Gabriela Bias is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Wachovia Bank. Outside of her advisory role, she is president and owner of a fashion and accessories business in Delray Beach, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Elena Kuznetsova is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 63 and Series 65 licenses and one year of industry experience. Her work history includes roles at PFS Investments Inc. and Primerica Financial Services, as well as prior experience outside the financial industry. She is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-delivery strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody, and operates at scale with thousands of advisors and billions in assets under management.

Thiago Dos Santos is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Black Socks Corp/Group KLT, among other firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Todd Carey is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63, 65, and 66 credentials and 22 years of industry experience. He has been with UBS since 2014 and is also involved with Battery Ventures. Outside of his advisory work, Carey holds management roles in diverse business ventures including a partnership in the food and beverage sector, serves as a trustee for an arts organization, and operates a women’s retail clothing business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor investment strategies and offers both fiduciary financial planning and capital markets services.

Eddie Lopez is a financial advisor with Merrill in West Palm Beach, FL, holding a Series 66 designation and four years of industry experience. He has been with Merrill since 2016 and is currently affiliated with Bank of America N.A. since 2022. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal teams and third-party managers.

Seth Sigel is a Financial Advisor at Merrill Lynch Wealth Management based in Delray Beach, Florida. He specializes in creating tailored strategies to help families build and preserve wealth across generations. Seth focuses on understanding each family's unique dynamics, values, and goals to develop personalized wealth management plans that align with their long-term vision. He holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Seth earned his bachelor's degree from Indiana University's Kelley School of Business. With his comprehensive expertise, he assists clients in areas such as college education planning, divorce transition planning, family wealth management strategies, liquidity management, personal retirement planning, and tax minimization. Born and raised in Boca Raton, Florida, Seth is actively involved in the local community. He supports organizations like Boys & Girls Club, SABR TOPSoccer, and Speak Up for Kids. Outside of his professional work, his personal interests include adventure sports, basketball, boating, fishing, football, golfing, reading, spending time with family, and traveling.

Diana Fernandez is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at Merrill and affiliated institutions, including Bank of America and Wells Fargo, since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Renee Greene is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to her current role, she worked for Goldman Sachs from 2016 to 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Rimon Attalla is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and bringing 13 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. Outside of his advisory role, he is a partner in two holding companies that manage private residential properties. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm emphasizes a non-discretionary approach where clients retain final decision-making authority and incorporates an ESG eligibility framework in its recommendations.

Anthony Balto is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at Rexford Capital LLC and Robert Half Account Temps. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Mc Kenna is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at UBS Financial Services from 2011 to 2020 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2020. Outside of advising, he is the owner and manager of a real estate LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers advisory services that include both direct individual plans and employer-related financial planning agreements.

Jennifer Robinson is a financial advisor at Raymond James Financial with three years of industry experience. She holds the Series 66 designation and is based in Wellington, FL. Outside of her advisory role, she works as an associate at Boynton Financial Group, Inc., providing client support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports its clients through various advisory programs and institutional services.

David Harris is a financial advisor at Stifel with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2018, following prior roles at Bank of America and Merrill. Harris serves as a board member for the Al Cesky Foundation, which provides scholarships to high school athletes. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Arild Holm is a CFA® charterholder and Series 63 licensee with five years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has worked previously at Vision Network, Apg, and the Abu Dhabi Investment Authority. Holm is also the owner of Verifien, LLC, a business entity based in Wellington, FL. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individual investors, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers various financial planning and investment management services through a network of independent financial professionals, utilizing both proprietary and unaffiliated model strategies.

Christine Solomon is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2026, she worked at Solomon Real Estate for 16 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework when recommending strategies and operates with a distinctive registration as a security-based swap dealer and futures commission merchant.

Melvin Kornegay is a financial advisor at Ameriprise with 31 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His work history is exclusively with Ameriprise entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Todd Dahlstrom is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Deutsche Bank Securities Inc., PNC Wealth Management, Kipling Capital Inc., and Ameritas Investment Partners, Inc. Outside of finance, he is also engaged in music creation, production, and performance since 2015. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Junior Rondeau is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He has held positions at several firms including Newbridge Financial Services Group and Lincoln Financial Advisors. Outside of his advisory role, he is involved in fixed insurance sales and operates a financial services business under the name Zillmer Wealth Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and consulting services, with access to multiple program structures and third-party money managers.

Zachary Swartout is a financial advisor with Merrill holding a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America and roles in education at Florida Atlantic University, Tallahassee Community College, and Park Vista High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Eric Kaplan is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wealthcare Advisory Partners, LPL Financial, Ameriprise, Wells Fargo Clearing, and Charles Schwab. Kaplan is a member of a local marketing referral group, BNI, where he participates in the membership committee. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients by offering integrated brokerage and advisory services, financial planning, and access to a range of managed account solutions. The firm employs various portfolio construction tools and supports multiple advisory platforms, including third-party managers and wrap programs.