Elsa Balli is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with Wells Fargo Advisors since 2023. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Clayton Munal is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and nine years of industry experience. His prior roles include work with Waddell & Reed Inc and involvement with BNI-Ambassadors of Success, where he also served as a nonprofit board member. Munal is a co-owner of Texas Treasures & Unique Finds, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and supports diversified strategies with research from internal and third-party sources.

Curtis Appleton is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 credentials with one year of industry experience. His prior work includes positions at Charles Schwab & Co., Inc. and JPMorgan Chase Bank, N.A. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that emphasize quantitative asset-allocation modeling and centralized manager due diligence, with an ESG framework integrated into its investment recommendations.

Eric Wilkins is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 designations and four years of industry experience. Prior to joining J.P. Morgan in 2025, he worked at Fidelity in various advisory and brokerage roles from 2021 to 2025. Outside of his advisory work, he operates an online e-commerce store selling second-hand goods. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Yudel De La Garza is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he collaborates closely with clients to develop personalized financial strategies tailored to their individual goals and evolving market conditions. Yudel leverages access to Merrill's investment insights along with the banking and lending resources of Bank of America to support comprehensive wealth management. Yudel holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Universidad del Sagrado Corazon. He follows the Merrill tradition of engaging with the communities they serve and dedicates time to volunteer with local organizations. His approach emphasizes one-on-one collaboration to help clients pursue their long-term financial objectives.

Ian Buenrostro is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2012. Outside of his advisory work, he owns MR. JET, LLC, a small business based in Brownsville, TX. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options backed by Wells Fargo’s research and tools. The firm serves clients meeting a net-worth threshold with services that include retirement, education, risk, and wealth-transfer planning, among other specialized areas.

Paul Foley Jr. is a CFP® with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior experience includes roles at River Crossing POA, The Lighthouse Team LLC, and Waddell & Reed, Inc. Additionally, he is a managing member of The Lighthouse Team LLC, formed alongside his tenure at Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, research, and advanced technology solutions.

Kelly Welker is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Sagepoint Financial and independent insurance sales. He operates Renaissance Wealth Management Group of Texas LLC, a business related to his advisory activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Richard Garcia is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2023. Prior to his current roles, his background includes experience in outdoor business and various roles in retail and education. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Dawna Larson is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 30 years of industry experience. She has previously worked at firms including Raymond James & Associates, Kestra Financial Services, and Stone Oak Wealth Management. Outside of her advisory work, she operates a self-defense instruction business and serves as an arbitrator in dispute hearings. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients through a broad planning menu tailored to clients who meet certain net-worth criteria.

Ty Hodges is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and having 20 years of industry experience. He worked at Spc and Sigma Financial Corporation from 2014 to 2023 before joining LPL Financial. Outside of his advisory role, he is involved with Hodges Wealth, LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios from LPL Research and third-party subadvisors.

Phillip Jackson is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Sigma Planning Corporation, Sigma Financial Corporation, and Edward Jones. Outside of his advisory role, he has been a volleyball coach with the Alamo Volleyball Association since 2011. LPL Financial serves a diverse client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and technology to support discretionary and non-discretionary asset management.

Bradley Wells is a Series 66-credentialed financial advisor with Edward Jones in Boerne, TX, and has three years of industry experience. Prior to joining Edward Jones in 2022, he worked at USAA for 22 years. Wells holds multiple passive investment interests as a silent investor and limited partner in several real estate developments and commercial property ventures across central Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment strategies. The firm maintains a large network of financial advisors and branch offices and provides affiliated capabilities including mutual funds, a trust company, and securities-based lending.

Carolyn Abshier is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. Her prior work includes roles at The Lighthouse Team LLC, David Ballard, and Waddell & Reed, Inc. She has also operated a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Simon Wright is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, The Cliffs, and &Partners/Indigo Advisors &Partners. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized investment advice delivered on a non-discretionary basis.

Daniel Salazar is a Series 66-licensed financial advisor with UBS Financial Services in San Antonio, Texas, where he has worked since 2011. He has 14 years of industry experience. Outside of his advisory role, he is the proprietor of MTSA Property Group LLC, which focuses on real estate investments. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Clinton Godfrey is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 credential and 15 years of industry experience. His prior work includes roles at Ameriprise Financial and Citigroup/Citibank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Alec Hrynyshyn is a financial advisor at UBS Financial Services with one year of industry experience. He has been with UBS since 2020 and holds a Series 66 designation. Prior to his advisory role, he was affiliated with the University of Colorado-Boulder from 2013 to 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary capital market assumptions and research to tailor financial plans and portfolio management services to clients’ goals and risk tolerances.

Betty Vargas is a CFP® professional with 39 years of experience in the financial services industry. She is currently with LPL Financial and has held roles with Waddell & Reed, Inc. and various insurance carriers over her career. Vargas is also a partner at Financial Wellness Solutions, where she is involved in tax preparation and planning. LPL Financial is an SEC-registered investment adviser and broker-dealer providing services to individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Nicholas Gamez is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and four years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.