Stephen Utsler is a financial advisor with Principal Financial Services in West Des Moines, IA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked with Principal Life Insurance Company and Principal Securities since 1999 and maintains additional business activities as president and owner of The Business People, LLC. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Brian Miller is a financial advisor with Principal Financial Services in West Des Moines, IA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior roles include positions at Life Investors Insurance Company of America, Financial Decisions Group, and Signator Investors, Inc. Outside of his advisory work, he is a co-owner of South Fork Soap, a business based in Ankeny, IA. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

David Dykstra is a financial advisor with Valic Financial Advisors in West Des Moines, IA, holding a Series 66 credential and 25 years of industry experience. He has been with Valic Financial Advisors since 2013 and also serves as a board member for the Theodore Roosevelt High School Foundation, which supports educational and community initiatives in the Roosevelt neighborhood. Additionally, he is a notary public and an agent for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and unified managed account services through a large network of advisors. The firm manages significant assets using centralized technology and model solutions within a combined adviser and broker-dealer structure.

Genan Kirby is a financial advisor at OSAIC Institutions, Inc. with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including LPL Financial, CUNA Brokerage Services, and Fifth Third Securities. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a nationwide network of investment adviser representatives. The firm offers customized advisory services and financial planning while operating a hybrid adviser/broker-dealer model with access to alternative investments and lending solutions.

Trevor Rottinghaus is a CFP® professional with nine years of experience in the financial services industry. He currently works at Principal Financial Services and has prior experience with Northwestern Mutual Wealth Management Company and related entities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory arrangements.

Shea Mears is a CFP® and Series 65-licensed financial advisor at Mariner with 10 years of industry experience. Prior to joining Mariner in 2019, he worked at Gilbert & Cook, Inc. and Foster Group, Inc., and has a background as a CPA operating his own practice from 2001 to 2018. He also spent 14 years affiliated with Simpson College. Mariner serves a wide range of clients, including individuals, pension plans, trusts, and corporations, providing investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm combines in-house research with third-party managers across diverse strategies and offers integrated tax, accounting, and family office services uncommon for a firm of its scale.

Michael Nixon is a financial advisor with Bankers Life Advisory Services, Inc. and holds a Series 66 designation. He has 17 years of industry experience, including over a decade with Bankers Life Advisory Services and affiliated entities. Beyond his advisory role, he serves as a unit supervisor recruiting and training insurance agents at Bankers Life and Casualty. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored portfolios aligned with clients’ goals and risk tolerances.

John Barclay is a financial advisor with Principal Financial Services in West Des Moines, IA, holding a Series 66 designation and six years of industry experience. He has worked at several firms, including Principal Securities Inc. and Principal Life Insurance Co., and has additional experience outside finance, serving as a basketball tournament referee. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Matthew Bral is a CFA® charterholder with 22 years of industry experience. He is currently affiliated with Commonwealth Financial Network and co-owns Bral Niedert Private Wealth Advisors, where he has worked since 2015. His prior experience includes roles at Principal Life Insurance Company and Principal Securities Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a comprehensive adviser-support platform with a variety of managed-account programs and access to third-party asset managers.

Shawn Monahan is a financial advisor with Valic Financial Advisors in West Des Moines, IA, holding a Series 66 credential and three years of industry experience. Prior to his current role, he worked for John Deere for nine years. He also serves as an agent selling non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and operating with over 1,200 advisors nationwide.

Lance Dieleman is a financial advisor with Cetera Planning Partners in Urbandale, IA, holding the PFS™ designation and two years of industry experience. Prior to joining Cetera, he worked with Avantax Insurance Agency and Avantax Planning Partners. He is also a shareholder in Schuring & Uitermarkt PC DBA Welgaard CPAs & Advisors and serves on the finance committee of the Urbandale Food Pantry. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm integrates diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services including tax planning, bookkeeping, payroll support, and estate planning through third-party providers.

Cory Watson is a financial advisor at Integrity Alliance, LLC with 29 years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial and Cambridge Investment Research. Outside of his advisory role, he offers subscription access to a proprietary investing algorithm through Rule of 72 Trading. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm provides portfolio management, financial planning, and various investment programs, utilizing multiple platforms and offering both advisory and brokerage services.

Cassandra Cervantes is a financial advisor with Principal Financial Services in West Des Moines, IA, holding a Series 66 license and six years of industry experience. Her previous roles include positions at Fidelity Investments and Charles Schwab & Co., Inc. She is also involved with Roshek Skinner Financial as a Client Service Manager, supporting client meeting preparation and account management. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Daniel Hostetler is a financial advisor at Integrity Alliance, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Lion Street Advisors, Arthur J Gallagher, First National Insurance Agency, and Arkin Youngentob Associates. Integrity Alliance is a large advisory network of over 300 independent investment adviser representatives managing approximately $5.4 billion in client assets. The firm serves a diverse client base including individual investors, corporations, and retirement plans, offering portfolio management, financial planning, and both wrap and non-wrap programs alongside third-party manager referrals.

Tyler Phelps is a financial advisor with Principal Financial Services in West Des Moines, IA, holding a Series 66 designation and 14 years of industry experience. He has worked with Naviture, DC Retirement Strategies, Principal Securities Inc., and Principal Life Insurance Company. Outside of his advisory work, he is co-owner of Trainer's Edge, a fitness studio leasing space to personal trainers and their clients. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Griffin Trout is a financial advisor with Principal Financial Services in West Des Moines, IA. He holds the Series 66 designation and has seven years of industry experience. Prior to joining Principal, he worked at Wells Fargo Clearing and Northland Securities. Outside of his advisory role, he is CFO, Vice President, and Treasurer of GLiB Games, an LLC that designs, publishes, and sells board games. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Ryan Swalwell is a financial advisor with Principal Financial Services in West Des Moines, IA, holding a Series 66 designation and 15 years of industry experience. His work history includes roles at Principal Securities Inc. since 2016 and Heartland Financial Resource Group since 2012. Outside of advising, Swalwell is a CPA and owner of Ryan Swalwell Heartland CPAs, providing accounting and tax services. He also participates as a Charitable Investment Partner with the Community Foundation of Greater Des Moines. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Justin Oleson is a financial advisor at Creative Planning with a Series 65 designation. He has over nine years of industry experience, including a nine-year tenure at BerganKDV prior to joining Creative Planning. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment process that combines low-cost indexing with supplemental strategies, supported by affiliated legal, trust, and recordkeeping businesses.

Meg Forkner is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 credentials and bringing eight years of industry experience. She has been with Bankers Life Securities since 2018 and has worked at Bankers Life since 2012. In addition to her advisory role, she is also licensed as an insurance agent. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored investment strategies aligned with clients’ goals and risk tolerances.

Rebecca Albers is a CFP® professional with 15 years of industry experience, currently affiliated with Carson Wealth as part of CWM, LLC. Her prior experience includes roles at Wells Fargo Clearing and Cetera Advisor Networks. She serves on the University of Northern Iowa Finance Advisory Council and participates in local community organizations, including a parish council and a city parks and recreation board, and is involved with Chains Interrupted, a group focused on raising awareness of human trafficking. CWM, LLC is an SEC-registered investment adviser managing approximately $50.6 billion through a network of over 650 advisors. The firm provides discretionary asset management, financial planning, and retirement plan services, supported by an Investment Committee that oversees model portfolios and offers tailored investment solutions.