Michael Roney is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Merit Financial Advisors since 2024. He previously worked at Stanislawski & Harrison Wealth Management and Abridge Partners LLC from 2007 to 2024. Merit Financial Advisors is a multi-team registered investment adviser with more than 260 advisors serving over 20,000 clients. The firm offers coordinated wealth-management services and follows an investment approach focused on long-term, diversified portfolios using centrally managed models overseen by an internal Investment Management team and committee.

Stephen Ting is a financial advisor with Gradient Advisors, LLC in Pasadena, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Verity Financial and Insurance Services, LifePro Asset Management, and Gemlife Capital. Outside of his advisory work, he is involved in financial planning and income planning through ownership roles at Verity Wealth Group and Verity Financial and Insurance Services, as well as serving as president of Seel Capital Inc. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and business entities. The firm supports a network of 169 advisors across 154 offices and manages a comprehensive platform of nearly $1 billion in assets, offering tailored portfolio strategies and fixed-fee or hourly financial planning.

Shirley Tan is a financial advisor with Perennial Financial Services in Glendale, CA, holding a Series 66 designation and 17 years of industry experience. She has worked at Perennial Investment Advisors LLC since 2017 and previously at Lake Avenue Financial, LLC and LPL Financial, LLC. Outside of her advisory role, she holds a real estate license and is involved in non-variable insurance services. Perennial Financial Services provides investment advisory and consulting to individual clients, trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, utilizing multiple platform relationships and combining ERISA retirement plan consulting with licensed insurance activities.

Robert Hoffman is a financial advisor at Snowden Capital Advisors LLC with 38 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Snowden since 2014. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm provides discretionary and non-discretionary portfolio management, investment consulting, and third-party manager selection, combining multi-team scale with institutional capabilities.

Kathleen Gilmore is a CFP® and holds a Series 65 license with 23 years of industry experience. She has worked at Clifford Swan Investment Counselors since 2007, serving in her current role since 2020. Clifford Swan Investment Counselors provides investment supervisory and wealth-planning services to individuals, charitable institutions, foundations, corporate pension and profit-sharing plans, and business owners. The firm manages approximately $4.48 billion in assets using proprietary fundamental research and a long-term, diversified investment approach across equities, fixed income, and select private investments.

Shannon Chavez is a financial advisor with RBC Securities, Inc. in Los Angeles, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining RBC, he worked at City National Securities, Inc. outside of his advisory role, he is involved in e-commerce through Bird Brain Products LLC and co-owns a short-term vacation rental home in La Quinta, CA. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through a wrap-fee investment advisory program. The firm integrates investment management with a broad financial services group, including affiliated banking and trust services.

Joshua Modabber is a financial advisor with Wedbush Securities Inc. in Pasadena, CA, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Signpost, Westside Wellness & Rehabilitation, Silva Artist Management, and the University of Colorado - Boulder. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutions. The firm offers brokerage and SEC-registered investment advisory services across wealth management, fixed income, commodities, and capital markets, and operates multiple managed account and wrap fee programs alongside commission-based brokerage arrangements.

Lloyd Wong is a CFA® charterholder with 17 years of industry experience. He has been with Clifford Swan Investment Counselors since 2007. The firm provides investment supervisory and wealth-planning services to a range of clients including high-net-worth individuals, charitable institutions, and business owners. Clifford Swan employs proprietary fundamental research to manage diversified portfolios across equities, fixed income, and selected private investments.

James Carey is a financial advisor at Wedbush Securities Inc. with 36 years of industry experience. He has been with Wedbush Morgan Securities since 2009 and holds a Series 63 designation. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients. The firm offers both brokerage and SEC-registered investment advisory services across multiple asset classes and operates a range of managed account and commission-based programs.

Barbara Luttenberger is a financial advisor with Snowden Capital Advisors LLC in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Snowden Lane Partners since 2015. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients, offering discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning. The firm employs a multi-team approach with institutional capabilities and manages approximately $8.9 billion in regulatory assets under management.

James Walls Jr. is a financial advisor with RBC Securities, Inc. in Los Angeles, CA, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. His prior roles include positions at City National Securities, Inc., PNC, Ascensus, and BB&T Retirement & Institutional Services. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program, with investment management delegated to an affiliated sub-advisor that uses diversified asset allocation strategies and discretionary portfolio management.

Evan Chung is a financial advisor at Navy Federal Investment Services, LLC with 14 years of industry experience. He holds Series 65 and Series 66 credentials and has previously worked at firms including LPL Financial, Wescom Financial Services, and Raymond James Financial. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through advisory programs and brokerage channels. The firm utilizes third-party portfolio managers on the Envestnet platform and offers services such as tax and impact overlays and a Private Wealth Consulting program for high-net-worth clients.

Yoel Edunn is a financial advisor with Wedbush Securities Inc. in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Wedbush Morgan Securities since 2005. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering brokerage and SEC-registered investment advisory services across multiple asset classes and account types. The firm combines broker-dealer and capital markets operations with custody, clearing, and prime services, particularly in commodities and derivatives.

Max Lepley is a CFP®-certified financial advisor at Kinetic Investment Management, Inc. in Los Angeles, CA, with six years of industry experience. Before joining Kinetic, he worked at MFS Fund Distributors, Inc. and Kanani Advisory Group. He is also an insurance agent with Kanani Financial & Insurance Services Inc., where he provides advice and services related to insurance products. Kinetic Investment Management serves individuals, pension and profit-sharing plans, and business entities with portfolio management, financial planning, and sub-advisory services. The firm employs a variety of analytical methods and a primarily long-term trading approach, offering access to a broad set of asset types including non-traded real estate investments.

Raymond Torres is a CFP® at Clifford Swan Investment Counselors with 10 years of industry experience. He previously worked at The Northern Trust Company for nine years before joining Clifford Swan in 2026. Clifford Swan Investment Counselors provides investment supervisory and wealth-planning services to individuals, charitable institutions, foundations, private corporate pension and profit-sharing plans, and business owners. The firm’s investment approach is based on proprietary, security-level fundamental research and credit-focused fixed-income analysis, constructing long-term diversified portfolios and selectively delegating to sub-advisers when appropriate.

Abraham Lopez is a financial advisor with RBC Securities, Inc. in Los Angeles, CA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at City National Securities, CUSO Financial Services, Wedbush Securities, Matthew Plocher, and Northwestern Mutual Investment Management. Outside of his advisory work, he owns and teaches Brazilian Jiu Jitsu at a martial arts school in Los Angeles. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm integrates financial planning and portfolio management with affiliated sub-advisory asset allocation strategies, serving clients within a larger financial services group that includes banking and trust operations.

Alan Chuang is a CFP®, CFA®, and holds a Series 65 license with 21 years of industry experience. He has been with Advisory Services Network since 2014. Outside of his advisory role, he is an owner and landlord of a rental property. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of independent Investment Adviser Representatives. The firm offers portfolio management, financial planning, and investment consulting, managing approximately $8.6 billion in client assets with tailored strategies across various asset classes and multiple implementation options.

Caleb Tsang is a financial advisor at Verus Capital Partners, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Avantax. Tsang is also involved with Vinepoint Advisory Group and provides tax preparation and accounting services through Vinepoint Consulting. Verus Capital Partners is a fee-based investment management firm serving individuals, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis with strategic asset allocation across multiple asset classes, offering customized portfolios aligned with clients’ objectives, risk tolerance, and tax considerations.

Isela Ortega Wu is a financial advisor with RBC Securities, Inc. in Los Angeles, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at several firms, including Western International Securities, Inc. and Grove Point Investments LLC. RBC Securities, Inc. offers wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm is affiliated with a broad financial services group and integrates portfolio management with related banking, trust, and advisory services.

Julie Foong is a financial advisor at Sovran Advisors, LLC with 16 years of industry experience. She holds the Series 65 and Series 63 credentials and has worked at firms including LPL Financial and Trilogy Capital, Inc. She is also the owner of The Financial Collective, where she provides financial planning and investment management services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a mix of active and passive investment strategies through written investment policy statements and incorporates multiple custodial platforms and third-party management options.