Rita Castro is a CFP®-designated financial advisor with Ameriprise, bringing 33 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves as Secretary on the Board of Directors for Pay It Forward America, a nonprofit organization. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency strategies.

Melissa Reinke is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked at FNBO and Boston University. Outside of her advisory role, she teaches fitness classes at a residential community in Ponte Vedra, Florida. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Kelly Dewitt is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2009 and Bank of America, N.A. since 2018. Dewitt is co-owner of a family business located in Jacksonville, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Kathryn Morrish is a Series 66-licensed financial advisor based in Jacksonville, FL, with 1 year of industry experience. She has been with Merrill since 2013 and worked at Bank of America, N.A. since 2024. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, which includes access to a wide range of products and services beyond typical managed accounts.

Jeffrey Sherman is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations. His career includes roles at Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, IRS-qualified charitable funds, and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of mutual funds, ETFs, and ETPs, and is noted for its use of AI and formal advisory roles to multiple registered investment companies.

Cameron Hurdle currently serves as a Planning Consultant at Fidelity Investments, a role held since 2026. He has progressed through various positions within the firm, including Investment Solutions Representative III, II, and I from 2023 to 2026, and previously worked as a Customer Relationship Advocate from 2021 to 2023. Cameron holds insurance licenses in Arkansas and California. In his professional approach, Cameron focuses on empowering clients to take charge of their financial futures by co-creating personalized plans aligned with their short- and long-term goals. He emphasizes building trust, identifying challenges, and aligning strategies to instill confidence in navigating the economic landscape. Outside of his professional work, Cameron enjoys camping, family activities, football, golf, reading, and traveling.

Pavle Nikocevic II is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes positions at Genpact, UPS, and ABSN Transport Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Robert Devine is a CFP® professional with 22 years of industry experience, currently serving at Mass Mutual Investors Services since 2009. He holds Series 63 and Series 65 licenses and is based in Jacksonville, FL. Outside of his advisory role, he is the managing member of Captain Holding, LLC, a business he co-owns, and acts as secretary-treasurer for BNI Money Tree, a local networking organization. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, ongoing financial planning engagements using advanced analytical tools and provides a range of programs including wrap accounts, money-manager programs, and educational seminars.

Michelle Jones is a financial advisor at Charles Schwab based in Jacksonville, FL, with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2018, following two years at Health Care Management Systems. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm’s client relationship model primarily features non-discretionary advice combined with access to affiliated discretionary separately managed accounts and a structured alternative-investment program.

Lori Woznick is a Series 66-licensed financial advisor with Merrill, based in Jacksonville, FL, and has 19 years of industry experience. She has been with Merrill and Bank of America since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Suzanne Wing is a Planning Consultant at Fidelity Investments, where she collaborates with clients to develop and update personalized financial plans. She has been with Fidelity Investments since 2018, progressing through roles including Workplace Planning Associate, Workplace Planning Consultant I and II, Relationship Manager at the Regional Center supporting premium clients, and currently serving as a Planning Consultant. Suzanne holds insurance licenses in Arkansas and California, which support her work in financial planning. Outside of her professional role, she enjoys cooking and baking, participating in family activities, exploring food culture as a foodie, watching movies, and engaging in parenthood.

Robert Amatangelo is a financial advisor at Fidelity with Series 63 and Series 66 licenses and five years of industry experience. His background includes roles at Fidelity Investments and prior work in physical therapy and the golf industry. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Michael Turnage is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been associated with PFS Investments since 2010 and Primerica Financial Services since 1993. Outside of advising, he also works as a contractor for Cerifi and is involved in sales of home-related products through affiliates of PFS Investments and Primerica Mortgage. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm utilizes third-party asset managers and employs a tiered wrap fee structure, focusing on curated investment models rather than institutional plan management.

Craig Stacey is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals who assist clients with developing personalized financial plans to help pursue their financial goals throughout life. Prior to this, he served as Assistant Branch Leader at Fidelity Investments from 2020 to 2021. Craig has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2014, including Private Wealth Management Relationship Manager, Relationship Manager, Financial Representative, and Client Services Associate. He also worked as a Business Service Manager at Morgan Stanley in 2019. No information about his education, credentials, personal interests, or community involvement has been provided.

Courtney Recchio is a financial advisor at Fidelity with eight years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at GE Capital. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios primarily composed of mutual funds, ETFs, and ETPs.

Blake Detelich is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Todd Klem is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2022 and concurrently with Bank of America N.A. since 2023. Prior to that, he held roles at ADT, ERC (Enhances Resource Centers), and Nordstrom Card Services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Monique Harran serves as a Senior Resident Director and Wealth Management Advisor at Merrill Lynch. In this role, she collaborates with clients to develop wealth management strategies that address a wide range of financial goals, including college education planning, executive compensation, family wealth management, retirement income, tax minimization, and socially responsible investing. Monique utilizes Merrill's resources and tools to help clients create dynamic and flexible financial plans tailored to their individual needs. Her professional approach includes working closely with clients’ other advisors, such as attorneys and CPAs, to ensure a comprehensive view of their financial situation, particularly in retirement and estate planning. Monique’s client focus spans various areas, including services for endowments, foundations, non-profits, and defined benefit and contribution plans. She emphasizes ongoing review and adjustment of client strategies to align with their evolving circumstances. Monique's commitment extends beyond her advisory role to giving back to the community, including support for the homeless, low-income elderly, and youth. Her personal interests include baseball, basketball, football, golfing, spending time with family, and traveling. She holds a Personal Investment Advisor (PIA) designation and is a member of the Merrill Lynch Financial Advisor Advisory Council to Management.

Kevin Sheehan is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Prior to his financial career, he worked at McDonnell Douglas Aerospace, a Boeing Company subsidiary, for 37 years. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts primarily for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and uses third-party asset managers vetted through an independent consultant.

David Morcom is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 1999. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.