Matthew Parks is a CFA® charterholder with six years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC, where he has worked since 2022. His prior experience includes roles at Financial Management Concepts and Jackson Wealth Management, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Timothy Howe is a financial advisor at PlanMember Securities Corporation with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Herbert J. Sims & Co. Inc. He is involved in community activities as a parent volunteer on the planning committee for the St. John Neumann Catholic High School Band Booster Club. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios ranging from conservative to aggressive, while also offering education and support services to plan sponsors and participants.

T Royer is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and 16 years of industry experience. He has been involved with Group 10 Financial since 1988, where he serves as CEO overseeing insurance and annuity sales. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, and institutional clients such as sovereign wealth funds and banking institutions.

Karen Chin is a financial advisor with Schwab Wealth Advisory Inc. She holds Series 63 and Series 66 licenses and has 28 years of industry experience. She has been with Charles Schwab and its associated entities since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

Jennings Hurt IV is a financial advisor at Beacon Pointe Advisors, LLC with 14 years of industry experience. He holds a Series 65 designation and previously worked at Ferrell Wealth Management, Inc. for 11 years before joining Beacon Pointe in 2020. Outside of his advisory role, he serves as a board member for DrinkB4, a beverage company, where he contributes to overall brand strategy. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs a manager-driven investment approach using proprietary due diligence and asset-allocation modeling, and is notable for sponsoring proprietary investment vehicles and acting as an operating general partner in multiple private funds.

Darryl Devlugt is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Charles Schwab and its affiliated advisory units since 2006, serving in his current role at Schwab Wealth Advisory since 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm utilizes Charles Schwab’s asset allocation models and research tools to guide clients, with advice delivered through a non-discretionary structure within the Schwab ecosystem.

Sean Parkes is a financial advisor with Primerica Advisors holding a Series 66 designation and has two years of industry experience. His work history includes roles at Guardian Life Insurance Company and Park Avenue Securities. Outside of advising, he has been involved with licensed real estate groups in Florida. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and retirement-plan consulting, utilizing a range of proprietary and third-party investment strategies and platforms.

Bethanie Marzolino is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Charles Schwab-affiliated firms since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s standard asset allocation models and research tools, while clients retain final trading decisions.

Scott Bergin is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliates since 2017. In addition to his advisory role, he performs light bookkeeping for a family-owned tutoring franchise. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for advisory services.

Abby Becker is a financial advisor with Schwab Wealth Advisory, holding Series 65 and Series 63 licenses and one year of industry experience. She has worked within Charles Schwab & Co., Inc. since 2024 and joined Schwab Wealth Advisory Inc. in 2026. Prior to her financial services roles, she held positions at Aritzia, Ulta Beauty, and in education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, focusing on annual financial reviews and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Hang Zhao is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab and Equitable Advisors LLC, and spent ten years at C&Es Global Exchange International LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers comprehensive financial reviews and investment recommendations using Schwab's proprietary research tools, with advice delivered through standard asset allocation models while leaving final trading decisions to clients.

Richard Rush is a financial advisor with PlanMember Securities Corporation in Oviedo, FL, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with PlanMember since 2008. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment process uses a top-down strategic asset allocation framework, managing risk-based mutual fund portfolios with defined rebalancing events, and also delivers education and support services to plan sponsors and participants.

Daniel Shif is a Series 66-licensed financial advisor with Truist Advisory Services in Winter Park, FL. He has been with Truist and its affiliates since 2017, including roles at Truist Bank and Truist Investment Services, and previously worked at Deutsche Bank for one year. Shif has no prior industry experience before joining Truist Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by third-party manager relationships and AI-enabled research tools, with an emphasis on inter-affiliate integration and comprehensive fiduciary support.

Theodore Latimer is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. Prior to joining Steward Partners in 2023, he worked for Bank of America and Merrill for 14 years. Steward Partners Investment Advisory, LLC is an SEC-registered firm managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, and charitable organizations with a range of investment advisory, financial planning, and managed account services.

Zachary Worden is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and two years of industry experience. His career includes roles at Sanctuary Securities, Inc. and Pershing Advisor Solutions. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations through over 400 independent advisers. The firm offers portfolio management, financial planning, and retirement consulting services using a variety of investment strategies and sub-advisers, operating as a fiduciary when engaged under a written advisory agreement.

Lawrence Tunnell is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab in various capacities since 2011. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a range of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, distinguishing its model from many other enterprise wealth managers.

Phillip Dobbs is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Rockefeller Financial LLC since 2023. He previously worked at Bank of America and Merrill Lynch from 2011 to 2023. Outside of his advisory role, Dobbs serves on the advisory board of Florida Citrus Sports, a charitable organization focused on community development and economic growth in Central Florida. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm provides portfolio management, financial planning, and consulting through a Private Advisor model and offers a range of investment solutions via its consolidated platform, including discretionary and non-discretionary services across multiple asset classes.

Erica Ngo is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab & Co., Inc. since 2012, with a brief tenure at Barrister Title Services, Inc. and one year not employed during 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory and operating model from many enterprise wealth managers.

Americo Garcia is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses and one year of industry experience. He has worked at Schwab Wealth Advisory, Charles Schwab & Co., Inc., Chase, Publix, M&G Trimming, and Target in various roles since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Charles Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and typically does not charge clients directly for advisory services.

Stephen Watkins is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and bringing 23 years of industry experience. He has worked with Charles Schwab since 2014 and with Schwab Wealth Advisory since 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not engage in discretionary portfolio management directly.