Garrett Niles is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Creative Planning. His prior roles include positions at Lido Advisors, Morgan Stanley Private Bank, Morgan Stanley, and E*TRADE Capital Management. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Marshall Nielson is a financial advisor with Transamerica Financial Advisors in Orem, UT, holding Series 63 and Series 65 credentials and possessing nine years of industry experience. His background includes roles in direct sales and property management, including leadership in door-to-door sales for home improvement projects and sports equipment sales. He co-owns a property management business as well. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services. The firm provides a mix of proprietary and third-party investment models with discretionary and non-discretionary options, managing over $2 billion in assets as of the end of 2025.

Jayci Jolley is a financial advisor at J. W. Cole Advisors, Inc. She holds a Series 66 designation and has been with J.W. Cole Financial since 2024. Prior to her advisory role, she has diverse experience including positions in education and healthcare, and she has operated Jo Jewelry since 2019. J.W. Cole Advisors operates a large network of independent advisors and offers a range of services including portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individual, high-net-worth, and institutional clients.

Benjamin Pettit is a financial advisor with Eagle Strategies (NY Life) in South Jordan, UT, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His career includes roles at Ettington Financial Group, Nylife Securities LLC, and New York Life. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

John Bingham is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having five years of industry experience. He is also the author of the book "Starting Over Starting Late or Both," which has been available since 2019. His work history includes roles at Transamerica Financial Advisors, WealthWave, Managed Wealth Financial, and World Financial Group since 2020. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios with discretionary and non-discretionary options.

David Anderson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at Integrated Trust Systems and involvement with several entrepreneurial ventures, including Salt Hydration and Wellness, where he serves as a licensed physician providing medical education and consultations. He is also a member of DA Anderson LLC, a family-owned holding company. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and businesses. The firm delivers advisory services through a large network of advisors using model portfolios and third-party managers, supported by multiple program platforms such as Transamerica ONE and TFA365.

Roger Merrill is a financial advisor with Commonwealth Financial Network, holding the ChFC® designation along with Series 63, 65, and 66 licenses. He has 51 years of industry experience, including over 19 years at Merrill Financial Associates and more than 19 years with Commonwealth Financial Network. Outside of his advisory work, he manages several family-owned private entities related to estate planning and is a part owner of a private entity holding a houseboat. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including model portfolios and wealth management, while supporting advisors with operations, trading, technology, and compliance.

Jonathan Larsen is a financial advisor at Osaic Advisory Services, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Cetera and Cetera Wealth Services. Outside of his advisory work, he operates a freelance photography business. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement consulting, and related services through multiple program models, utilizing both proprietary and third-party platforms.

Richard Phillips is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and having seven years of industry experience. His career includes positions at WealthWave, Managed Wealth Financial, World Financial Group, and WFG Direct since 2018. Outside of financial advising, he has worked in aerospace manufacturing since 1982 with PCC Aerostructures Klune-Spanish Fork, specializing in CNC programming and aerospace part production. Transamerica Financial Advisors serves a diverse range of clients including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models with discretionary and non-discretionary options.

Jordan Grow is a financial advisor with Equity Services, Inc. holding a Series 65 designation and two years of industry experience. His prior work includes roles at MDRN Capital LLC, Cambridge Financial, and National Life Group. Outside of advising, he is co-owner of Grow Financial LLC, an insurance agency, and JH Grow LLC, a marketing and home renovation business. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a combination of long-term strategies and options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Jonathan Fauver is a CFP® with seven years of industry experience, currently advising at Farther since 2023. His prior roles include positions at Charles Schwab Bank, Charles Schwab, Fidelity Brokerage Services, and E*Trade Securities. Before entering the financial sector, he worked at Brigham Young University for four years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily investing in ETFs, mutual funds, equities, and fixed income.

Bradley Whittaker is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at the United States Census Bureau and ongoing involvement with WealthWave and Managed Wealth Financial. He is engaged in marketing activities related to insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers advisory services through a large network of advisors and multiple program platforms, utilizing model portfolios and third-party managers rather than discretionary trading by individual advisors.

Aaron Haaga is a financial advisor with Transamerica Financial Advisors in South Jordan, UT. He holds a Series 66 designation and has one year of industry experience. Outside of advisory work, he is involved in real estate development and management through several business ventures, including ownership and operational roles in construction, subdivision development, and real estate sales. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services, utilizing proprietary model portfolios and third-party money managers, with both discretionary and non-discretionary program options.

Jordan Hatanaka is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 registrations and nine years of industry experience. He has held roles at Transamerica Financial Advisors since 2015, with prior involvement in insurance sales and bookkeeping for businesses including Crystal Tones LLC and 2 A4 Life. Outside of his advisory work, he serves as a controller at Crystal Tones LLC, a manufacturing company. Transamerica Financial Advisors serves a broad client base including individual investors, high-net-worth clients, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, employing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Alan Wilde is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His work history includes roles at Megasphere, Business Network International, Inovashare Benefits LLC, Awesome Benefit Advisors, Managed Wealth Financial, and WFGIA. He participates in business networking groups such as Business Network International and Megasphere. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Michael Hadley is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, including prior roles at Morgan Stanley, UBS Financial Services, and Principal Life Insurance. Hadley is based in South Jordan, Utah. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning, consulting, and discretionary management solutions, incorporating both proprietary and third-party platforms.

Randall Fox is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at J.P. Morgan for 21 years before joining Transamerica in 2024. Outside of advising, he is the owner of Fox Properties I & II, a rental property business he has managed since 2008 through a property manager. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach across multiple platforms.

Lynn Ruff is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. She serves as treasurer for the Highland Conservation District and provides estate planning-related services through LSPN Pro LLC. Lynn has been with Transamerica Financial Advisors since 2018 and has additional experience with World Financial Group and Robert Half. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers to implement its advisory model. The firm supports individual investors, employer-sponsored plans, trusts, and charitable organizations through a large advisor network and multiple program platforms.

Joseph Morley is a financial advisor at Equity Services, Inc. with one year of industry experience. He holds a Series 66 designation and has worked previously at National Life Group, MML Investors Services, MassMutual Life Insurance Company, Farmer Insurance, and Uniformed Services Veterans Mortgage. He was also the owner of Joe Morley's Smoked Beef & BBQ for 17 years. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Michael Kriechbaum is a financial advisor with Lincoln Investment who holds Series 63 and Series 65 licenses and has nine years of industry experience. His prior roles include positions at Pruco Securities, LLC, Prudential Insurance Company of America, and Jack Keeter & Associates, Inc. Outside of financial services, he has experience in costume retail and rhinestone dealing. Lincoln Investment Planning, LLC serves a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting supported by an in-house Investment Management & Research team and third-party managers.