David Zeising is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1994 and has over 20 years of experience providing clients with financial solutions and wealth strategies tailored to their risk tolerance, time horizon, liquidity needs, and overall investment goals. His primary areas of practice include retirement planning and professional asset management strategies. David holds a Bachelor's Degree from San Jose State University and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on a wide range of client needs, including college education planning, legacy planning, tax minimization, and retirement income, applying a personalized financial strategy to help clients pursue their goals. David resides in Danville with his wife, Kim, and their three sons.

Gokhan Guvenc is a financial advisor at Charles Schwab with 16 years of industry experience. His background includes roles at Wells Fargo Advisors LLC, TD Ameritrade, and Charles Schwab Bank SSB. He holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and centralized operational support.

Matthew Mcguire is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Patelco Credit Union and McGuire Appraisal Service. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research and quantitative analysis. The firm constructs model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and oversees multiple registered investment companies and fund-of-funds.

Fabian Nunez is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cetera and Cetera Investment Services LLC since 2019, following three years at Foresters Financial Services. Outside of his advisory role, he streams self-playing video games with friends on Twitch. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 advisors, with assets under management exceeding $256 billion.

Rockne Schatz is a CFP® professional with 43 years of industry experience. He is currently with OSAIC and has previously worked at Securities America Advisors and Capital Strategies & Investments, Inc. Schatz is involved in the transition of his financial services company to Park Place Advisors. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process uses model-based asset allocation and portfolio optimization across various programs and third-party manager options.

Kirsten Gruber is a financial advisor at Ameriprise with a Series 66 designation and five years of industry experience. She has previously worked at Strategic Wealth Advisors Group, LPL Financial, Nurtured Wealth, and Bank of America. Outside of her Ameriprise role, she is employed as an associate advisor and paraplanner with MacKelfresh & Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Andrew Gall is a financial advisor with Morgan Stanley in Orinda, California, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016, following a 16-year tenure at UBS Financial Services. Outside of his advisory work, he is the sole proprietor of Catalina Peak Properties, LLC, a real estate business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model-based outcome simulations to support its financial planning process.

Debra Nygaard is a financial advisor at Stifel with 39 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Rebecca Lattimore is a financial advisor at Morgan Stanley in Walnut Creek, CA, with 26 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services that utilize structured discovery conversations and advanced modeling tools.

Christopher Scroggins is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with UBS since 2006. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management and employing proprietary research and model-based asset allocations to tailor client plans.

Jacquelyn Wright is a financial advisor with Edward Jones in Brentwood, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Edward Jones since 2015. Outside of her advisory role, she serves as president of the Krey Parents Club in Brentwood, overseeing meetings, fundraising, and event planning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Milton Vrionis II is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing Services, LLC. since 2019 and previously worked at Saint Mary's College of California and De La Salle High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Jihee Lee is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Lee worked at JP Morgan Chase and spent over a decade in the hospitality sector with Hilton Hotels. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to registered investment companies, and integration of AI technologies in its investment process.

Kenneth Wise is a financial advisor with Wells Fargo Advisors in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Investments, LLC. He also owns and operates Wise Wealth Management LLC, a financial practice based in Walnut Creek. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad array of financial planning services tailored to clients who meet a net-worth threshold, using proprietary research and planning tools to develop customized recommendations.

Winnie Truong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She previously worked at RBC Capital Markets and UBS Financial Services. Truong also serves as a power of attorney for her parents, managing their investment-related affairs. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to guide investment decisions, serving over 14,000 advisors and managing approximately $671 billion in assets.

Deven Mays is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and previously worked at City National Bank before joining Merrill and Bank of America, NA in 2019. Outside of advisory work, he owns and operates two family real estate investment businesses, M6 Realty Ventures, LLC and Opus Land Ventures, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers.

John Enders is a financial advisor with RBC Capital Markets in Concord, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His prior roles include positions at Edward Jones and Morgan Stanley, including their Private Bank and Smith Barney divisions. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Emily Daniels is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held various roles outside the financial sector, including positions at several restaurants and breweries, as well as teaching roles at community colleges. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Zubin Thomas is an advisor at Mass Mutual Investors Services in Walnut Creek, CA, holding a Series 66 designation and having entered the industry in 2026. His prior work includes roles at Citigroup, Behring Capital, and Original Joe's. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, and charitable organizations. The firm uses comprehensive planning tools and provides event-driven planning programs alongside educational seminars.

Nessa Boland is a Senior Financial Advisor with The 712 Investment Group’s West Coast office, part of Merrill Lynch Wealth Management. She joined The 712 Investment Group in 2005 after beginning her career with Merrill in 1999, where she worked as a Financial Planning Specialist in Merrill's Manhattan East office. Nessa specializes in assisting high net worth individuals and families with identifying and prioritizing financial goals and creating comprehensive plans to achieve them. Her areas of focus include college education planning, family wealth management strategies, legacy planning, retirement income, and empowering clients to be financially literate at any stage. Nessa holds the Chartered Retirement Planning Counselor℠ (CRPC®) and Personal Investment Advisor (PIA) designations. She graduated from Drexel University with a bachelor's degree in finance. Outside of her professional role, Nessa lives in San Francisco with her husband Vincent and has interests in cooking, hiking, music, reading, skiing, traveling, and spending time with her family.