Xuejun Du is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His career includes roles at Valley Health Plan, DA Cheng Global Digital Tech LLC, Warner Pacific Insurance Services, Kaiser Permanente, Blue Shield California, and Anthem Blue Cross California. In addition to his advisory work, he assists clients in applying for health insurance plans with multiple health insurance providers. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, trusts, and charitable organizations, primarily through model portfolios and third-party managers. The firm offers a range of advisory programs and manages approximately $1.7 billion in regulatory assets under management.

Wing Ng is a financial advisor with Voya Financial Advisors, Inc. in San Jose, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has been with various Voya entities since 2014. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting through multiple program structures, emphasizing recommendation-based, non-discretionary relationships.

Ricky Romasanta is a financial advisor at Principal Financial Services with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Principal Securities and Principal Life Insurance Company since 2015. In addition to his advisory role, he works as a licensed agent offering life and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Julius Reyes is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Transamerica Financial Advisors since 2015 and is involved with InheritGuard LLC, providing education and client communications on estate planning services. Reyes also participates in college coaching through the Heartland Institute of Financial Education. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm’s advisory approach emphasizes model portfolios and third-party managers, delivering services through multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Harry Sherdil is a financial advisor at Private Advisor Group, LLC with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including LPL Financial, Mariner Independent Advisor Network, and Wells Fargo. Outside of his advisory role, he operates a home-based eBay business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model utilizing technology platforms and a range of investment strategies, often implementing advice through third-party managers and TAMPs.

Jackson Tung is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked with Transamerica Financial Advisors since 2015 and is also involved with Zhong Shi & Associates and Gold Team LLC, the latter of which leases office spaces to tenants. Tung is engaged in sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models, with options for discretionary and non-discretionary management.

Kun Lin Chung is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at HSBC Securities since 2013 and HSBC Bank USA, N.A. since 2016. He also has prior experience with Merrill and Principal Financial Services. In addition to his advisory role, he serves as a Bank Officer with HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs for a diverse client base, including individuals, retirement plans, charitable organizations, and corporations. The firm provides a range of program types from client-directed to fully discretionary accounts and employs a structured investment approach with five model risk profiles supported by HSBC Global Asset Management and affiliated providers.

Silvia Sadikin is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 14 years of industry experience. She has worked with World Financial Group, Inc. and the Heartland Institute of Financial Education, where she serves as a college consultant. Outside of financial advising, she owns and administers Bee Best Learning Center, an after-school care and tutoring program. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach implemented through third-party managers and platforms, delivering services via a large advisor network and multiple program options.

Kelly Kidwell is a financial advisor at Guardian Life with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Park Avenue Securities and Guardian Life Insurance since 2006. Outside of her advisory role, she is the co-founder and president of the Advanced Practice Network (APN) and owns a charter air services business. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, including proprietary and third-party investment programs, with options for discretionary and non-discretionary management.

Mandir Nagdev is a financial advisor at Private Advisor Group, LLC with 23 years of industry experience. He holds a Series 66 designation and has worked at several firms including LPL Financial, Wells Fargo Advisors, and Mariner Independent Advisor Network. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement consulting, and access to various advisory programs. The firm combines fiduciary-based advice with technology platforms and a range of investment strategies, often implementing recommendations through third-party managers and TAMPs.

Liqiu Jiang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having 10 years of industry experience. In addition to her advisory role, she holds senior positions in biostatistics at Vera Therapeutics and Corcept Therapeutics, where she focuses on statistical analysis and clinical trial data. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, and charitable organizations, delivering services through a large advisor network and multiple program platforms. The firm primarily utilizes model portfolios and third-party managers to implement its advisory strategies.

Nestor Belmonte Jr. is a financial advisor at Private Advisor Group, LLC with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at LPL Financial, Wells Fargo Clearing, and Wells Fargo Advisors. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model utilizing a range of investment strategies and technology platforms, often implementing advice through third-party managers and TAMPs.

Matthew Millett is a financial advisor at Mariner in Los Altos, CA, holding a Series 65 designation with one year of industry experience. Prior to joining Mariner in 2025, he worked at Google for 14 years. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and access to pooled investments and third-party managers. The firm combines customized discretionary portfolios with tax and accounting integration, providing coordinated tax services, family office capabilities, and a financial wellness platform for employer clients.

Clare Raleigh is a financial advisor at Mariner with 16 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Mariner since 2022. Her previous roles include positions at Hayes Financial, Inc. and Raymond James Financial Services, Inc. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, and it provides tax and accounting integration along with specialized family office and employer financial-wellness services.

Christine Opitz is a CFA® charterholder affiliated with Cerity Partners LLC in Los Altos, CA. She joined Cerity Partners in 2025 and has prior experience including roles at the Silicon Valley Community Foundation and Stanford University. Outside of finance, she has experience as a family caregiver. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, institutions, and charitable organizations. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolio strategies.

James Daoang is a financial advisor at Centaurus Financial, Inc. based in San Jose, CA, holding Series 63 and Series 65 licenses with two years of industry experience. He has worked at Centaurus Financial since 2024 and is also involved with True North Advisors and AAA NCNU, where he serves as a property and casualty insurance agent. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and foundations. The firm employs a range of investment strategies through its CLASSIC Plus platform, offering both discretionary and non-discretionary management, and incorporates fundamental and technical analysis in portfolio management.

Kyle Thompson is a financial advisor at Creative Planning with 18 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. His prior roles include positions at Sageview Advisory Group, C-J Advisory, and TD Ameritrade. Creative Planning provides comprehensive wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Jessie Tran is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Transamerica Financial Advisors since 2012. In addition to her advisory role, she is active as a real estate sales agent with OnTime Realty Corp and markets Medicare Advantage products through South Bay Health Insurance Services. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes a model portfolio approach supported by third-party managers and multiple program platforms, managing approximately $1.7 billion in regulatory assets under management.

Joe Hong is a financial advisor with Eagle Strategies (NY Life) in Fremont, CA, holding the ChFC® and Series 63 designations and has 30 years of industry experience. He has been associated with Eagle Strategies since 2009 and has worked with NYLife Securities Inc. and New York Life Insurance Co. since 1995. Outside of his advisory role, he is involved in brokering non-registered insurance products with various outside insurance carriers and is an investor in NYLARC Holding Company, Inc. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Kody Nguyen is a financial advisor with Eagle Strategies (NY Life) based in San Jose, CA. He holds Series 63 and Series 66 licenses and has four years of industry experience. In addition to his advisory role, Nguyen works as a pharmacist providing pharmacy counseling and consultant services at the Palo Alto Medical Foundation (Sutter Health). Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm focuses on tailored recommendations and primarily manages assets on a non-discretionary basis.