Kevin Tarrant is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Danian Peo is a financial advisor with Ameriprise in San Francisco, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Peo serves as Treasurer and a board member of Foodwise, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research-driven modeling and tax-efficient strategies to generate personalized, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Conradine Morehouse is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She previously worked at Merrill from 1982 to 2019 before joining RBC in 2019. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides various advisory programs that offer portfolio management, financial planning, and brokerage services, using a combination of in-house and third-party investment managers tailored to client risk profiles.

Stephanie Lippitt is a financial advisor at Morgan Stanley in San Rafael, CA, holding a Series 66 license with 22 years of industry experience. She has worked at Morgan Stanley since 2017 and previously at Wells Fargo Clearing and Wells Fargo Advisors from 2009 to 2017. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-based financial planning arrangements.

Alexander Kithas is a financial advisor with Merrill in San Rafael, CA, holding a Series 66 credential and one year of industry experience. His career includes positions at Merrill since 2022 and Bank of America, N.A. since 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Kathryn Kinser is a financial advisor at UBS Financial Services with 12 years of industry experience. Her previous roles include six years at JPMorgan Securities and JPMorgan Chase Bank, along with an earlier six-year tenure at UBS. She serves as Treasurer on the board of the Loma Verde Foundation, a parent-teacher organization, in a volunteer capacity. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets services.

Jonathan Gorton is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2022 and has been involved with AndrewsCamps since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, retirement plan consulting, and a range of brokerage and advisory solutions.

Gregory Korngut is a financial advisor at OSAIC with seven years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Woodbury Financial Services and AXA Advisors. His outside activities include serving as an advisor for True Legacy Capital, focusing on fixed insurance products. OSAIC serves a diverse clientele including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charities through a wide network of advisers and advisory platforms. The firm employs varied investment strategies and third-party services to provide integrated brokerage, advisory, and portfolio management solutions.

William Glenn III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with a select group of high net worth individuals and retirees to manage various aspects of their financial lives, including family wealth management strategies, personal retirement planning, and retirement income. William focuses on creating personalized wealth management plans tailored to each client's financial needs, objectives, time horizon, and risk tolerance. With over 25 years of experience in Marin County's financial community, William emphasizes the importance of strong client-advisor relationships and offers access to a wide range of Merrill Lynch specialists to develop tax-efficient strategies and customized solutions. He often collaborates with clients' tax and legal advisors to optimize financial outcomes and periodically reviews clients' plans to ensure alignment with their goals. William is a third-generation Marin County resident who graduated from Sir Francis Drake High School and earned a Bachelor of Science degree in Business from California Lutheran University. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He currently resides in Novato, California with his wife and two children and is involved in community activities and personal interests such as baseball, basketball, biking, billiards, hiking, horseback riding, hunting, refereeing, softball, and tennis.

Rowan Beach is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Michael Hobson is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a wider range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Winfred Lai is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2018, serving in various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Paraplanner at Pharaoh Financial in 2014. Throughout his career, Winfred has collaborated closely with clients to develop financial strategies that align with their goals and values. He emphasizes listening to clients to understand what is important to them and works alongside them through their financial journey. Winfred holds a California Insurance License.

Joseph Gil is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers investment and planning services through various advisory and broker-dealer arrangements.

Gregory Lee is a CFP®-certified financial advisor with Charles Schwab, holding a Series 66 license and two years of industry experience. His prior work includes roles at Charles Schwab Bank SSB, BioMarin Pharmaceutical Inc., and Beacon Pointe Advisors. He also has experience working at the University of San Francisco and the Chinatown YMCA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage and custody services.

Erin Ackenheil is a financial advisor with Ameriprise in Novato, CA, holding a Series 66 designation and one year of industry experience. She has concurrently worked at Black Point Insurance since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Steven Gold is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 34 years of industry experience. He has worked at Western International Securities, Inc. since 2010 and has been involved with the David Gold Foundation since 1994. Outside of advising, Gold owns a business called T/O Devices and serves as president of Sustainable Grant Making Partners, a foundation based in Tiburon, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from internal and third-party sources.

Thomas Davis is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with LPL Financial and its predecessor firms since 2001. Outside of advisory activities, he operates as an independent insurance agent selling fixed insurance products. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Sandy Magid is a financial advisor with Cetera, holding a Series 66 credential and bringing 27 years of industry experience. Prior to joining Cetera in 2025, he worked extensively with Avantax and maintained a longstanding role at Magid Accountancy Corporation, a CPA practice he has led since 2004. He is involved in various activities outside of direct advisory work, including serving as President and board member of the Marin County Estate Planning Council and holding trustee roles for multiple family trusts. Cetera Investment Advisers LLC serves a diverse client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

James Gilmore is a financial advisor with Ameriprise in San Rafael, CA, holding Series 65 and Series 63 licenses and having nine years of industry experience. Prior to joining Ameriprise in 2024, he held roles at various Janus Henderson entities from 2016 to 2024 and worked at Hire Connections in 2016. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Cynthia Morris is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 65 and Series 63 licenses. Prior to joining Merrill and Bank of America in 2026, she worked at Litman Gregory Wealth Management, Sensiba San Filippo Financial Advisers, and Rand & Associates. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.