Vanessa Campos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has been with J.P. Morgan in various capacities since 2012, including roles at JP Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis with a centralized due-diligence framework.

Andrew Parrott is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Edward Jones and Clifford Square Wealth Advisors. Outside of his advisory duties, he serves as president of the Lamorinda Rugby Football Club and as secretary of the Lafayette Water Polo Foundation board. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing affiliated and third-party managers across various program structures and custodial relationships.

Jamie Lunge is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Michael Isola is a CFP® professional with 27 years of experience in the financial industry. He is affiliated with RBC Capital Markets and has worked at both RBC Capital Markets since 2012 and City National Bank since 2018. Outside of his advisory role, he serves as secretary treasurer of Oakland Land & Cattle Company, a nonprofit private hunting club in California. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles.

Patrick Greening is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1990 following a career in hospitality management. Patrick specializes in providing comprehensive wealth management strategies to individuals, families, businesses, and non-profit organizations. His expertise includes divorce transition planning, personal retirement planning, portfolio management services, and working as a Retirement Benefits Consultant focusing on retirement plans such as 401(k), 403(b), Defined Benefit, and Non-Qualified Retirement Plans. Patrick holds an Associate's Degree from Macomb Community College and a Bachelor's Degree in Business Administration from Michigan State University. He is a Certified Financial Planner (CFP) certificant, a Chartered Financial Consultant (ChFC), and a Certified Plan Fiduciary Advisor (CPFA). His approach emphasizes aligning financial strategies with clients' short and long-term goals, encompassing areas such as debt and home financing, estate planning, and wealth transfer. Outside of his professional work, Patrick has been involved in coaching youth rugby and soccer, served on the board of the East Bay United Soccer Club, and is a member of the American Cancer Society Relay for Life Team in South San Francisco. He enjoys cooking, fishing, gardening, hiking, hunting, skiing, spending time with his family, and traveling.

Shawn Sladek is a Wealth Management Advisor and the founder and leader of The Sladek Thompson Group, a wealth management team based in The San Francisco Bay Area. He has been with Merrill Lynch Wealth Management since 1997 and has received national recognition, including being named on Forbes’ “America’s Top Wealth Advisors State by State” list for five consecutive years from 2018 to 2022. Shawn specializes in providing personalized, strategic financial advice to high-net-worth individuals. His expertise includes discretionary portfolio management, stock option analysis, retirement planning, hedging and monetization of concentrated equity positions, life insurance analysis and funding, as well as wealth preservation and transfer services. He also regularly speaks at Merrill’s advanced training programs on topics such as wealth planning, asset allocation, and estate planning. He holds a Bachelor's degree in Economics and Business from The University of Arizona and has earned the Certified Investment Management Analyst® (CIMA®) designation, administered by the Investments & Wealth Institute™ in conjunction with The Wharton School of Business at the University of Pennsylvania. Shawn and his family are active in philanthropy, dedicating significant time to organizations including The Food Bank of Contra Costa County where they reside. He also participates in community organizations such as the San Ramon Valley Little League and the University of Arizona Rugby Club.

Shelley Cairns is a financial advisor with J.P. Morgan Securities in Pleasant Hill, CA, holding a Series 66 designation and 28 years of industry experience. She has previously worked at UBS Financial Services, Morgan Stanley, and Morgan Stanley Private Bank. Shelley is also employed by JPMorgan Bank, where she offers bank products including deposit and credit services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Devyn Fitchhorn is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he focuses on developing long-term financial advisory relationships tailored to each client's unique needs. He promotes a systematic and disciplined approach to wealth management and investing aligned with clients' investment goals, risk tolerance, and time horizon. Devyn provides a broad range of financial services including wealth management, retirement planning, education planning, portfolio management, and socially responsible investing. He is supported by a team of specialists and in-depth research to assist clients effectively. Prior to joining Merrill Lynch Wealth Management in 2004, Devyn spent eight years as a critical care and trauma nurse. He holds Bachelor of Science degrees in Exercise Physiology from the University of California at Davis and Nursing from St. Mary's/Samuel Merritt College. Devyn maintains Series 7 and Series 66 FINRA registrations, life and health insurance licenses, and holds professional designations including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Devyn and his wife Leanne have been residents of the Newcastle area since 2018 after moving from Granite Bay, where they were active members of Bayside Church and involved with its special needs community group. Together they have twin daughters. Outside of his professional work, Devyn enjoys billiards, football, golfing, music, table tennis, tennis, volleyball, woodworking, and spending time with his family.

