Rick Clemons is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has been affiliated with Primerica Financial Services since 1984 and rejoined Primerica Advisors in 2022 after a period of retirement. Clemons is involved in sales of investment-related products and also participates in referrals for home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable organizations. The firm employs model-driven investment strategies supported by third-party asset managers and offers a platform with discretionary portfolio management and custody services.

Amanda Lewis is a Series 66-licensed financial advisor with 14 years of industry experience, currently with Charles Schwab & Co., Inc. in Atlanta, GA. She previously worked at Merrill and Morgan Stanley, including Morgan Stanley Smith Barney LLC, before joining Schwab in 2026. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal due diligence process for alternative investments.

Felix Camacho is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, he is involved in independent insurance brokering as a principal. Ameriprise is a large institutional firm that offers retirement-income planning services targeting individuals with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Carol Fromhagen is a financial advisor with LPL Financial based in Atlanta, GA, holding Series 63 and Series 65 licenses and having 36 years of industry experience. Her prior experience includes roles at Grove Point Advisors, LLC, H. Beck, Inc., and CLF Financial Services, Inc., where she also engages in insurance sales. Outside of financial advising, she is a general partner in a business involved in short-term rental properties. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions and supports its advisors with research and operational tools, serving over 22,800 advisors and managing substantial discretionary assets.

Joseph David is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and 20 years of industry experience. He has worked with Morgan Stanley since 2009 and has been part of Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services that incorporate firm-approved tools and modeling techniques.

Kenneth Nettuno is a Series 66-credentialed financial advisor with four years of industry experience, currently affiliated with Cambridge Investment Research Advisors in Atlanta, GA. Prior to joining Cambridge, he held roles at FSC, Castellucci Hospitality Group, and Cans Taqueria. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and utilizes multiple platforms and custodians to support discretionary and non-discretionary management strategies.

Jonathan Constant is a financial advisor with MassMutual Investors Services in Atlanta, GA, holding a Series 66 license and over 22 years of industry experience. His prior roles include positions at Waddell & Reed and various insurance carriers through W&R Insurance Agencies. He is also a principal and president of MC Insight, LLC and MC Private Label, LLC, which involve insurance sales and managing a portfolio of securities and private investments. MassMutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved analytical tools and offering a range of investment and planning programs.

Jamie Spradley is a financial advisor with Primerica Advisors in Morrow, GA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His work history includes roles at DMG Worldwide, Inc., Georgia Green Energy Services, The Intersect Group, and PFS Investments Inc. Outside of advising, he is involved with Atlanta Habitat for Humanity. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, supported by custodial and trade execution services from Pershing.

Austin Oman is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with Ameriprise since 2018 and previously worked at E*TRADE Securities LLC. He is a co-owner of Corbieres LLC, an investment-related business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income planning service that provides written recommendation reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party data within an investment universe influenced by its affiliated product ecosystem.

Royce Kountis is a financial advisor at Merrill with one year of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at First Citizens Bank and First Citizens Investor Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Bondoch is a CFP® with 25 years of experience in the financial industry, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. since 2009. He is the CEO of AMB Financial Services and owner of Anthony M Bondoch & Associates, LLC, which engages in both support services and non-variable insurance product solicitation. Bondoch also holds a durable power of attorney role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm provides non-discretionary planning tailored to client goals, utilizing risk profiling and analytic tools, and supports municipal and public finance work through its affiliation with a municipal advisor.

Henry Sullivan is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Henry earned a Master's Degree from Baruch College and a Bachelor's Degree from Dillard University. His educational background supports his work in providing financial advisory services within the wealth management sector.

Natasha Wallace is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and has previously worked at CITIGROUP, Wells Fargo Advisors, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across diverse financial products.

Michael Ricciardelli is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has previously worked at Truist Advisory Services, Truist Bank, and Legacy Family Office. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party money managers.

Rodrigo Julian is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. He has worked at Morgan Stanley since 2022, following previous roles at Wells Fargo and Home Depot, as well as a five-year period at Kennesaw State University. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include but are not limited to advisory and estate planning strategies.

Craig Glover is a financial advisor with J.P. Morgan Securities based in Atlanta, GA. He holds the Series 66 designation and has eight years of industry experience. His prior work includes roles at Morgan Stanley, E*TRADE Capital Management, and the US Army, where he served for 17 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through its broader regulatory registrations.

Avon Drummond is a financial advisor with Primerica Advisors in Atlanta, GA, holding Series 63 and Series 65 licenses and having 21 years of industry experience. Prior to joining Primerica Advisors in 2019, Drummond has been affiliated with PFS Investments Inc. and Primerica Financial Services since 2005. Outside of financial advising, Drummond serves as a minister at the Spiritual Living Center of Atlanta and operates a writing and publishing platform through Substack. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven portfolio strategies managed by unaffiliated asset managers, with trade execution and custody support provided by BNY Mellon Advisors and Pershing.

Margaret Graff is a financial advisor with Ameriprise in Atlanta, GA, holding CFP® and ChFC® designations and possessing 34 years of industry experience. She has been with Ameriprise and its related entities since 2005. Outside of her advisory work, she serves on the Board of Directors for the United Way of Greater Atlanta and has invested in an independent film titled "Golden Arm." Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Leonard Starr is a financial advisor with UBS Financial Services in Atlanta, GA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with UBS since 1995. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and banking products.

Jasmine Silas is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at Thrivent Financial, Truist, and Marriott International. She has also been involved with Sharon Mann designs in two separate periods. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.