Katherine Egan is a financial advisor with Raymond James & Associates in Walnut Creek, CA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Raymond James, she worked at Finley Technologies and Receipt Bank. Egan serves as secretary and board member of Grateful Gatherings, a nonprofit that assists families in the San Francisco Bay Area with housing and transitioning out of homelessness. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Distefano Palma is a financial advisor with Merrill in Walnut Creek, CA. He holds a Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Equitable Advisors, Supreme, and The North Face. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Sultan Rahimi is a financial advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, personal retirement planning, and tax minimization. He is committed to helping individuals and families build, preserve, and manage wealth through personalized financial strategies that align with their unique goals. Rahimi holds a Bachelor of Science in Business Administration with a concentration in Finance from California State University, East Bay. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach is grounded in continuous learning and a disciplined methodology aimed at providing thoughtful advice and clear communication. Outside of his professional work, Sultan Rahimi enjoys biking, camping, cooking, fishing, golfing, hiking, reading, spending time with his family, traveling, and watching movies. His personal philosophy centers on uncovering what matters to clients and their families to create strategies that pursue their financial goals.

Dennis Sechrest is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds multiple designations including Certified Private Wealth Advisor® (CPWA®), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA®), Merrill Retirement Benefits Consultant (RBC), and Sports and Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). He is also qualified as a Senior Portfolio Manager capable of managing discretionary investment strategies. Dennis graduated from the University of California, Berkeley, in 1976 with a B.S. in Civil Engineering. He attended the Stanford Executive Program at the Graduate School of Business at Stanford University in 1998, where he was elected President of his class. His professional experience spans portfolio management, corporate benefits, family wealth management strategies, personal retirement planning, and services for defined benefit and contribution plans. He is active in community and professional organizations, including serving on the board of the All Wars Memorial Foundation and participating as a member of the Contra Costa County Sheriff’s Posse, Alameda County Honorary Deputy Sheriffs, the United States Secret Service San Francisco Cyber Fraud Task Force steering committee, and the University of California Rugby Advisory Board. Dennis resides in Alamo, California.

Andrew Jison is a Senior Financial Advisor at Merrill Lynch Wealth Management in Walnut Creek, CA. He focuses on personalized wealth management strategies that align with clients' evolving financial needs and goals. His professional expertise includes corporate benefits, employee benefits planning, legacy planning, liquidity management, managing new wealth, portfolio management services, and working with clients in the sports and entertainment industries. Andrew holds a Bachelor's Degree from Saint Mary's College of California and has obtained the Personal Investment Advisor (PIA) designation. He is a member of the Diablo View Rotary Club and is actively involved in community service. Fluent in English and Spanish, he applies his team's investment philosophy centered on effective risk management, capital growth, preservation, and multiplication to support high-net-worth individuals, families, and businesses. Outside of his professional role, Andrew enjoys basketball, music, spending time with his family, and watching movies. He values the importance of family and generational wealth, influenced by his connections to the Filipino community and his educational experiences that underscore hard work and service.

Catharine Dombrowski is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and has 19 years of industry experience. She has worked with multiple entities including Dombrowski Wealth Management, Lone Tree Investments & Wealth Management, and Accel Consulting. She is also the managing partner of Dombrowski & Associates CPAs LLP, a CPA firm, and owns Lone Tree Funding & Mortgage, a mortgage loan origination business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and retirement services through a large network of independent advisors and a multi-manager platform.

Jennifer Napper is a CFP® professional with 18 years of industry experience. She has worked at Raymond James & Associates since 2018 and previously held positions at Mass Mutual Investors Services, MassMutual Life Insurance Co, and Metlife Securities Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Nityesh Arumugam is a financial advisor with Mass Mutual Investors Services in Pleasant Hill, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance Co, and Lenox Advisors. He is also active as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides structured, collaborative financial planning engagements supported by firm-approved software and offers specialized planning services including divorce and estate-settlement planning.

Esteban Zuno is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. Prior to joining LPL in 2024, he worked at U.S. Bancorp Investments, Inc. for 11 years and has also been associated with Redwood Credit Union and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research from multiple sources.

David Tucker IV is a financial advisor at RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 licenses with one year of industry experience. He previously worked at City National Bank and has a background that includes education at the University of Oregon. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through various advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm employs tailored investment strategies implemented via a mix of in-house and third-party managers, supporting both discretionary and non-discretionary accounts.

Michael Dooher is a financial advisor with Equitable Advisors in Walnut Creek, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. He is also an administrator of a personal trust. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes matching clients to program models or discretionary managers using third-party asset managers and advisory platforms.

Michael Cawthon is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2023, following prior roles at Bank of America, Merrill, Mass Mutual Investors Services, and Insight Wealth Strategies. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and services that include the use of scenario modeling and a structured discovery process.

Arlen Menicucci is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms including U.S. Bancorp Advisors, U.S. Bank, and Union Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Craig Bacharach is a financial advisor with Wells Fargo Advisors in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Bacharach serves as a trustee for several family trusts. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with flexible implementation options through brokerage or advisory programs.

Alexander Glasson is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior background includes roles at Pioneer Venture Group and Techstars, as well as academic work at the University of Denver. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by an in-house manager solutions team and centralized due diligence.

Duncan Hong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Advisors, LLC and Wells Fargo Clearing since 2014. Outside of his advisory role, he serves as a vote-by-mail extractor for the Contra Costa County Election Office and is a notary public in Napa, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm employs an IPS-driven advisory approach grounded in modern portfolio theory and offers a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Yo Oh is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A. Outside of his advisory role, he is involved with Diablo Choral Artists and Trinity Lutheran Church, where he contributes to musical performances. He also owns a drop-shipping e-commerce business and performs vocal concerts through a sole proprietorship. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bruce Meyers is a financial advisor with RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has worked with RBC Capital Markets since 2008 and with City National Bank since 2017. Outside of advising, he occasionally engages in freelance sports writing. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with customizable investment strategies implemented through both in-house and third-party managers, supported by a range of portfolio management and financial planning services.

Teddy Ottens Seibert is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with UBS since 2009. Outside of his advisory work, he is involved in vineyard maintenance and is a member of TwiningVine, a wine industry organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances while offering institutional trading capabilities alongside wealth management.

Mark Kalinowski is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 designation and has been associated with various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs and serves as an advisor to multiple registered investment companies and fund-of-funds.