial Partners and LPL Financial. Freedman also maintains a tax preparation and planning practice as a licensed enrolled agent. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm combines goals-based planning supported by proprietary software with an evidence-based investment approach that integrates behavioral economics and quantitative analysis.

Gregory Charlot is a financial advisor with A.G.P. / Alliance Global Partners, holding Series 63 and Series 66 licenses and having 17 years of industry experience. He has worked at A.G.P. since 2019 and previously at Foresters Financial and its affiliated entities from 2016 to 2019. Outside of his advisory work, he owns Greg Charlot LLC, a non-investment entity created for tax purposes. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, and other entities, offering portfolio management, financial planning, retirement-plan consulting, and investment banking services. The firm emphasizes international investing strategies and combines top-down macro themes with bottom-up security selection, serving clients through a variety of managed accounts and product distribution activities.

Luke Zulauf is a financial advisor at SAX Wealth Advisors, LLC with eight years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at JPMorgan Securities LLC, Sanford C. Bernstein & Co., LLC, Fidelity Investments, Bank of America, Merrill Lynch, and Wells Fargo Advisors Financial Network. SAX Wealth Advisors provides investment management, financial planning, employee benefit plan advisory, and consulting services to individuals, qualified retirement plans, trusts, charitable organizations, and corporations. The firm follows an evidence-based investment approach focused on globally diversified, low-cost passive funds with a long-term orientation and offers discretionary portfolio management alongside specialized programs such as SyntheticFi.

John Nobile is a financial advisor with Kovack Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Kovack Securities, Inc. since 2011. Outside of his advisory role, he is involved in marketing sports nutrition and supplements through his own business. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, emphasizing diversified asset-class exposure primarily through mutual funds and ETFs.

Richard Myer is a financial advisor at Brookwood Investment Group with six years of industry experience. He holds a Series 65 designation and has worked at firms including Redwood Private Wealth LLC and Blackridge Asset Management, LLC. In addition to his advisory work, he operates as an independent insurance producer focusing on life and fixed annuity sales. Brookwood Investment Group is a multi-advisor registered investment adviser managing over $1 billion for more than 3,000 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services through a range of tailored investment strategies.

Victoria Ricker is a CFP® with 39 years of industry experience, currently serving as a financial advisor at DayMark Wealth Partners, LLC. She previously worked at Janney Montgomery Scott, LLC for eight years and held positions at Morgan Stanley and Morgan Stanley Private Bank between 2011 and 2017. In addition to her advisory role, Ricker serves as a FINRA arbitrator. DayMark Wealth Partners serves individual clients, trusts, retirement plans, and institutional accounts, offering asset management, portfolio management, financial planning, and retirement plan consulting. The firm manages portfolios on a discretionary basis, employing a variety of analytical methods and access to alternative investments, and is notable for its role as a private fund adviser and its integration of fee-based insurance products within its wealth management services.

Lauren Gilbert is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Kovack Advisors in 2024, she worked at Kovack Securities, Inc. and has held positions at Mece Preschool & Kindergarten, Starbucks, Abercrombie & Fitch, Justice, and Florida Virtual School. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, emphasizing diversified asset-class exposure primarily through mutual funds and ETFs.

Margaret Pulecio is a financial advisor at Kovack Advisors, Inc. with three years of industry experience. She holds a Series 66 designation and has worked at Spectrum Planning Group since 2011. Outside of her advisory role, she serves as an office manager at Certified Marketing Centers in Boca Raton, Florida. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions through a nationwide network of representatives. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and financial planning with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.

Warren Marmorstein is a financial advisor at Kovack Advisors, Inc. with 24 years of industry experience. He holds a Series 66 designation and has been with Kovack Advisors and Kovack Securities since 2012. In addition to his advisory role, he is president of several related entities focused on wealth management, insurance, income tax, fiduciary services, and elder care planning. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, pension plans, charitable organizations, banks, and government clients. The firm employs a model-driven approach supported by Envestnet and offers both model-based and advisor-managed portfolio solutions across multiple custodians.

William Gordon is a CFP® professional with 33 years of industry experience, currently serving at Kovack Advisors, Inc. since 2019. His prior experience includes roles at Capital Financial Services Inc. and Retirement Wealth Resources, Inc., where he has worked for nearly three decades. Outside of advisory work, he serves as president of the Cypress Professional Center Condominium Association, managing building upkeep. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser that serves a broad range of clients including individuals, corporations, and pension plans through a nationwide network. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs and offers discretionary and non-discretionary asset management alongside financial planning and third-party manager recommendations.

Christopher Smith is a financial advisor at Great Valley Advisor Group, LLC with 33 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked with Gaines Financial Group and LPL Financial since 2012. In addition to his advisory role, he is also licensed as a real estate agent. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting through a combination of in-house strategies and third-party managers.