We specialize in working with families with portfolios in the $5M–$50M range, where strategic planning, tax efficiency, and cost management have an outsized impact. Traditional firms often rely on complex, high-cost strategies that offer questionable benefits. Our fixed-fee, planning-driven model takes a different approach: focusing on practical, high-impact financial strategies rather than unnecessary complication. We apply the right level of sophistication, using techniques like direct indexing and individual bond ladders only when we determine that they add clear value (based on portfolio size, risk profile, and tax considerations). Our financial planning and investment management approach is guided by three core principles: • Risk Management: grounded in a tailored financial plan • Tax Efficiency: ensuring strategies align with after-tax outcomes • Fee Minimization: keeping costs low to maximize long-term results Our goal is to provide a structured, transparent, and thoughtful approach - one that leads to a better long-term client experience through fair fees, strategic decision-making, and a focus on what truly matters.

Aiylam Sankaran is a financial advisor at V2 Financial Group, LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at V2 Financial Group since 2018, following a nine-year tenure at Sagepoint Financial, Inc. V2 Financial Group provides discretionary asset management and financial planning services to individuals and small businesses, managing approximately $350 million in client assets. The firm employs an investment approach based on modern portfolio theory, combining long-term strategic allocations with tactical shifts informed by fundamental and technical research.

Christopher Dicostanzo is a financial advisor at Penbrook Management LLC with four years of industry experience. He holds a Series 65 designation and has prior work experience in healthcare consulting and software management. Outside of advisory work, he is involved in consulting on patient engagement services through Dico Management, LLC, and manages golf league software via YGS Golf, LLC. Penbrook Management LLC serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering discretionary portfolio management and financial planning. The firm emphasizes fundamental and qualitative analysis, building portfolios concentrated in individual equities aimed at capital appreciation, supplemented by bonds and other instruments.

Barbara Chacour is a CFA® charterholder with 59 years of industry experience. She is a portfolio manager at Penbrook Management LLC and has been with the firm since 2010. She also works with Beech Hill Securities, Inc. since 2013. Penbrook Management LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm provides discretionary portfolio management and financial planning, focusing on fundamental and qualitative analysis to build portfolios concentrated in individual equities, supplemented by bonds and other instruments, with strategies tailored to client objectives.

David Grossman is a financial advisor with Kingsbridge Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has worked at Kingsbridge Advisors since 2004 and has been affiliated with Equitable Advisors and Axa Advisors since 1999. Outside of advisory roles, he is involved in an insurance brokerage business. Kingsbridge Advisors serves high-net-worth individuals, employee benefit plans, trusts, estates, and business entities by referring clients to third-party money managers and providing pension consulting. The firm does not manage individual portfolios directly or take custody of assets, focusing instead on manager selection and ongoing monitoring.

Alyssa Loughlin is a financial advisor with Diversified Planning Strategies Advisors LLC, holding a Series 65 credential. She has one year of experience in the industry and previously worked for nine years at Spark Foundry. Diversified Planning Strategies Advisors LLC provides financial planning and discretionary portfolio management to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $154.4 million in discretionary assets across about 364 client accounts and uses third-party model portfolios and a sub-adviser in its investment approach.

Alexander Fleiss is a Series 65-licensed financial advisor at Rebellion Research with 12 years of industry experience. He has been with Rebellion Research since 2005 and has served at Rebellion Research Advisors, LP since 2013. Outside of his advisory role, Fleiss is a manager of Rebellion Research Partners LP, a hedge fund. Rebellion Research Advisors, L.P. manages discretionary portfolios for approximately 75 clients, including both high-net-worth and non-HNW individuals, using a systematic, machine-learning-based investment process. The firm combines retail advisory services with hedge fund management, employing proprietary technology and risk-optimization techniques across its Global Equity and Absolute Return strategies.

Tanya Pulver is a financial advisor at Pulver Capital Management LLC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Pulver Capital Management since 2009. Pulver Capital Management is a small advisory firm serving individuals, high-net-worth clients, trusts, estates, and business entities. The firm provides personalized investment supervisory and portfolio management services, utilizing both fundamental and technical analysis with an emphasis on corporate high-yield bonds and dividend-paying equities.

Syed Haider is a financial advisor at VinsonCap Wealth Advisors LLC with Series 63 and Series 65 licenses and one year of industry experience. He has been associated with VinsonCap entities since 2015 and serves as a general partner of the VinsonCap Opportunities Master Fund. VinsonCap Wealth Advisors LLC provides portfolio management and advisory services primarily to high-net-worth individuals, family offices, and corporate clients. The firm employs a customized, long-term investment approach focused on diversification, consistency, and tax considerations, offering a range of investment options including mutual funds, individual equities, fixed-income instruments, and non-U.S. securities.

David Fuhrman is a CFP® and CFA® with 23 years of industry experience. He has worked at Kensington Financial Advisors LLC since 2022 and previously spent 15 years at National Wealth Management, LLC. Outside of his advisory role, he serves as a director of Bush Refrigeration Inc., a nationwide distributor of commercial refrigeration equipment. Kensington Financial Advisors serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers wealth management combining discretionary and non-discretionary investment management with financial planning and consulting services, utilizing a range of investment strategies and instruments tailored to client suitability.

