Jacob Wuest is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America and Wells Fargo. Outside of finance, he has experience in martial arts training through Krav Maga of Orange County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Anthony Adelizi is a financial advisor with Charles Schwab in Aliso Viejo, CA, holding a Series 66 designation and 13 years of industry experience. He previously worked at TD Ameritrade and Fidelity Investments Institutional Services. Outside of his advisory work, he co-owns a travel advising business called Adelizi Adventures, assisting clients with booking travel accommodations and activities. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management with a multi-asset model portfolio approach supported by centralized custody and operational services.

Trent Sadler is a Series 65-licensed financial advisor at Edelman Financial Engines with three years of industry experience. He previously worked at Dynamic Wealth Advisors and Stansberry Asset Management, and has a background that includes a role at Santa Clara University. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a range of discretionary and non-discretionary investment solutions supported by a committee-driven modeling process and online tools, managing approximately $326 billion for roughly 477,000 clients.

Kenneth Franklin is a financial advisor at LPL Financial with 25 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining LPL Financial in 2024, he worked at Ameriprise and Ameriprise Financial Services, Inc. from 2005 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party investment strategies.

Christa Varda is a financial advisor at OSAIC with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial, Securities America Advisors, Valley Wealth Strategies, and National Planning Corporation. Outside of her advisory role, she serves as trustee of a family trust and is an officer of a corporation established for tax purposes. OSAIC serves retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage and investment advisory services supported by firm-provided portfolio construction tools and access to third-party money managers.

Robert Chamberlin is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan and affiliated entities since 2013, including prior roles at UnionBanc Investment Services and MUFG Union Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering integrated investment and brokerage services.

Thomas Sim is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses. He has 32 years of industry experience, including 16 years at Lincoln Financial Securities Corporation and 20 years at Osaic FS, Inc. Outside of his advisory role, he is involved in non-variable insurance sales through TMC Wealth. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing a range of advisory and brokerage services primarily through its network of investment adviser representatives.

Patrick Enriquez is a financial advisor with Equitable Advisors in Newport Beach, CA, holding a Series 66 designation and 26 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Morgan Stanley. He also owns Enriquez Capital, an investment-related business, and serves as a trustee for its 401(k) plan. Equitable Advisors serves individual clients, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party managers. The firm employs a range of advisory models and focuses on matching clients to appropriate investment programs without sponsoring its own wrap fee program.

Stephen Mc Guirk is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Edward Jones, and Transamerica Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios, combining scale with various financial and operational platforms.

Michael Kelly is a financial advisor at Merrill with 28 years of industry experience. He has been with Merrill since 2012 and holds Series 63 and Series 65 licenses. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed accounts, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring, with integrated tax-efficient capabilities and a close affiliation with Bank of America’s broader banking and capital markets platform.

Bernardo Reyes is a financial advisor with Charles Schwab in Mission Viejo, California, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. from 2024 to 2026, as well as consulting positions with 3R Consulting AZ and Vyzzie LLC. He also has experience in education, having worked in full-time education roles and at Brophy College Preparatory. Charles Schwab & Co., Inc. provides wealth management services primarily to high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, combining brokerage, advisory, custody, and cash-sweep services in an integrated platform with both non-discretionary and discretionary investment options.

Gary Roney is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Claudia Bowers is a financial advisor with Edward Jones in Dana Point, CA, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at LNG Capital Partners, Cambridge Investment Research, and Newport Advisory LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Dillon Paningsoro is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His work history includes roles at Wells Fargo Advisors and involvement with M Culinary Concepts. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

James Summers is a financial advisor with LPL Financial in Dana Point, CA, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior roles include positions at Sagepoint Financial, OSAIC Services, and A. G. Edwards & Sons. Outside of his advisory work, Summers is involved with J & S Insurance, an insurance agency he has operated since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Derek Johnson is a financial advisor with LPL Financial in Laguna Niguel, CA, holding Series 63 and Series 65 credentials and 16 years of industry experience. He worked at Wells Fargo Clearing for three years before joining LPL Financial in 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Cory Mitchell is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at Fisher Investments and Branch Banking and Trust. Outside of finance, he has worked as a delivery driver for DoorDash and Instacart. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Julianne Butler is an Investment Management Consultant II at Fidelity Investments. She has been with Fidelity since 2020, serving as an Investment Consultant before her current role. Prior to joining Fidelity, she worked at TD Ameritrade in various positions including Senior Financial Consultant, Financial Consultant, and Business Development Specialist from 2018 to 2020. Earlier in her career, she was a Teller at JPMorgan Chase from 2015 to 2018. Julianne holds a California Insurance License. In her role as a Planning Consultant, she focuses on understanding the priorities of her clients and their families. She aims to educate and assist them in achieving their financial goals by collaborating to develop personalized financial plans.

Scott Cop is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and 16 years of industry experience. Prior to joining Edward Jones in 2025, he worked at Mortgage Moneyline, Fidelity Investments, and Invesco. He is also the owner of Thankless Living Corp, a sales and marketing consulting business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Gary Edkins is a financial advisor at LPL Enterprise with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Prudential Insurance Company of America and Pruco Securities, LLC. He is involved with VISION! Executive Insurance & Financial Services, a business related to his advisory activities. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm’s approach is model-driven, using portfolios developed by internal and third-party strategists, and offers financial planning, access to asset managers, and insurance product facilitation through affiliated entities.