Connor Walsh is a financial advisor at Ameriprise in Ellicott City, MD, with four years of industry experience. He holds a Series 66 designation and has worked previously at Caves Valley and Ameriprise Financial Services, LLC. Outside of his advisory role, Walsh is involved in Business Networking International (BNI) and is set to become chapter President starting November 1. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides tailored retirement-income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Richard Gerber is a financial advisor with Merrill based in North Bethesda, MD, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Merrill since 2009 and concurrently affiliated with Bank of America, N.A. since 1981. Gerber is also a co-owner of a rental property business in Bethany Beach, Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dawn Durbin is a financial advisor at Merrill with 24 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christina Marsalek is a financial advisor with Primerica Advisors in Crofton, MD, holding Series 63 and Series 65 designations and 27 years of industry experience. She has been with Primerica Advisors since 1998 and with Primerica Financial Services since 1995. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing portfolio management focused on retail investors rather than institutional plans.

Reed Eliff is a financial advisor at Merrill with 12 years of experience in the industry. He holds a Series 66 designation and has been with Merrill since 2014. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leonard Cohen is a financial advisor with Morgan Stanley in Potomac, MD, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of his advisory role, he serves as a trustee or co-trustee for a trust in West Palm Beach, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide array of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its advisory services.

Thomas Lydon is a financial advisor with Cetera who holds the PFS™ and Series 66 designations and has 18 years of industry experience. His prior work includes roles at Avantax Investment Services, Inc. and 1st Global Capital Corp. He is also the manager of Lydon Financial Advisors, LLC, a wealth management entity. Lydon serves as trustee for multiple irrevocable trusts and is president of Lydon Fetterolf Corydon, P.A., a CPA firm founded in 1980. Cetera Investment Advisers LLC is an SEC-registered adviser offering services through a nationwide network of independent advisors. The firm serves individual and institutional clients with a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and retirement services.

Thomas Cabral is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Citigroup Global Markets, LPL Financial, M&T Securities, and Penn Mutual Life Insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various planning programs and educational seminars, utilizing firm-approved analytical tools to deliver written recommendations in collaborative, annual engagements.

Matthew Tyler is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, he worked at Ted Britt Automotive for two years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Jose Gomez is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Charles Schwab Bank, TD Ameritrade, and work with nonprofit and legal organizations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative investment process.

Tinotenda Nyawata is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and NewWave Trading LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research-driven investment guidance.

Michael Briel is a financial advisor at Ameriprise with 32 years of industry experience. He has been with Ameriprise and its predecessor firm since 1998. Outside of his advisory role, he serves as a varsity baseball pitching coach at Glenelg Country School in Ellicott City, MD. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Stephanie Summers is a financial advisor at OSAIC with 20 years of industry experience. She holds a Series 66 designation and has worked at firms including FSC Securities Corp and Kramer Financial. Outside of her advisory role, Summers teaches financial literacy sessions for the Communication Service for the Deaf and has served as past president of the International Alumnae of the Delta Epsilon Sorority. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm utilizes model-based asset allocation and portfolio optimization strategies, supporting a range of investment programs and third-party manager selections.

Rockline Noyer Ngu is a financial advisor at Primerica Advisors with three years of industry experience. Ngu holds Series 63 and Series 65 licenses and has previously worked at Thomson Reuters, Volkswagen, and United Expert Holdings LLC. Outside of advisory activities, Ngu is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven investment strategies supported by third-party asset managers and provides custody and trade execution through Pershing.

Taryn Marshall is a Series 66 credentialed financial advisor at Merrill with one year of industry experience. Prior to joining Merrill, she worked at Victory Housing, Inc. and has experience in educational roles at Furman University and Christian Heritage School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Bonnell is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Sagepoint Financial Advisors for 12 years. Bonnell is also president of InvestOne Wealth Management, Inc., which involves sales and office management. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports a wide range of investment programs and maintains a complex network of affiliated entities.

Ellen Police is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Virtual Partners Group, Moore Wealth, RBC Capital Markets, Morgan Stanley Smith Barney, and Wells Fargo Clearing. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services that leverage Wells Fargo research and tools, with clients able to choose how to implement tailored recommendations.

Jenna Welch is a financial advisor with Equitable Advisors in Sykesville, MD, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Daston Corp and Shady Spring Pet Retreat. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and a variety of asset management programs through a network of Investment Adviser Representatives. The firm offers both proprietary and third-party advisory solutions and provides ERISA fiduciary services to qualified plans.

Artur Durro is a financial advisor at Merrill with 11 years at the firm and 4 years of industry experience. He holds the Series 66 designation and is based in North Bethesda, MD. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Sandra Presgraves is a CFP® professional with 35 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. Her prior roles include positions at Financial Engines Advisors, EF Legacy Securities, Edelman Financial Services, and Berg Faircloth Investment Advisors. Outside of her advisory work, she is involved with Serving Those Who Serve (STWS) as an associate and relationship manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients as well as institutional clients. The firm utilizes tailored, non-discretionary planning and risk-profiling tools to support client goals and offers specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.