Robin Starr is a financial advisor with OSAIC in San Mateo, CA, holding a Series 66 designation and 18 years of industry experience. Prior to joining OSAIC in 2025, Starr worked at Lincoln Financial Advisors for 10 years and has held roles with Osaic FA, Inc. and Neuberger Berman BD LLC. Outside of advising, Starr serves as a board member, treasurer, and president of a condominium association in Washington, DC, where responsibilities include budgeting and managing building projects. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including financial planning and retirement plan consulting. The firm’s investment process uses model-based asset allocation and portfolio optimization, providing advisors with discretionary and third-party investment options and maintaining a complex affiliate network supported by private-equity ownership.

Robert Rius is a financial advisor with Morgan Stanley in Burlingame, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He also serves as treasurer of the Menlo College Alumni Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools as part of its advisory process.

Ava Fairlie is a financial advisor at Morgan Stanley in Burlingame, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at Stifel, Nicolaus & Company Inc and has experience in retail at Nordstrom. Ava also has a background in education, having worked at Burlingame High School and Santa Clara University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved planning process without providing individual security recommendations in standalone plans.

Timothy Gedeon is a financial advisor at Morgan Stanley in Burlingame, CA, with 19 years of industry experience. He has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process with firm-approved tools and modeling techniques.

Liny Li is a financial advisor with LPL Financial in Millbrae, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL in 2022, Li worked at U.S. Bancorp Investments, Bancwest Investment Services, Merrill, TD Ameritrade, and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Zak is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been affiliated with Charles Schwab since 2000 and serves as a volunteer board member with the CFP Board since 2017. Charles Schwab & Co., Inc. serves a large client base including high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Michael Petersen is a financial advisor at Fisher Investments with 22 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2002. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment approach combining quantitative screening and qualitative research to construct globally diversified portfolios and manages risk through tax-aware processes and defensive tactics.

Michael Hsu is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 license and 16 years of industry experience. His career includes roles at Morgan Stanley since 2020, the Morgan Stanley Private Bank since 2021, and prior positions at Tenergy and AdviceBridge, Inc. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides customized plans that incorporate advanced modeling techniques.

Laura Schaefer is a financial advisor at Fisher Investments based in San Mateo, CA, holding a Series 66 designation with 13 years of industry experience. She has been with Fisher Investments since 2014. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across various mandates and employs a centralized investment decision process combining quantitative and qualitative methods to manage globally diversified portfolios.

Adam Green is a financial advisor with J.P. Morgan Securities in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at MSI Financial Services, Mass Mutual Investors Services, and JPMorgan Chase Bank, N.A. Outside of his advisory work, he owns a business buying and selling new and used watches. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Nicholas Scott is a financial advisor at Morgan Stanley in Burlingame, CA, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior roles include positions at MA Private Wealth, Alamo Capital, Edward Jones, and Wells Fargo. Outside of his advisory work, he serves as a referee for recreational basketball games. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that include retail and institutional offerings, specialized investment products, and estate planning strategies.

Radha Narayan is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2009 and holds Series 63 and Series 65 designations. Outside of her advisory role, she serves as a trustee for a colleague's child's UTMA/trust account. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Cliff Liang is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fsc Securities Corp, J.P. Morgan Securities, Chase Investment Services Corp., Wells Fargo Clearing, Citigroup Global Markets, Citicorp Investment Services, and Merrill. Outside of his advisory work, he operates a sole proprietorship assisting clients with health insurance enrollments. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple platforms. The firm’s investment process utilizes model-based asset allocation and portfolio optimization, providing advisors with discretionary and non-discretionary strategies supported by various proprietary tools and third-party managers.

Jose Campos is a CFP® with 10 years of industry experience and is currently a financial advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Commonwealth Financial Network for eight years and had roles at H.D. Vest entities. Campos is also involved as an officer and owner of Innovative Investment Partners, LLC, and serves as a partner at Rydge Tax Services, specializing in tax preparation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm uses tailored, non-discretionary planning and risk profiling tools to support client goals and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Marc Gambrel is a financial advisor at J.P. Morgan Securities in San Mateo, CA, holding Series 66 and Series 63 licenses with five years of industry experience. His career includes roles at JPMC Bank NA, U.S. Bank, and a variety of retail and service companies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach integrates centralized due diligence combining quantitative and qualitative research and incorporates ESG considerations within its model asset allocations.

Richa Rastogi is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2023. She leads a team of associates who collaborate with clients to develop customized financial plans and assist in implementing strategies. Her role involves coaching and guiding her team to achieve their potential and success. Richa has been with Fidelity Investments since 2015, progressing from Financial Representative to Financial Consultant and Vice President Financial Consultant CFP® before assuming her current leadership role. Prior to joining Fidelity, she worked as a Financial Advisor at Northwestern Mutual in 2015 and as an Associate at JM Financial Services from 2011 to 2014. She holds a California Insurance License. Outside of her professional career, Richa enjoys family activities, fitness, hiking, and music.

Hadis Farazmand is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Technology Credit Union and San Francisco Federal Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program supported by centralized due diligence and a combination of quantitative and qualitative research.

Dyana Mathis is a Series 65 licensed financial advisor with Fisher Investments in San Mateo, CA, where she has worked since 2014. She has nine years of industry experience. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative and qualitative research through a centralized investment process and employs tax-aware strategies and risk management techniques to construct diversified portfolios.

Nathan Jia is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He focuses on ensuring clients' capital is actively working towards their financial success, emphasizing regular in-person meetings to refine and adjust financial plans aligned with clients' goals. Nathan's professional experience includes roles as Vice President at Sunstone Management Inc from 2023 to 2024, Managing Director at Sunstone Trust Company from 2021 to 2023, and Investment Manager at American Lending Center Holdings Inc from 2017 to 2021. He holds a California Insurance License. Outside of his professional work, Nathan enjoys activities such as badminton, fitness, hiking, movies, outdoor adventures, and traveling.

Christopher Mansfield is a financial advisor with Equitable Advisors in Belmont, CA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at the College of Financial Planning and First Republic Securities Company. Outside of his advisory duties, he is a sales associate with Dergalis Associates, LLC, involved in the sales of group and individual ancillary products. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and emphasizes using third-party program sponsors and advisory models in its investment approach.