Srikumar Ramanan is a financial advisor with Morgan Stanley in Hartford, CT, holding a Series 63 designation and bringing 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was employed at Citigroup Global Markets and Morgan Stanley Dw Inc. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Richard Howell is a financial advisor at Cetera with 37 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining Cetera in 2019, he worked at Foresters Financial for seven years. Outside of finance, Howell is involved in historical reenactments and lectures, serving as president of Historic Lectures and Living History, and holds trustee and board positions with several historical societies and organizations. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Ryan Cartelli is a financial advisor at Ameriprise Financial Services LLC with one year of industry experience. He holds a Series 66 designation. Prior to joining Ameriprise, he worked at Giraffe Media Group and NewDay USA, and he is a volunteer assistant football coach at Xavier High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement-income planning advice using a combination of investment research and algorithmic tools.

Sean Gavin is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Gavin owns Gavin & Dolliver Wealth Management LLC and serves on the Rocky Hill Board of Education. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Jason Ellis is a financial advisor with Fidelity, holding a Series 66 designation and 14 years of industry experience. His career includes roles at firms such as Charles Schwab, Transamerica, and Morgan Stanley. In addition to his advisory work, he teaches undergraduate and graduate courses at several institutions including Maryville University, Southwestern College, Southern New Hampshire University, and Johnson and Wales University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a research-driven, quantitative investment process and constructs model portfolios employing systematic methodologies, with oversight of affiliated and unaffiliated sub-advisers.

Ivana Spacek is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 1996. She has also worked at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Peters is a financial advisor with Raymond James Financial in Rocky Hill, CT. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Moore Nanotechnology Systems and Hanwha Aerospace USA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jeffrey Snyder is a financial advisor with LPL Financial holding a Series 66 designation and 26 years of industry experience. His prior firms include Cadaret, Grant & Co., Inc., Securities America Advisors, Inc., and Investacorp Advisory Services. Outside of his advisory role, he is involved with Snyder & Company CPAs, PC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by advisor-facing tools.

Kimberly Choiniere is a financial advisor at Stifel with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Stifel since 2019, alongside being self-employed since 2020. Outside of her advisory role, she is involved in paper crafting education, creating content and teaching card making, scrapbooking, and mixed media arts. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

John Landry is a financial advisor with Cetera who holds a Series 66 designation and has 17 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Waddell & Reed, Inc., and various insurance carriers. He is also an independent insurance agent with involvement in sales of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform for portfolio management and financial planning, with access to a range of program structures and third-party money managers.

Douglas Brown is a financial advisor with Morgan Stanley in Hartford, CT, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing, among others. He serves as a trustee for a family irrevocable life insurance trust. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning processes and advanced modeling tools to support financial planning without offering individual security recommendations as part of its standalone services.

Joseph Coleman is a financial advisor with Mass Mutual Investors Services in Glastonbury, CT. He holds Series 65 and Series 63 licenses and has been in the industry since 2025. Prior to his current role, he has experience at JBS Corp and studied at the University of Connecticut. Outside of finance, he has been involved with Wood N Tap Bar and Grill since 2018. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized programs including divorce planning and employer-sponsored planning.

Frances Guerrette is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Ameriprise since 2012, including her current role since 2020. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of large institutional firms.

Christian Loffredo is a financial advisor with RBC Capital Markets in Hartford, CT, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through various investment managers and provides a range of portfolio management, financial planning, custody, and brokerage services.

Alison Gaffney is a financial advisor at LPL Financial with 23 years of industry experience and holds a Series 66 designation. She previously worked at Summit Asset Management, Lincoln Financial Securities Corporation, and Summit Planning Group. Outside of her advisory role, she is involved as a fitness coach. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors utilizing model portfolios, third-party subadvisors, and customized strategies.

Paula Rose is a financial advisor with UBS Financial Services in Hartford, CT, holding a Series 63 designation and 36 years of industry experience. She has been with UBS Financial Services since 1995. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Thomas Pompei is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at Barnum Financial Group and MassMutual Life Insurance Co. Outside of finance, he has experience with Prime Valet Services and worked as a lifeguard at North Island Lifeguards. Mass Mutual Investors Services is a broker‑dealer and SEC‑registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements and provides a range of investment programs and educational seminars.

Christian Fragoso is a CFP®-credentialed financial advisor with 32 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2022, following six years at Wells Fargo Clearing and prior roles at Banc of America Investment Services and Quick & Reilly. Fragoso owns and operates Catalyst Asset & Wealth Management Group LLC in Glastonbury, CT, a financial practice he started in 2022. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Lillian Johnston is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. Her prior work includes roles at Joe Pizza and BodyRoc, as well as positions at the University of Connecticut and Penn State University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Holly Geer is a financial advisor with RBC Capital Markets in Glastonbury, CT, holding a Series 66 designation and 10 years of industry experience. She has worked at RBC Capital Markets since 2017 and previously held roles at LPL Financial and Webster Investment Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs tailored to clients’ risk profiles, utilizing both in-house and third-party managers to implement customized portfolio strategies.