Gregory Korngut is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Woodbury Financial Services and AXA Advisors. Outside of his advisory work, he is involved with TRUE LEGACY CAPITAL, where he provides fixed insurance advisory services. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization through a multi-advisor platform.

William Glenn III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with a select group of high net worth individuals and retirees to manage various aspects of their financial lives, including family wealth management strategies, personal retirement planning, and retirement income. William focuses on creating personalized wealth management plans tailored to each client's financial needs, objectives, time horizon, and risk tolerance. With over 25 years of experience in Marin County's financial community, William emphasizes the importance of strong client-advisor relationships and offers access to a wide range of Merrill Lynch specialists to develop tax-efficient strategies and customized solutions. He often collaborates with clients' tax and legal advisors to optimize financial outcomes and periodically reviews clients' plans to ensure alignment with their goals. William is a third-generation Marin County resident who graduated from Sir Francis Drake High School and earned a Bachelor of Science degree in Business from California Lutheran University. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He currently resides in Novato, California with his wife and two children and is involved in community activities and personal interests such as baseball, basketball, biking, billiards, hiking, horseback riding, hunting, refereeing, softball, and tennis.

Rowan Beach is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Michael Hobson is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo entities since 2008, including his current role since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research and analytics to evaluate managers and investment options.

Winfred Lai is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2018, serving in various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Paraplanner at Pharaoh Financial in 2014. Throughout his career, Winfred has collaborated closely with clients to develop financial strategies that align with their goals and values. He emphasizes listening to clients to understand what is important to them and works alongside them through their financial journey. Winfred holds a California Insurance License.

Joseph Gil is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers investment and planning services through various advisory and broker-dealer arrangements.

Gregory Lee is a CFP®-certified financial advisor with Charles Schwab, holding a Series 66 license and two years of industry experience. His prior work includes roles at Charles Schwab Bank SSB, BioMarin Pharmaceutical Inc., and Beacon Pointe Advisors. He also has experience working at the University of San Francisco and the Chinatown YMCA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage and custody services.

Erin Ackenheil is a financial advisor with Ameriprise in Novato, CA, holding a Series 66 designation and one year of industry experience. She has concurrently worked at Black Point Insurance since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Steven Gold is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Western International Securities, Inc. for 15 years. Gold is also the owner of T/O Devices and serves as president of Sustainable Grant Making Partners, a nonprofit foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of investment solutions including financial planning, model portfolios, and institutional platforms.

Thomas Davis is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 65 designations and over 22 years of industry experience. He has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 2001. In addition to his advisory role, Davis has worked as an independent insurance agent selling fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while also maintaining extensive non-advisory financial services.

Sandy Magid is a financial advisor with Cetera, holding a Series 66 credential and bringing 27 years of industry experience. Prior to joining Cetera in 2025, he worked extensively with Avantax and maintained a longstanding role at Magid Accountancy Corporation, a CPA practice he has led since 2004. He is involved in various activities outside of direct advisory work, including serving as President and board member of the Marin County Estate Planning Council and holding trustee roles for multiple family trusts. Cetera Investment Advisers LLC serves a diverse client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

James Gilmore is a financial advisor at Ameriprise in San Rafael, CA, holding Series 65 and Series 63 designations with nine years of industry experience. He has worked at Janus Henderson in various roles from 2016 to 2024 before joining Ameriprise in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focusing on income sources and tax-aware withdrawal strategies.

Cynthia Morris is a financial advisor with Merrill in Mill Valley, CA, holding Series 65 and Series 63 licenses and 17 years of industry experience. She has worked at several firms, including Litman Gregory Wealth Management and Sensiba San Filippo Financial Advisers, as well as prior tenure at Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Nolan Phillips is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo in 2026, he worked at UBS Financial Services Inc. for six years and has also held positions at Amazon Inc. and Bank of Marin. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets, offers both brokerage and advisory solutions, and utilizes research from the Wells Fargo Investment Institute alongside third-party analytics.

Stephanie Olson is a financial advisor with Cambridge Investment Research Advisors, Inc. She holds a Series 66 designation and has 13 years of industry experience. Prior to joining Cambridge in 2019, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2019. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, pension funds, and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm offers access to multiple platforms and custodians, proprietary model strategies, and both discretionary and non-discretionary management services.

David Swartz is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management in Mill Valley, California. He brings over thirty years of experience in investment management, assisting clients with various aspects of their financial lives, including investments, legacy planning, tax considerations, credit needs, long-term strategy, and family dynamics. David is a CFA® charterholder and has worked extensively in family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategy, and tax minimization. Prior to joining Merrill, David was the Director of Investment Management for the Northern California Region of Northern Trust Bank, where he managed a large portfolio and supervised a team of portfolio managers. He has also held senior management and portfolio management positions at other major banks. David earned both his B.S. degree in Journalism and M.B.A. in Finance from the University of Florida and holds the Chartered Financial Analyst (CFA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE) designations. Outside of his professional career, David has served on the Board of Directors of the Community Music Center in San Francisco and has been involved in various other community organizations. He enjoys cooking, football, ice hockey, music, photography, racquetball, reading, spending time with his family, traveling, and watching movies.

Lauren Zee is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of experience in the industry. She has been with Charles Schwab and Charles Schwab Bank since 2022. Outside of her advisory role, she coaches wrestling at Sacred Heart Cathedral, the high school she attended. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts.

Martin Dunn is a Series 66 licensed financial advisor with Charles Schwab, based in Corte Madera, California. He has 26 years of industry experience and has been with Charles Schwab and Charles Schwab Bank since 1998 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance alongside access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Alexandria Costello is a Series 66 credentialed financial advisor with Edward Jones in San Rafael, CA. She has held roles in environmental and consulting firms including RPS Group and BDO USA, with experience spanning various industries since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Jeffrey Ranke is a financial advisor with LPL Financial in San Anselmo, CA, holding Series 63, 65, and 66 licenses and possessing 23 years of industry experience. He has been with LPL Financial since 2007, following a brief period at Edward Jones. Outside of his advisory role, he is involved in an online shoe sales business operated as a family enterprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with tools such as machine learning for operational and research purposes.