Carson Curtis is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 designations and nine years of industry experience. He has worked with Ameriprise since 2017, including prior roles at Foresters Financial Services. Based in Walnut Creek, CA, he currently serves clients through Ameriprise’s institutional platform. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Taylor Wagner is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Smith Barney LLC since 2014, currently serving at Morgan Stanley Private Bank, N.A. in Walnut Creek, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm delivers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Christina Dwyer is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has worked at First Republic Investment Management since 2013 before joining J.P. Morgan Securities in 2023. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Carolyn Sellick is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sean Armstrong is a Financial Consultant at Fidelity Investments, a position he has held since 2013. He brings over 30 years of experience in the financial services industry, with a background that includes roles such as Branch Manager at TD Ameritrade and Charles Schwab, Registered Representative at Wellington Securities, and Account Executive at Dean Witter Reynolds. Sean specializes in financial planning and investment management, emphasizing personalized, one-on-one relationships. He works closely with clients to understand their comprehensive financial situations, enabling interactive planning and scenario analysis to develop adaptable financial plans that evolve with clients' goals. He holds a California Insurance License. Outside of his professional work, Sean enjoys biking, cooking and baking, participating in family activities, playing golf, hiking, and scuba diving.

Paula Best is a Certified Financial Planner (CFP®) and holds a Series 63 license with 12 years of experience in the financial industry. She has worked at First Republic Securities Company, LLC since 2014 and also held roles at Wingspan Insurance Group, LLC and M HOLDINGS SECURITIES, Inc. from 2013 to 2018. She is based in Walnut Creek, California. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a range of products and proprietary research to tailor investment solutions.

James Schmidt is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He focuses on developing financial strategies tailored to wealthy individuals and business owners, providing comprehensive advice to help clients pursue their long-term goals through personalized or defined strategies. His areas of expertise include college education planning, executive compensation, services for defined benefit plans, investment consulting for defined contribution plans, legacy and liquidity management, personal retirement planning, portfolio management, individual and corporate investment strategy, and tax minimization. James holds several professional designations including Certified Financial Planner (CFP®), Certified Investment Management Analyst (CIMA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree from Michigan State University. Outside of his professional role, James is the founder of the "Fore Our Schools" foundation, which raises funds for local schools. His personal interests include boating, fishing, golfing, hunting, and traveling.

Jeffrey Hastings is a financial advisor with Cetera who holds a Series 66 designation and has 22 years of industry experience. His prior work includes roles at Avantax and leadership positions in his own accounting and tax preparation firms. He is actively involved in tax planning and compliance services and provides trustee services for client trusts. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm supports a variety of program structures and custodial relationships while overseeing more than $256 billion in assets under management.

Magnus Du Borg is a CFP® with 16 years of industry experience, currently serving with RBC Capital Markets and City National Bank since 2021. His prior experience includes roles at Morgan Stanley and its affiliated private bank divisions from 2009 to 2021. Outside of his advisory work, he is involved as a passive owner in real estate investment entities. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies implemented through a range of advisory programs. The firm offers discretionary and non-discretionary portfolio management, financial planning, and brokerage services supported by both in-house and third-party investment managers.

Nickolas Prieto is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds Series 65 and Series 63 registrations and has worked at UBS since 2019. Prior to that, he was with Osborne Partners Capital Management and Brouwer & Janachowski. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of products supported by proprietary research and a broad service platform.

Stephan Choulos is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 26 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jacquelyn Hernandez is a financial advisor with Merrill in Walnut Creek, California, holding a Series 66 designation and 19 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. She serves as a board member of Benicia Youth Football, a community youth sports organization. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries.