Daniel O'Sullivan is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has been in the industry since 2025, with prior experience at Barnum Financial Group and Compass Group. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved software to analyze client goals and deliver written recommendations.

Theresa Payne is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 designations and has been with Merrill since 1994. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader corporate platform, which includes access to a wide range of products and services.

Brendan Shadle is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, Merrill Lynch, and has experience outside finance with companies including DoorDash. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside due diligence on alternative investments.

Melanie Winkle is a Series 66-registered financial advisor at Wells Fargo Clearing with four years of industry experience. She previously worked at Barings and TIAA before joining Wells Fargo in 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Max Tominovich is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Fiserv and Ramapo College of New Jersey. He serves as a corporal and section leader in the United States Marine Corps Reserve, where he is responsible for training and managing his mortar section. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client data and firm-approved software to develop collaborative financial plans and offers specialized programs such as Divorce Planning and estate-settlement services.

Gautam Misra is a financial advisor with LPL Financial based in Warren, NJ. He holds Series 63 and Series 66 designations and has 32 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation and Beacon Financial Group. Outside of his advisory role, he operates a home-based business entity, Misra Enterprise Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Khush Batth is an Investment Consultant at Fidelity Investments, a role held since 2025. Prior to this, Khush worked as a Financial Planner at Prudential from 2024 to 2025. In these roles, Khush focuses on financial planning that centers around a comprehensive understanding of clients' personal and financial priorities to co-create tailored investment plans. Khush emphasizes a framework for success in financial planning, aiming to align investment strategies with clients' goals and values. Outside of the professional sphere, Khush has interests that include beach activities, biking, fitness, hiking, motorcycles, and soccer.

Jeffrey Smith is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at LPL Financial since 2018 and has concurrent roles with Invest Financial Corporation and Affinity Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Eric Birnbaum is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals dedicated to understanding clients' goals, dreams, and aspirations. Eric emphasizes educating clients by simplifying complex financial concepts, aiming to build strong relationships based on confidence and trust that provide clients with peace of mind and fulfillment. Eric has extensive experience in the financial services industry, with a career spanning over two decades. Prior to his current role, he served as Assistant Branch Manager and Branch Service Manager at Fidelity Investments, and held various positions at New England Securities, including Operations Manager and Managing Associate. He began his career as a Financial Representative at First Investors. Outside of his professional work, Eric enjoys comedy, family activities, spending time at the lake, music, outdoor adventures, and parenthood.

Gina Rogers is a financial advisor with Fidelity Investments, holding a Series 66 credential and 19 years of industry experience. Her prior roles include positions at Thrivent Financial, Morgan Stanley, and Wells Fargo Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Erica Metz is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Raymond James Financial. She previously worked at Boston Private before joining Raymond James in 2018. Outside of her advisory role, she owns Money At Work LLC, a client-focused financial services business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored recommendations through detailed client assessments and a variety of implementation options.

Kathleen Sheehan is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. She has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients by providing a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management, supported by proprietary research and institutional trading capabilities.

Alec Hardy is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding the CFP®, ChFC®, and Series 66 designations and having nine years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MSI Financial Services and MassMutual Life Insurance Company. In addition to his advisory role, Hardy is an independent insurance agent selling fixed insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved analysis tools.

Anthony Curcio is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding a Series 63 designation and 32 years of industry experience. His prior work includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He also serves as a trustee for APC Capital Corp's 401(k) plan. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that cover retirement, education, risk management, and specialized areas such as business-owner transition and special-needs planning. Advisors develop tailored recommendations using firm research and planning tools, with implementation options available through brokerage or advisory programs.

Justin Bowers is a financial advisor with Raymond James & Associates in Bedminster, NJ, holding a Series 66 designation and 22 years of industry experience. He previously worked at UBS Financial Services Inc. for 11 years before joining Raymond James in 2022. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a notable emphasis on public finance and municipal work, alongside institutional consulting services.

Walter Menendez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 36 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment options, supported by centralized supervisory and custody functions.

Richard Armitt is a financial advisor with Primerica Advisors in Lebanon, NJ, holding Series 66, Series 63, and Series 65 licenses and 10 years of industry experience. His prior work includes roles at Merck and Johnson & Johnson. In addition to his advisory duties, he is involved in sales of loan products and home-related service referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers and supported by discretionary separately managed accounts. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Brian Sweatt is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His career includes roles at Raymond James Financial Services Advisors Inc. and managing his own firm, Sweatt & Walters Associates LLC, since 1985. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and nonprofits. The firm offers financial planning, advisory programs, and retirement consulting, utilizing model portfolios and research from both internal and third-party sources.

Jeffrey Mattonelli is a CFP® with seven years of industry experience, currently affiliated with LPL Financial in Princeton, NJ. His career includes positions at Van Leeuwen & Company and Lincoln Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Debra Downs is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. She is also involved in the insurance sector through activities related to property, casualty, health, and disability insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, third-party asset management, and access to a broad range of brokerage and insurance products through an integrated platform that combines advisory services with insurance and lending programs.