Collin Beardslee is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016, including two years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Tomislav Govorcin is a financial advisor at Mass Mutual Investors Services with 31 years of industry experience. He holds a Series 63 designation and previously worked at Metlife Securities Inc. for 23 years. In addition to his advisory role, he operates as an independent insurance agent offering life, accident, health, dental, disability, fixed annuities, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing collaborative, goal-oriented planning supported by firm-approved analytical tools.

Brian Vail is a CFP® with 30 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. since 2021. He previously spent 15 years at Ameriprise Financial Services, Inc. In addition to his advisory role, he owns and manages rental real estate and operates a support company for his Raymond James business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm uses risk profiling and analytical tools to tailor non-discretionary advice aligned with client goals and supports a broad network of advisors and affiliated firms.

Bessy Guevara is a financial advisor with Fidelity and holds a Series 66 designation. She has three years of industry experience and has worked at Fidelity Investments since 2022. Her prior experience includes roles at Stony Brook University and Teachers Federal Credit Union. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment approach.

Michael Spelman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. His prior roles include positions at Teachers Federal Credit Union, CUNA Mutual Group, Merrill, and Myrmidon Private Capital LLC. Outside of his advisory work, he is a business owner of Spelman Pearce Pizza Properties LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. It offers a range of financial planning and asset management services through a large network of advisors, utilizing both proprietary and third-party investment strategies.

Kateryna Skliarenko is a financial advisor with LPL Financial, holding a Series 66 license and one year of industry experience. Her prior experience includes roles at Bank of America Private Bank, Merrill Lynch, and Point 32 Investment Partners. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platform services.

Raymond Fernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. His career includes roles at JPMorgan Chase Bank, Bank of America, Merrill, Adler University, and Capital One Bank. He holds a Series 66 designation. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Mark is a financial advisor with LPL Financial in Stony Brook, NY, holding a Series 66 designation and 25 years of industry experience. He worked at Allstate for 19 years before joining LPL Financial in 2020. Mark also acts in a fiduciary capacity for the Mark Protection Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

David Boliver is a CFP® professional with 43 years of industry experience, currently serving at Wells Fargo Advisors since 2009. He holds Series 63 and Series 65 licenses and has ownership interests in Premier Wealth Management LLC and a massage spa business in Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad planning menu tailored to clients meeting a net-worth threshold.

Michael Richards is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing and implementing wealth management plans tailored to individual and corporate clients. Michael focuses on a Goals Based Wealth Management approach, working closely with clients to assess their financial situations, gather necessary data, and formulate strategies designed to help achieve their financial objectives. Michael also provides retirement plan consulting for corporate clients, leveraging his Certified Plan Fiduciary Advisor (CPFA) designation to oversee investment lineups and ensure fiduciary responsibility compliance. Additionally, he collaborates with commercial bankers to address clients' lending and banking requirements, aiming to deliver comprehensive wealth management services. He holds a Bachelor's Degree in Finance from St. John's University and has been with Merrill Lynch since 2013. Michael’s professional credentials include Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, he lives in Sayville, New York, and enjoys following sports teams such as the Yankees, Giants, Knicks, and St. John's University, as well as running and spending time with his wife Jennifer and their friends and family.

Robert Forrester is a financial professional with nine years of industry experience, currently associated with Cetera. He holds the Series 66 designation and has worked at several firms including Johnson Mowdy Associates, LSWM LLC, and National Asset Management. Outside of his advisory role, he owns a tax and bookkeeping service and is involved as a staff accountant providing tax and payroll services locally. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Michael Schmid is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and various insurance and trust services.

Brian Mccormick is a CFP® and holds a Series 66 license with 12 years of industry experience. He has been with Ameriprise since 2013, serving in various capacities within the firm. Outside of his financial advisory work, he has been involved with Pauly's Pizza and Pasta since 2007. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm uses a combination of research, modeling, and tax-efficiency strategies to deliver tailored, written recommendations through a centralized consulting team.

Raymond Di Sunno is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. His prior roles include positions at MassMutual Life Insurance Company and Tuscaloosa City Schools, as well as a nine-year tenure with Kids of Mount Sinai. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and supports various event-driven planning programs.

Michael Busch is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 34 years of industry experience. He previously worked at Woodbury Financial Services and Janney Montgomery Scott. Outside of his advisory role, he is involved in photography and wildlife businesses, including Fire Island and Beyond.com and Great South Bay Images. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, with advisors implementing model portfolios, third-party subadvisors, or customized strategies.

Scott Garera is a financial advisor at Cetera with 30 years of industry experience. He holds a Series 63 designation and has worked at various firms including Avantax Advisory Services and Avantax Insurance Agency. Outside of his advisory role, he is involved in multiple business ventures, including Garera Financial Consulting, which provides accounting and bookkeeping services, and MNR Designs Inc, a residential repair and remodeling company. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Lawrence Miele is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds the Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gregory De Tolla is a financial advisor with LPL Financial in Port Jefferson, NY, holding a Series 66 credential and one year of industry experience. He has worked at Perennial Wealth Solutions and also operates the DeTolla Law Group, where he serves as an attorney. Additionally, he is a notary public for the State of New York. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management options, including access to third-party asset managers and model portfolios, supported by a large network of investment adviser representatives.

Carl Kravitz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 26 years at Metlife Securities Inc. Additionally, he serves as an independent insurance agent focusing on property and casualty coverage. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of asset management and educational programs.

Rodobaldo Acosta is Vice President and Branch Leader at Fidelity Investments. In this role, he leads, coaches, and develops financial advisors to support clients in making well-informed financial decisions for themselves and their families. He has held various positions at Fidelity Investments since 2006, progressing from Financial Representative to his current leadership role. His professional experience includes leadership positions such as Team Leader for Workplace Planning & Advice and Investment Solutions, Assistant Branch Manager, Branch Service Manager, and Senior Relationship Manager. Prior to joining Fidelity, he worked at National Financial Services LLC as an Associate and Intern. Outside of his professional responsibilities, Rodobaldo has personal interests that include beach activities, family activities, fitness, parenthood, running, and traveling.