Mark Guastaferri is a financial advisor at Origin Wealth Advisers with eight years of industry experience. He holds a Series 65 credential and has worked at several firms, including Wealth Enhancement Advisory Services and Sentinel Solutions. Guastaferri spent a year in extended travel before joining Origin Wealth Advisers, where he has been since 2018. Origin Wealth Advisers serves individual and high-net-worth clients, small businesses, trusts, and retirement accounts, offering comprehensive financial planning and discretionary portfolio management. The firm emphasizes tailored investment policies, disciplined manager selection, and incorporates employer equity compensation and small-business planning into its advice.

Simon Bennaim is a financial advisor at Zorea Capital LP with Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at Kize Capital LP and Axa XL, as well as a period of full-time education. He also provides consulting services to other unaffiliated investment managers on a limited basis. Zorea Capital LP offers discretionary and non-discretionary portfolio management and investment advice primarily to individual and family clients, managing approximately $50 million. The firm employs a fundamental, research-intensive, long-term, value-oriented approach focused on a concentrated portfolio of core holdings, utilizing leverage, derivatives, and limited short positions for risk management.

Paul Ayala is a financial advisor at Garrison Bradford & Associates Inc with 10 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at JPMorgan Chase Bank and JPMorgan Securities LLC. Outside of his advisory work, he is a partial owner of ForBuy Auto Inc, a business involved in buying and selling automobiles. Garrison Bradford & Associates is an SEC-registered investment adviser that manages discretionary, separate accounts for individuals, tax-exempt entities, and investment partnerships. The firm emphasizes long-term, fundamentally driven growth investing and tailors portfolios to client objectives while managing risk through diversification.

Isaac Richard III is a financial advisor at Mavros Capital Management, LLC, holding a Series 66 designation with eight years of industry experience. His prior roles include positions at JP Morgan, Morgan Stanley, Merrill Lynch, and Finalis Securities. He is also involved in family office advisory through Mavros Capital, where he leads strategic direction. Mavros Capital Management provides discretionary and non-discretionary portfolio management primarily to single-family offices, ultra-high-net-worth individuals, and entities such as trusts and foundations. The firm customizes advice through formal Investment Policy Statements, integrating illiquid holdings and conducting due diligence on private fund managers while offering a dedicated Family Office Services offering and consolidated reporting on assets.

Carlos Batista Gutierrez is a financial advisor at Valley Financial Management, Inc. in New York, NY, holding Series 63 and Series 66 licenses with six years of industry experience. His prior roles include positions at Neuberger Berman, Fidelity Investments, Bank of America, Merrill, JPMorgan Chase, and Sterling National Bank. Valley Financial Management operates its advisory services through Valley Digital Investor, providing individual and high-net-worth clients with online discretionary portfolio management via a model ETF portfolio platform. The firm relies on automated implementation and periodic rebalancing based on client profiles and market conditions.

Xiaoyu Li is a financial advisor at Next GEN Advisors, LLC with four years of industry experience. Prior to joining Next GEN Advisors, Li worked at Meiwu Technology Company Limited and Superior Trading Ltd. He holds Series 63 and Series 65 licenses. Li is also involved with Cathay Securities Inc., a FINRA-member broker-dealer affiliated with his firm. Next GEN Advisors primarily serves high-net-worth individuals, trusts, small businesses, and pension or profit-sharing plans by providing asset management, financial planning, and consulting services. The firm uses a combination of fundamental and technical investment methods and is notable for its affiliation with Cathay Securities, which allows its advisors to offer both advisory services and commissionable brokerage.

Stephanie Huynh is a CFP® professional with experience at Firebrand Wealth Management since 2022. Her prior roles include positions at Neuberger Berman, HQ Capital Private Equity, and Prudential Financial. Firebrand Wealth Management serves individual and high-net-worth clients, charitable organizations, and corporate retirement plan sponsors. The firm emphasizes passive portfolio construction using index funds and ETFs, while maintaining flexibility to incorporate individual equities, fixed income, and options as appropriate.

Nazariy Blagyy is a financial advisor at 9D Capital LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including North Pillar Capital LLC and 5D Partners, LLC. Outside of his advisory work, he is a managing member of Strategic Nexus LLC, providing strategic and marketing consulting, and serves as Creative Director for Twelve Fourteen LLC. 9D Capital serves individuals, pension plans, corporations, and non-U.S. high-net-worth clients by offering financial planning, wealth and investment management, as well as family office and business consulting services. The firm operates as a fiduciary and manages discretionary portfolios that may include equities, fixed income, and digital assets through qualified custodians.

James Perrello is an advisor at Lancaster with Series 65 and Series 63 certifications and has recently begun his career in the financial industry. Prior to joining Lancaster Labs, LLC, he worked at Wolverine Trading from 2016 to 2020. Lancaster Labs, LLC provides discretionary investment management focused on municipal and other fixed-income instruments, serving individual, high-net-worth, and institutional clients. The firm employs a systematic and quantitative investment approach using proprietary technology that incorporates artificial intelligence and algorithmic execution to pursue intermediate-term, tax-exempt income with active trading.

Mehak Thukral is a financial advisor at Lionshead Wealth Management, LLC with six years of industry experience. She holds a Series 65 designation and has worked at Lionshead since 2017, following a prior year at Wilmington Capital Securities LLC. Outside of her advisory role, she manages Rising Properties, LLC, a real estate property management business. Lionshead Wealth Management serves individuals, high-net-worth clients, pension plans, trusts, charitable organizations, and business entities. The firm provides discretionary and non-discretionary portfolio management alongside financial planning, consulting services, pension and 1031 exchange consulting, and a Micro Family Office program that integrates estate, tax, and wealth-transfer planning.