George Robertson is a CFP® professional with six years of industry experience, currently affiliated with Cetera. His prior roles include positions at Edward Jones, Franklin Templeton Investments, and LPL Financial. He is also involved with Sierra Oaks Financial Planning, Inc. and Sierra Ridge Advisor Group in capacities related to LPL business activities. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management options, financial planning, and access to various third-party investment strategies.

Michael Ibrahim is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and three years of industry experience. His prior experience includes a year at Charles Schwab & Co., Inc., along with roles at Fidelity since 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Peter Hora is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Alliant Credit Union and LPL Financial. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and operates as a fiduciary under ERISA and DOL guidelines.

Dave Bostick is the Vice President and Resident Director of the Roseville Office at Merrill Lynch Wealth Management. In his role, he leads the office by communicating the firm's strategic vision and supporting fellow Advisors. Dave works closely with individuals, couples, and multiple generations of client families to help them discern their financial goals and supports those priorities through integrated strategy and advice. Beginning his career in investing and wealth management in 2001, Dave joined Merrill in 2011. He emphasizes attentive listening and collaborative planning, tailoring approaches that encompass planning, investing, savings, next-generation wealth transfer, and banking and lending services through Bank of America. Dave's team employs an open-architecture framework for investing, providing clients with a broad universe of options. Dave earned a bachelor's degree in Business Administration from Montreat College. He holds the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations. Originally from Sacramento, Dave resides in his home community with his wife Tamara and their two children, Allison and Tyler.

Walter Mccurdy is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Daniel Poppers is a financial advisor with Ameriprise in Orangevale, CA, holding a Series 66 designation and 12 years of industry experience. His prior work includes positions at Golden State Wealth Management, LPL Financial, and Edward Jones. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that address income planning, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic tools overseen by an internal committee to generate personalized recommendations.

David Torp is a financial advisor with LPL Financial in El Dorado Hills, CA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 2007. In addition to his advisory role, he operates C&T Group, Investment Management LLC, which offers insurance products including fixed, long-term care, and health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party subadvisors.

Nataliya Chernopiski is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding a Series 63 designation and seven years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of her advisory role, she serves as treasurer for the City Bible Church of Sacramento. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options in its offerings.

Dexter Loo is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has been with LPL Financial since 2009. Outside of his advisory role, he operates a business under the name Dennis Loo & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

David Loeffler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he is involved in radio and TV broadcasting and production as an on-camera and voice-over talent. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Edgar Granados is an Investment Consultant at Fidelity Investments. He has previously served as a Relationship Manager at Fidelity Investments from 2022 to 2023 and as a Financial Representative from 2021 to 2022. He holds a California Insurance License. Edgar focuses on understanding his clients' priorities and helps structure their financial plans according to their unique situations. He guides clients in utilizing the resources available through Fidelity to achieve peace of mind. Edgar and his wife have lived in the Sacramento area for most of their lives. He enjoys spending time with family, exploring new restaurants, and pursuing personal hobbies including dance and cars. Additional personal interests include football, pets, and soccer.

Lisa Beile is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 65 registrations and bringing 33 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

James Limoncelli is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Taylor Ohl is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, NYLIFE Securities LLC, New York Life Insurance Co, and various Wells Fargo entities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Aaron Menard is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping families, individuals, and businesses navigate their financial goals and aspirations. Aaron works closely with clients to understand their priorities and develop personalized investment strategies aimed at pursuing their financial objectives. He specializes in areas including college education planning, legacy planning, managing new wealth, personal retirement planning, and tax minimization. Aaron holds a Bachelor's Degree from Washington State University and a Master's Degree from Seattle University. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Aaron is involved with several professional organizations such as Delta Upsilon International Fraternity, Roseville Area Chamber of Commerce, Rotary Club, and Sacramento Home Winemakers. Outside of his professional life, he spends time with his family and enjoys sports including baseball, basketball, football, golfing, and soccer, as well as traveling.

Dawn Silva is a financial advisor at Edward Jones in Folsom, CA, holding CFP® and Series 66 credentials with 17 years of industry experience. She has been with Edward Jones throughout her career since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment options, operating under a fiduciary standard.

Colton Hamman is a CFP® and holds a Series 66 designation, currently affiliated with Charles Schwab. He has two years of industry experience, including roles at Charles Schwab Bank and Charles Schwab since 2023. Prior to his financial advisory career, he worked at Door Dash and held various positions related to education and sports in the Sacramento area. Charles Schwab & Co., Inc. serves a broad client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program. The firm offers both non-discretionary and discretionary investment management solutions, combining extensive scale with integrated custody, brokerage, and advisory services.

Robert Mclaughlin is a financial advisor with LPL Financial in Roseville, CA, holding a Series 66 designation and having 16 years of industry experience. Prior to joining LPL Financial in 2021, he worked with Waddell and Reed, Inc. and various insurance carriers supporting W&R Insurance Agencies for 11 years. His activities have included insurance sales related to investment products. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering discretionary and non-discretionary portfolio management supported by proprietary research and third-party subadvisors.

Kirk Camunez is a financial advisor with Edward Jones in Gold River, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Lacey Young is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked at LPL Financial since 2023 and previously spent ten years with Securities America, inc. and Securities America Advisors. In addition to her advisory role, she is a commissioned notary in the state of California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and access to research from LPL Research and third-party subadvisors.