John Hunter is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Charlotte, NC. He has been with Vanguard and its affiliates since 2025 and has prior experience in a variety of roles including educational and service positions. Outside of advisory work, he participated in the Linking Lives Study Abroad Program. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Moise Compaore is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and previously worked at Fiserv and SAA Logistics. Outside of his advisory role, he works as a rideshare driver in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Dorothy Miller is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a transportation specialist for the American Red Cross and is a member of the Caldwell Station Home Owners Association townhome committee. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Megan Sutula is a CFP® professional with nine years of industry experience, currently working at Vanguard Advisers since 2020. She has been associated with The Vanguard Group and its affiliated entities since 2017. Outside of her advisory role, she serves as an executor for an immediate family member’s estate. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, and serving a large client base through its digital platform and extensive advisory team.

Anna Keisler is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Her prior roles include positions at The Home Depot, Orion Advisor Technology, SG Financial Advisors, and Wells Financial Management. She holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages portfolios primarily composed of Vanguard funds and ETFs, offering customization features such as tax-aware strategies and ESG options.

Daniel Chang is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC. He has been with Vanguard and its affiliated entities since 2016, following six years at BB&T Investment Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Ryan Murphy is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior roles include positions at Janney Montgomery Scott and multiple functions within Vanguard entities. Outside of finance, he has worked in food service and retail environments early in his career. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.

Brett Meade is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Fidelity Investments. He has also been involved in various non-financial ventures, including employment with Serious Business Painting, LLC, and work connected to Wild Labs. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through both automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering tax-aware features and customization options.

Steve Masciangelo is a financial advisor at Vanguard Advisers with 16 years of industry experience. He holds the Series 66 designation and has previously worked at TIAA-CREF before joining Vanguard in 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

James Murphy is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at MML Investors Services, Mass Mutual Life Insurance, AXA Advisors, and Northwestern Mutual. Outside of his advisory work, he is involved in Airbnb hosting as a landlord in Hilton Head, SC. Vanguard Advisers provides automated and human-supported investment advice focused on retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach featuring personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.

Jon Rothenberg is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been associated with various entities within the Cetera network since 2004, including Cetera Wealth Services and Cetera Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Steven Atkins is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Tortorici is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at The Vanguard Group since 2018. Prior to that, he was employed in real estate at Weichert Realtors and Goodchild Homes from 2012 to 2017. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach and offers customizable portfolios primarily composed of Vanguard funds and ETFs.

April Duhigg is a CFP® with 27 years of industry experience, currently serving at Vanguard Advisers. She has been with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2011 and is the owner of River & Ridge Holdings LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach that utilizes proprietary models to set personalized asset allocations and manages a large scale of client relationships through digital delivery and advisory teams.

Paloma Wills is a financial advisor at Vanguard Advisers with four years of industry experience. She holds a Series 66 designation and has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2022, following roles at Robertson Stephens and Texas Tech University. Vanguard Advisers delivers automated and human-supported investment advice through platforms like Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to tailor asset allocations and offering portfolios constructed mainly from Vanguard funds and ETFs with multiple customization options.

Daniel Hinson is a financial advisor at Vanguard Advisers with 11 years of industry experience. He has been with The Vanguard Group, Inc. since 2014 and holds Series 63 and Series 65 credentials. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Minhal Somji is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and has been in the industry since 2026. Her prior experience includes roles at Stone Press Financial Group, LPL Enterprise, NYLIFE Securities, New York Life Insurance Company, and Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, combining digital delivery with a large-scale advisor team.

Kinyon Vinson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a strategic business advisor for a recovery center through his involvement with VBR LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Curtis Caulkins is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, Inc., and various other companies spanning finance and hospitality sectors. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and Vanguard funds to tailor asset allocations across multiple savings goals.

Alexander Venuti is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having eight years of industry experience. Prior to joining Vanguard in 2026, he worked at Wells Fargo Clearing for nine years and has been self-employed since 2022. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs, offering a broad range of customization options.