Antonio Rodriguez is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has been with Charles Schwab since 2014 and has worked at Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and alternative investment options within a highly integrated operational structure.

Andrew Bayang is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 licenses with seven years of industry experience. Prior to Schwab, he worked at TD Ameritrade for four years. Outside of his advisory role, he has worked as a driver for ride-sharing services Uber and Lyft. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering wealth advisory, managed-account, and financial planning services through a combination of non-discretionary and discretionary investment approaches. The firm operates with an integrated structure that combines brokerage, custody, and advisory functions to support its clients.

Luke Gheta is a financial advisor with Charles Schwab and Co., Inc. in Westlake, TX, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Schwab Private Client Investment Advisory, Inc. and Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Jennifer Burda is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 14 years of industry experience. She previously worked at TD Ameritrade and has held roles in education and health reform. Outside of advising, she is involved in promoting health and wellness supplements. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated advisory and brokerage platform that offers both non-discretionary guidance and discretionary separately managed accounts.

Nina Nga Vu is a financial advisor with Charles Schwab who holds a Series 66 designation and has 23 years of industry experience. She has worked at Charles Schwab and its related entities since 2008, including her current role at Charles Schwab Bank SSB since 2022. Located in Westlake, TX, Vu has a longstanding career within the Schwab organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized operational support across a large client base.

Kris Morris is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Bank of America/Merrill Lynch, Charles Schwab & Co, and JPMorgan Chase Bank, N.A. Prior to his financial services career, he held roles in logistics and retail. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Scott Miller is a financial advisor with Ameriprise in Keller, TX, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is the managing member of SM Watershed LLC and is employed by Pathsage LLC through a compensation-sharing arrangement. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

William Foster is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. His prior work includes roles at Nationwide, JP Morgan Chase, Optum, Discover Financial, Huntington Bank, and Sedgwick. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and Schwab’s centralized operational infrastructure.

Justin Pasayan is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining Schwab in 2020, he worked with USAA in various financial planning and investment management roles from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Nichelle Davis is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2013, bringing 12 years of industry experience. She is based in Haslet, Texas. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michelle Roush is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Her prior roles include positions at BB&T Securities, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Laurie Pertile is a CFP®-certified financial advisor with 24 years of industry experience. She is currently with Charles Schwab & Co., Inc. in Westlake, TX, where she has worked since 2019, including prior roles with TD Ameritrade, CFG Advisors LLC, Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Joseph Klain is a financial advisor at Charles Schwab with Series 66 credentials and four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab, TD Ameritrade, and The Keller Pointe. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and access to alternative investments, supported by a large-scale, integrated operational structure.

Jason Fudge is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His previous work includes roles at TD Ameritrade, Charles Schwab Bank, and retail positions at Texas Roadhouse and United Supermarkets. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Eric Johnson is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Charles Schwab in Westlake, TX. He has been with Charles Schwab since 2016, including one year at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Session Rainwater is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Prior to joining Charles Schwab in 2022, he worked at TD Ameritrade from 2011 to 2022. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts, supported by a centralized operational structure and a formal alternative investment process.

Marcus Thorstad is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at TD Ameritrade from 2008 to 2024 before joining Charles Schwab Trust Bank and Charles Schwab & Co., Inc. in 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts within a large-scale, integrated operational structure.

Daniel Ramirez is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having seven years of industry experience. His prior work includes roles at TD Ameritrade and Charles Schwab Bank. Outside of his advisory role, he owns a rental property unrelated to financial services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a structured alternative investment program.

Garrett Smith is Vice President and Executive Planning Consultant at Fidelity Investments, where he has been serving since 2021. In this role, he partners with executives to develop personalized wealth plans that align with their personal and financial goals. Prior to this position, he was Regional Director of Executive Services at Fidelity Investments from 2016 to 2021. Garrett holds insurance licenses for both Arkansas and California. Outside of his professional work, he has interests in fitness, football, and traveling.

Christopher Pace is a financial advisor at Charles Schwab with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Wells Fargo Clearing Services, Citigroup, and Edward Jones. Outside of financial services, he was involved with the PACE Family Inc DBA Ritmo Cafe for six years. Charles Schwab serves a large client base mainly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining centralized custody and operational support with multi-asset investment guidance.