Angela Wingerd is a financial advisor at Mass Mutual Investors Services with 31 years of industry experience. She holds the CFP® and ChFC® designations and has been with Mass Mutual Investors Services since 1994. Outside of her advisory role, she is involved with a life and health insurance sales business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Connor Brown is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 63 and Series 65 designations and has prior work experience with the Cincinnati Reds, Toledo Mudhens, Impact Products, Grand Canyon University, and Emmanuel Christian School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and market models.

Karla Stanton is a financial advisor at Osaic with 19 years of industry experience. She holds the CFP® and ChFC® designations as well as the Series 66 license. Prior to joining Osaic in 2024, Stanton worked for Sigma Financial Corporation for 16 years. She serves as Secretary on the board of the Fulton County Pork Producers, a nonprofit involved with fair activities and the Junior Livestock Auction. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage, investment advisory services, financial planning, retirement plan consulting, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across various asset classes, with accounts managed on discretionary or non-discretionary bases.

Ryan Salazar is a financial advisor at LPL Financial with five years of industry experience. He previously worked at OsaiC / Royal Alliance Associates, Inc. and Savage and Associates. Outside of finance, he has experience in the recreational sector through his work with Skyzone Trampoline Park. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from internal and third-party sources.

Sandra Adam is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where she works with individuals, families, and business owners to simplify complex financial lives and assist with confident decision-making. She is a senior partner on the Happ Adam Darah Group, which oversees approximately $2.0 billion in client assets as of August 2026 and has been recognized on the Forbes "Best-in-State Wealth Management Teams" list from 2023 to 2026. With a background beginning her career in philanthropy at the American Red Cross and Toledo Museum of Art, Sandra incorporates a holistic approach to wealth management, addressing transitions such as business sales, retirement preparation, family support, and legacy planning. Her expertise includes family wealth management strategies, legacy planning, liquidity management, philanthropic planning, and retirement income. She emphasizes listening, proactive planning, and collaboration with CPAs and attorneys to deliver personalized guidance. Sandra holds a high school diploma from Notre Dame Academy, a bachelor's degree from the University of Toledo, and a master's degree from Heidelberg College. Her professional credentials include CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She serves as Chair of the Ohio Living Corporate Board and is actively involved in the Ohio Living community. Outside of work, Sandra enjoys boating, chess, dancing, golfing, music, reading, running, and spending time with her family.

Cole Roth is a Series 66-credentialed advisor at OSAIC with one year of industry experience. Prior to joining OSAIC and EGR Financial in 2025, he worked at Compass Group for two years and Kroger for three years. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, using firm-provided asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Deana Furfaro is a financial advisor with Ameriprise in Perrysburg, OH, holding a Series 66 designation and three years of industry experience. She previously worked at CISP and was involved with the Sylvania Historical Village for several years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement-income planning advice through a written Recommendation Report and ongoing annual updates, with a focus on dependable income sources and tax-aware withdrawal strategies.

Mark Smigelski is a financial advisor with OSAIC Wealth, Inc. in Maumee, Ohio, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with OSAIC since 2013 and is also Senior Vice President of Savage & Associates, where he has been involved since 1981. Outside of advisory work, he is engaged in managing and expanding a life insurance business and is involved in the construction of new corporate headquarters for Savage & Associates. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory, and financial planning services. The firm utilizes proprietary asset allocation tools and multiple advisory platforms, providing a range of portfolio management options across various asset classes.

Jennifer Panczyszyn is a financial advisor with Edward Jones in Toledo, Ohio, holding a Series 63 designation and 20 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Christopher Proctor is a financial advisor with Edward Jones in Maumee, Ohio, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Huntington National Bank, Fifth Third Bank, and iHeartMedia. He also has experience with the Toledo Northwestern Ohio Food Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lindsey Kuebler is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America’s broader platform to offer access to a wide array of products and services.

John Ruppel Jr. is a financial advisor with Ameriprise in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as President on the Board of Directors for the Whispering Pines North Sub-Association. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive advisory, brokerage, and insurance solutions through affiliated entities, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to support client planning.

Richard Balhoff is a ChFC® with 40 years of experience in the financial industry. He currently serves as President and Owner of Balhoff Wealth Advisors and is affiliated with OSAIC. His prior experience includes roles at Vision Capital Partners and Triad Advisors, Inc. He is also Vice President of the Crosscreek Woods Homeowners Association. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across a variety of investment types, offering both discretionary and non-discretionary management options.

Sara Lucas is a Series 66-credentialed advisor with 17 years of industry experience, currently practicing at Merrill in Toledo, OH. She has worked at Merrill since 2004 and also holds a position at Bank of America, N.A. since 2022. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional accounts. The firm integrates investment management with Bank of America’s broader platform, providing access to a wide range of products and services.

Monica Wisser is a financial advisor at LPL Financial with one year of industry experience and holds the Series 66 designation. Her prior experience includes roles at Transamerica Financial Advisors and World Financial Group. She is also involved with the Rotary Club of Upper Sandusky as a board member and operates an insurance agency, Monica Wisser Insurance Agency, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by proprietary and third-party research and technology.

Kelley Gibbons is a financial advisor with Mass Mutual Investors Services, holding a Series 63 license and bringing 25 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2011. In addition to her advisory role, she works as an insurance broker specializing in life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap and money-manager programs, and educational seminars.

Clay Symington is a financial advisor with Raymond James Financial Services Advisors in Toledo, OH, holding Series 63 and Series 65 licenses and four years of industry experience. Before joining Raymond James, he worked at Ameritas Advisory Services and Wilcox Financial/Wilcox Sports Management, among other firms. He serves as treasurer and board member of Emmanuel Christian School, a nonprofit organization. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory solutions and features specialized programs for small business retirement plans alongside institutional consulting capabilities.

Jason Tyo is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He previously worked for UBS Financial Services for 10 years before joining Wells Fargo Advisors in 2026. He holds Series 63 and Series 65 licenses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

James Jackson is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1986. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-driven strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

John Farr is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charities. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.