Brittany Forte is a Series 66-credentialed financial advisor with six years of industry experience. She is currently with LPL Financial in Manchester, NJ, where she has worked since 2021. Her prior experience includes roles at Wells Fargo Clearing, Power Tool Company, and PNC Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutional clients. The firm offers a range of investment options and technology tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

Ricardo Reyes is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Citizens Securities, Inc., MML Investors Services LLC, Mass Mutual Life Insurance Company, Merrill, National Securities Corp, and Dodge Data & Analytics. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment approaches and offers financial planning, access to third-party asset managers, and affiliated trust, insurance, and lending services.

James Quirk is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999, including its period as AXA Advisors, LLC. Outside of advising, he serves as an on-field official for the National Football League. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs and third-party managers, focusing on matching client needs with appropriate investment models and services.

Stephen Borriello Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016, and previously spent a year with the NY Daily News in 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Mark McLafferty is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations with 15 years of industry experience. He has worked at Cambridge since 2018 and previously held positions at Mass Mutual Investors Services and Metlife Securities Inc. McLafferty is a board member of the Woodbridge Chamber of Commerce and is involved with a nonprofit organization he owns. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

David Ricker is a financial advisor with UBS Financial Services in Point Pleasant, NJ, holding a Series 66 designation and having 22 years of industry experience. Prior to joining UBS, he worked at Merrill for 14 years. Outside of his advisory role, he works part-time as a beer tender at Icarus Brewing in Brick, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment strategies.

Richard Campanella is a financial advisor at Morgan Stanley with 39 years of industry experience. He has been with Morgan Stanley since 2008, including 11 years with Morgan Stanley Private Bank, National Association, and previously worked at Merrill from 2005 to 2008. He holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools to model outcomes, serving clients through both direct and employer-sponsored agreements.

Sammer Bekhiet is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on assisting individuals, families, and business owners in navigating complex financial decisions by providing personalized wealth management, retirement, and investment strategies aligned with clients' goals. His expertise includes college education planning, equity compensation services, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Sammer employs a comprehensive approach that begins with understanding each client's full financial picture to develop flexible strategies responsive to changing market conditions. His role integrates investment insights from Merrill and banking and lending solutions from Bank of America. Sammer holds a Bachelor's Degree from The College of New Jersey and is a Personal Investment Advisor (PIA). Outside of his professional activities, he is involved with the USTA Foundation and enjoys pickleball, tennis, traveling, and spending time with his family.

Austin Dave is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, business owners, and corporate employees of Fortune 500 companies to simplify complex financial decisions and build strategies around their long-term goals. His expertise spans a range of financial topics including retirement planning, tax-efficient investing, employee benefits, college education planning, corporate benefits, corporate executive services, divorce transition planning, and strategies related to 401(k) plans. Austin and his team take a personalized and goal-driven approach to wealth management, focusing on understanding each client's unique situation, educating them on potential options, and tracking progress to adjust portfolios accordingly. Austin holds a Bachelor's Degree from The College of New Jersey and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he has personal interests in baseball, basketball, dancing, football, golfing, music, reading, spending time with family, tennis, and watching movies.

Christian Stine is a financial advisor at Equitable Advisors in Colts Neck, NJ, holding Series 63 and Series 65 licenses with 10 years of industry experience. His prior work includes roles at LPL Financial LLC and Axa Advisors, LLC. He also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a network of Investment Adviser Representatives who deliver services through firm-offered programs and third-party asset managers, focusing on matching clients to appropriate program models and discretionary managers.

Danni Higgins is a Financial Advisor with Merrill Lynch Wealth Management. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), she focuses on helping clients gain clarity and confidence in their financial decisions. She works closely with clients to develop personalized wealth management strategies that align with their unique goals and values. Her expertise encompasses areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. Danni takes the time to understand what is important to each client, providing thoughtful financial guidance rooted in care, clarity, and purpose. She aims to simplify complex financial decisions and offers ongoing advice as clients' needs evolve. Danni holds a Bachelor's Degree from the University of Delaware. Outside of her professional role, she has interests that include pickleball, reading, running, skiing, spending time with her family, and traveling.

Vladimir Stricker is a Financial Advisor at Merrill Lynch Wealth Management and holds professional designations as a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor. He assists business owners, corporate professionals, retirees, and multigenerational families in making informed financial decisions. His practice emphasizes retirement planning, tax-efficient wealth management, stock compensation strategies, estate planning coordination, and facilitating the transition from wealth accumulation to retirement income. With over a decade of industry experience, Vladimir works closely with clients to develop comprehensive financial plans tailored to their unique needs. His expertise encompasses retirement income strategies, employer stock compensation planning, investment management, cash flow optimization, estate and legacy planning, tax-aware strategies, and risk management. He primarily serves successful professionals, engineers, and business owners seeking to simplify their financial complexities and coordinate various financial components. Vladimir holds a Bachelor's Degree from Kean University and maintains memberships in professional organizations including Business Networking International, the Chamber of Commerce, and the National Association for Divorce Professionals. He is also involved in the community through the ARC of Ocean County. Outside of his professional work, Vladimir enjoys adventure sports, biking, boating, football, golfing, reading, and spending time with his family.

Philip Yellovich is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Outside of his advisory role, he is a singer in a band and occasionally performs at local venues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing structured discovery processes and advanced modeling techniques.

Andrew Ober is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at UBS Financial Services from 2015 to 2023. Outside of his advisory role, he serves as an independent contractor with 1792 Wealth Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports a wide advisor network, with specialized programs for municipal and public finance, as well as SIMPLE IRA employer advisory services.

Raymond Triano is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. He also maintains an ongoing role as a fixed insurance agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad client base including individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Pamela Hadley is a financial advisor at Morgan Stanley with 37 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by proprietary tools and modeling techniques.

John Surguy is a financial professional with six years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Mid Atlantic Resource Group and Securian Financial Services. Outside of his advisory role, Surguy volunteers as a youth soccer coach and serves on boards for local soccer associations and a chamber of commerce focused on health and wellness events. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supported by a large nationwide network of over 10,000 advisors.

Jeffrey Winner is a financial advisor with Equitable Advisors, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, since 2001. In addition to his advisory role, he operates a business under the name FourFront Group. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm offers a range of investment models and advisory services through a network of representatives, utilizing both proprietary and third-party solutions.

Erin Azambuja is a financial advisor at LPL Financial with two years of industry experience. Prior to joining LPL in 2024, Erin worked at Financial Research Associates for seven years and Mazars USA LLP for four years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Bryan Telzer is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and bringing 10 years of industry experience. He previously worked at Metlife Securities before joining Mass Mutual in 2017. Outside of his advisory role, he is a silent partner and investor in SparqX Marketing, LLC, a startup focused on marketing, event planning, social media, and branding. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured planning engagements using firm-approved software and generally recommends investment strategies without discretionary authority.