Garret Aube is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Mass Mutual, he worked at Fidelity Investments and has been involved with his own analytical reporting business, Aube's Due Diligence. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-based recommendations.

Michael Bronson is a financial advisor with Morgan Stanley in Manchester, NH, holding a Series 66 designation and two years of industry experience. His prior roles include positions at BlockFi, Arrowstreet Capital, and Harvard Management Company. Outside of finance, he has experience working with youth services and university athletics programs. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and comprehensive asset management.

Raymond Murphy is a financial advisor with Wells Fargo Clearing in Manchester, NH, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and UBS Financial Services. He serves on the finance committee of the Burlington Country Club, providing planning and budgeting oversight. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs research and analytics to guide investment decisions and provides a range of brokerage and advisory solutions with a large network of financial advisors.

Judie Brown is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. She has been in this role since 2019, focusing on helping executives integrate key benefits decisions into their overall financial plans. Prior to this, she worked as a Relationship Manager from 2014 to 2019, and before that as an SPS Executive Services Representative from 2005 to 2014. Her career at Fidelity began in 1997 as a Service - Trading Representative. Throughout her tenure at Fidelity Investments, Judie has developed expertise in benefits planning and wealth management tools, assisting clients in developing plans that reflect their individual goals and priorities. She emphasizes understanding her clients' needs to provide tailored financial guidance. No additional information about her education, credentials, personal interests, or community involvement was provided.

Beverly Ketel is a CFP®-designated financial advisor with 28 years of industry experience, currently practicing at LPL Financial since 2016. She previously worked at Citizens Securities, Inc. and Ameriprise, accumulating extensive experience across these firms. In addition to her advisory work, she is involved in tax preparation and accounting through Ketel Tax Services, LLC, and provides legal services via Ketel Law, PC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by advanced operational tools and a diverse platform of financial products.

Anne Murray is a financial advisor with Cambridge Investment Research Advisors in Concord, NH, holding Series 63 and Series 65 credentials and 31 years of industry experience. Her prior roles include positions at LPL Financial and Invest Financial Corporation. She serves as a board member and volunteer for the Make-A-Wish Foundation of New Hampshire. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, employing both proprietary and third-party investment strategies across multiple platform arrangements.

Jessica Chamberlin is a financial advisor at Morgan Stanley in Manchester, NH, holding Series 63 and Series 66 licenses with 14 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Melanie Newton is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Bank of America, N.A. and Fidelity Investments, as well as a period of self-employment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ashley Berberian is a financial advisor with Merrill in Manchester, NH, holding a Series 66 designation and 13 years of industry experience. She has worked at Merrill since 2011, with brief tenures at Raymond James Financial Services and Steward Partners Investment Advisory. Outside of her advisory role, she is the owner of MEBA Properties LLC, a for-profit business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Abigail Hickey is a financial advisor with Cambridge Investment Research Advisors in Concord, NH, holding Series 63 and Series 65 licenses and 12 years of industry experience. Her prior roles include positions at LPL Financial, INVEST Financial Corporation, and John Hancock. She is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides both proprietary and third-party investment strategies across multiple platforms with tailored discretionary and non-discretionary approaches.

Laura Stewart is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC since 2017. Her prior experience includes roles at Citigroup Global Markets and Prudential Equity Group, LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services including financial planning and estate strategies without providing individual security recommendations as part of standalone plans.

Mitchell Leestma is a financial advisor at Ameriprise with one year of industry experience. He previously worked at Aventine Ridge Partners for three years and has additional experience with Anhuser Busch InBev and in academic roles at The Fletcher School of Law and Diplomacy and The Tuck School of Business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Anderson is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 15 years of industry experience. His career includes roles at several financial firms such as ALPS Distributors, Vident Financial, and Preferred Capital Securities. He is currently with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and managed fund solutions.

Richard Raff is a financial advisor with Cetera, holding the CFP® and ChFC® designations and having 47 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of his advisory work, he is the owner of Rally Management Group, an entity used for office expenses, and serves as a public notary. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving a broad client base, including individual investors, employer-sponsored retirement plans, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program options and custodial relationships.

Michael Dimos is a financial advisor with Mass Mutual Investors Services in Bedford, NH, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he is an insurance agent for individual life and group health. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements using firm-approved analytical tools.

Raymond White is a financial advisor with Osaic Wealth, Inc. located in Bedford, NH, holding CFP® and ChFC® designations with 38 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 17 years and has been involved with Cornerstone Benefit and Retirement Group since 1993, where he also offers insurance and employee benefit services. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services with a focus on diversified portfolios constructed using firm-provided asset-allocation tools and risk assessment methodologies.

Allison Riotto is a financial advisor with UBS Financial Services in Manchester, NH, holding a Series 66 designation and bringing 14 years of industry experience. She previously worked at Merrill for nine years before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Samuel Paul is a financial advisor with Mass Mutual Investors Services in Bedford, NH, holding Series 63 and Series 65 designations and 12 years of industry experience. Prior to joining Mass Mutual Investors Services in 2023, he worked for NYLIFE Securities LLC and New York Life for a decade. Outside of financial services, he was involved with the Common Man Restaurant for ten years. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and various asset management programs using firm-approved analytical tools, with a focus on collaborative, annual planning engagements.

Lawrence Streb is a financial advisor at Merrill with 33 years of industry experience. He has held roles at Merrill since 1997 and at Bank of America, N.A. since 2011. He holds the Series 63 and Series 65 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Ecklund is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Commonwealth Financial Network, Financial Strategies Retirement Partners, and Equitable Advisors, LLC. Outside of finance, he has experience working at Rays Seafood and in educational roles at the University of New Hampshire, Trinity High School, and Hillside Middle School. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical tools, and it supports municipal and public-finance work through a unique affiliation with a municipal advisor.