Zachary Halvonik is a financial advisor with Ameritas Advisory Services, LLC and holds a Series 66 designation. He has two years of industry experience and previously worked at Charles Schwab and in roles at LedgeRock Golf Club and Bristol Harbour Lodge and Golf Club. Outside of advising, he has experience managing client interactions and planning processes through his role at Premier Planning Group. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and utilizes model portfolios, third-party sub-advisers, and custom strategies with regular client reviews.

Gregory Dexter is a financial advisor with Eagle Strategies (NY Life) based in Wayne, PA, holding Series 63 and Series 66 licenses with eight years of industry experience. He has been associated with Eagle Strategies since 2020 and has additional roles with Nylife Securities LLC and New York Life Insurance Company dating back to 2016 and 2017 respectively. Outside of his advisory work, he serves as a Confirmation Catechist and Sacristan at Immaculate Heart of Mary Parish and performs as a freelance jazz percussionist. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple advisory programs and emphasizes tailored recommendations, with the vast majority of assets managed on a non-discretionary basis.

Sean Jago is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He has previously worked at Edward Jones and Moab Oil. Jago holds a Series 66 designation. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program managed with SigFig and a Managed Account program, operating as a broker-dealer and insurance agency.

Jeffrey Reichner is a financial advisor at Janney Montgomery Scott with four years of industry experience. He holds the Series 66, Series 63, and Series 65 credentials. Prior to joining Janney, he worked at IGN Entertainment, Vanguard, and LiquidHub. Outside of his advisory role, he owns and operates Beaker Life LLC, a digital marketing and web development company serving law firms. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients including individuals, families, trusts, corporate sponsors, and municipalities, offering financial planning, brokerage services, and multiple advisory programs.

Joanna Craney is a financial advisor at Hornor, Townsend & Kent, LLC with 12 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Craney has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2015. She serves on the board of a local nonprofit preschool organization, Caring Branches Early Care and Education Center. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, focusing on client-directed implementation and oversight through third-party asset manager platforms and financial planning. The firm manages the majority of its approximately $7.38 billion in client assets on a non-discretionary basis and maintains dual registration as an SEC-registered investment adviser and broker-dealer.

Francis Masse II is a financial advisor with Hightower Advisors, holding a Series 66 designation and 27 years of industry experience. He has been with Hightower Advisors and its affiliated entity, HighTower Securities, LLC, since 2013. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, using both affiliated and third-party managers, and offers access to mutual funds, ETFs, alternative investments, and customized indexing strategies.

Daniel Otto is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2010. He also works with Kades Margolis Corp. Outside of his advisory role, he occasionally provides clients with insurance recommendations tailored to their financial situations. GWN Securities is an SEC-registered investment adviser and broker-dealer that offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm supports a large network of advisors and employs a range of investment strategies, including legacy market-timing and momentum-based approaches.

Christopher Eble is a CFP® with 24 years of industry experience, currently affiliated with Citizens Securities, Inc. since 2022. His prior work history includes roles at Pruco Securities, LLC, The Prudential Insurance Company of America, Citigroup, and Massachusetts Mutual Life Insurance Company. Citizens Securities, Inc. serves individual and high-net-worth investors as well as retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program that focuses on ETF-based portfolios and a separate Managed Account program.

John Mazzarella is a financial advisor at Empower Advisory Group with six years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Empower Advisory Group, he worked at The Vanguard Group, Inc. for six years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail IRA and brokerage clients. The firm’s services are integrated with Empower’s administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and client savings rates.

Charles Locher is a financial advisor with GWN Securities Inc. in Wayne, PA, holding Series 63 and Series 66 registrations and bringing 39 years of industry experience. He has worked at GWN Securities since 2011 and maintains concurrent roles with Legacy Planning Partners and Minnesota Life Insurance Co. Outside of investment advisory, he is involved in selling group health insurance and life insurance products as part of comprehensive financial planning. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of portfolio management approaches, including both traditional asset allocation and legacy market-timing strategies.

Andrew Reder is a financial advisor at Creative Planning with 37 years of industry experience. He holds a Series 63 designation and has previously worked at APW Capital, Inc. and Kistler-Tiffany Advisors. Outside of advisory services, he is an independent insurance agent for various companies. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm employs a financial planning-led investment approach emphasizing low-cost indexing and offers additional strategies such as direct indexing and tax-loss harvesting, supported by a large advisory team and centralized investment infrastructure.

Macallan Bibeau is a financial advisor at Rockefeller Financial LLC with a Series 66 designation and no industry experience prior to joining the firm. Before Rockefeller Financial, he worked at Aesop's Neck Partners, LLC and England Securities, LLC. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations, offering portfolio management, financial planning, and consulting. The firm operates as a registered broker-dealer and provides access to alternative investment vehicles, personalized managed account services, and an integrated set of affiliated capabilities including trust and insurance services.

Christian Gotzman is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds the Series 66 designation and has previously worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Gotzman is co-founder of Kellman LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, utilizing both digital and managed account platforms.

Duane Cabrera is a CFP® and ChFC® with 27 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2016. Prior to joining Oppenheimer, he has been involved with Seniors Health Insurance Network since 1996, where he owns a Medicare insurance brokerage primarily in an administrative capacity. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a range of advisory programs including portfolio management, consulting, and retirement services. The firm employs various investment approaches tailored to client needs, managing approximately $36.7 billion in assets as of the end of 2025.

John Saia Jr. is a financial advisor at Citizens Securities, Inc. in Lancaster, PA, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked at Citizens Securities since 2011 and previously was involved with Johnny Cool Incorporated from 2004 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Gregory Clemens is a financial advisor with Citizens Securities, Inc. in Telford, PA, holding Series 63 and Series 65 licenses and with 25 years of industry experience. His prior work includes roles at Raymond James Financial Services, Questar Capital Corporation, Allianz Life, and PNC Investments. Outside of his advisory work, he is involved as a youth sports official and also works as a rideshare driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program with ETF-based portfolios and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Kathleen Freed is a CFP® with five years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2022. She previously worked at Permit Capital Advisors, LLC, Threshold Group, and took a year for extended travel. Cerity Partners is an SEC-registered investment adviser managing approximately $126.9 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporations, and institutional investors, offering customized portfolios with an emphasis on diversified asset allocation and access to alternative and private-market investments.

Mary Di Nolti is a financial advisor at Empower Advisory Group with Series 66 and Series 63 licenses and four years of industry experience. Her prior work includes positions at Intuit and The Vanguard Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage account holders, delivering services through an integrated model connected to Empower’s recordkeeping and administrative platforms.

Gregory Field is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with GWN Securities since 2006. In addition to his advisory role, he works as an insurance producer with the Financial Independence Group, focusing on life insurance, long-term care insurance, and fixed annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts and financial planning through a large network of advisors, utilizing a range of managed-account programs and model portfolios on the Fidelity-supported FMAX platform.

Steven Caruso is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He has been with Hornor, Townsend & Kent since 2012. Caruso holds Series 63 and Series 65 credentials. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.