Danielle La Riviere is a financial advisor at Merrill with 17 years of experience at the firm and seven years in the industry. She holds a Series 66 designation. Outside of her advisory work, she is a member of DEUX ELLES, LLC, an inactive management consulting LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Ethan Reid is a financial advisor with Morgan Stanley in Madison, Connecticut, holding a Series 66 credential and having 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a partner in Reid Family LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without providing individual security recommendations as part of standalone planning.

Wayne Card is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital markets expertise.

Christopher Johnson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior work includes roles at Private Advisor Group, LLC, PFS Investments Inc, and Primerica Financial Services. Outside of advisory work, he has experience in education with Hamden Public Schools and operates a business called Rocky's Aqua. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party research, and technology-driven tools.

Steven Silverman is a financial advisor at LPL Enterprise with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Pruco Securities, LLC and the State of Connecticut/Central Connecticut State University. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutions. The firm offers financial planning, consulting, and access to model portfolios and third‑party asset management, combining advisory services with brokerage and insurance products through its integrated platform.

Daniela Gerhard is a financial advisor with Mass Mutual Investors Services and holds the Series 63 and Series 65 licenses. She has 20 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. In addition to her advisory work, she is involved in coaching and teaching workshops focused on growth mindset and coaching fundamentals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools and offers specialized programs such as divorce planning and employer-sponsored planning.

Catherine Andersen is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior roles include positions at Wells Fargo Clearing and JP Morgan Securities. Andersen also engages in non-variable insurance activities through a related insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs. The firm combines advisory services with brokerage and insurance product sales through an integrated platform.

David O'Connor is a financial advisor at Edward Jones with 36 years of industry experience. He has been with Edward Jones since 2002 and holds Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Falcone is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining LPL Financial in 2019, he worked at Waddell & Reed, Inc and associated insurance carriers from 2011 to 2019, and also spent four years at Oxford High School. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management supported by research and offers a variety of investment strategies and technology-driven solutions.

Theodore Davis is a financial advisor at Ameriprise with 17 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Ameriprise and its related entities since 2011. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with its financial advisors.

Fay Sheppard is a financial advisor with Wells Fargo Clearing in Orange, CT, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of her advisory role, she manages power of attorney responsibilities for her spouse, including selecting caregivers and overseeing related administrative tasks. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jill Honeycomb is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Raymond James and Liberty Bank Investment Services since 2015, where she also serves as Program Director for Liberty Bank Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored investment consulting and supports municipal and public-finance work through its affiliation with a municipal advisor.

John Wostbrock is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously spent 28 years with Avantax Advisory Services and Avantax Investment Services. In addition to his advisory role, he is the owner of a tax preparation and accounting firm. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and retirement services through a nationwide network of independent advisors.

Ryan Breen is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing seven years of industry experience. His prior roles include positions at Edward Jones, PartnerRe Asset Management, and White Mountains Advisors LLC. Breen is also active as an independent insurance agent for various agencies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through independent financial professionals, utilizing multiple custody platforms and proprietary as well as third-party model strategies.

Michael Taverner is a financial advisor with LPL Financial, holding a Series 66 credential and 20 years of industry experience. Prior to joining LPL in 2019, he worked at Ameriprise Financial Services, Inc. from 2015 to 2019. Outside of advisory work, he is the owner of Global Beaute LLC, a bathroom remodeling business. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Ratineri is a Senior Financial Advisor with over 25 years of experience at Merrill Lynch Wealth Management. He focuses on serving business owners, physicians, and multigenerational families by providing guidance on personal retirement planning and managing workplace 401(k) plans. As a Portfolio Manager within Merrill's Investment Advisory Program, he manages personalized investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, ETFs, and third-party investment strategies. Christopher holds several professional designations, including Certified Plan Fiduciary Advisor® (CPFA®), Certified 401(k) Professional (C(k)P®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his High School Diploma from Eli Whitney. A U.S. Navy and Desert Storm Veteran, Christopher carries the values of service, discipline, and integrity into his financial career. His approach to financial readiness emphasizes education and simplification, providing clients with clear guidance throughout each step of their financial planning. Christopher works alongside a seven-person team, including Trust and Mortgage Specialists, offering a combined experience of over 125 years. Outside of his professional work, he is involved with community organizations such as the Connecticut Food Bank, Red Cross through regular blood donations, Take a Vet Fishing, and the Wounded Warrior Project. He is also a husband, father, martial artist, and enthusiast of pop culture art, technology, reading, behavioral economics, and market technical analysis.

Thomas Melfi is a financial advisor with MassMutual Investors Services in Shelton, CT, holding a Series 66 designation and eight years of industry experience. Prior to joining MassMutual in 2017, he worked at The Marcus Law Firm for two years. Outside of advising, he is a non-practicing attorney licensed in Connecticut, owner of Nighthawk Brewing LLC, and involved in media projects through Wooster Street Media LLC, focusing on news aggregation and written content. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved analytical tools and structured planning engagements.

Althea Mortensen is a financial advisor at Ameriprise with a Series 66 designation and five years of industry experience. Her prior work history includes roles at Mount Holyoke College and UMass Amherst. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Cole Billington is a CFP® with four years of industry experience, currently affiliated with Mass Mutual Investors Services. He previously worked at Brown Brothers Harriman for seven years. Outside of his primary role, he also works as an insurance broker specializing in life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved software tools.

Tessa Bridges is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. She previously worked at UBS Financial Services and has experience outside finance, including a role at Gusto Trattoria Italian Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.