Jonathan Steele is a financial advisor with Morgan Stanley in Annapolis, MD, holding a Series 66 designation and 17 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing the Global Investment Committee’s return estimates and Monte Carlo simulations.

Jeffrey Grodsky is a CFP®-credentialed financial advisor with 17 years of industry experience, currently affiliated with Cetera. His prior roles include positions at Avantax Investment Services, Carmichael & Associates Inc., and AFC Asset Management Services. In addition to his advisory work, he is involved with Palumbo Financial & Tax Services LLC, where he provides tax preparation and accounting services alongside financial planning. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, access to third-party money managers, and various program structures, supporting both model portfolios and bespoke investment strategies.

Karen Wright is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Cambridge Investment Research Advisors and Cambridge Investment Research since 2013, following nine years at Truist Investment Services. Outside of her advisory role, she is an independent consultant for a discount alternative energy and gas provider. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, institutional, pension, and charitable clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm provides access to multiple platforms and custodians, discretionary and non-discretionary management, third-party advisers and sub-advisors, and proprietary model strategies under the Founders Gate Capital brand.

Vanessa Fernandez Salazar is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. Outside of her advisory role, she is an employee at The Cheesecake Factory in Towson, Maryland, where she works as a front-of-house team member. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a range of services supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Brian Stamp is a financial advisor with Wells Fargo Clearing in Cockeysville, MD, holding Series 63 and Series 65 licenses and 24 years of industry experience. Prior to joining Wells Fargo in 2025, he worked at PNC Investments for 14 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among investment choices.

Denise Adah is a financial advisor with LPL Financial in Lanham, MD, holding a Series 66 designation and 24 years of industry experience. Her prior career includes 16 years at Ameriprise Financial Services and roles at Avantax and CUSO Financial Services. She is also involved with NASA Federal Credit Union, where she offers investment services through LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with technology and a wide range of investment options.

Jeffrey Tindall is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked with Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Michael Calabrese is a CFP® professional with 22 years of experience in the financial industry. He is currently affiliated with LPL Financial and has worked there since 2020. His prior experience includes roles at Independent Financial Group and IFS Investors Services Inc. Calabrese is also involved in business ownership, including a local transportation service in Maryland and tax preparation through Severn Financial Solutions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing strategic and tactical investment approaches supported by research and technology tools.

Alexander Hollingsworth is a financial advisor with LPL Enterprise. He holds Series 63 and Series 65 designations and has four years of industry experience. Prior to joining LPL Enterprise, he worked at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Services LLC for five years. He also operated Laker Central Podcast LLC for one year. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Andrew Jones is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. He has worked with Merrill Lynch and Bank of America since 2018. Jones serves as a board member for the Fund for Education Abroad, a nonprofit organization that provides scholarships and support to underrepresented U.S. study abroad students. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing both model-based and discretionary investment strategies for a range of individual and institutional clients.

Jessica Chicorelli is a financial advisor with Charles Schwab in Elkridge, MD, holding a Series 66 designation and four years of industry experience. Prior to joining Schwab in 2022, she spent 15 years at Akin Gump Strauss Hauer & Feld. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

John Day Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 1996. Day also works as an instructor and is involved in selling disability, health insurance, fixed annuities, long-term care, and life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using diverse portfolio strategies and advanced operational tools.

Sharon Lewis is a financial advisor with Primerica Advisors in Millersville, MD, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has worked with Primerica Advisors since 2016 and has been involved with the firm and its affiliates in various capacities since 1996. Outside of financial advising, she is the owner of Fiscal Pink, LLC, a business focused on selling children's books. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Andrew Goetz is a financial advisor at Cetera with 15 years of industry experience and holds a Series 66 designation. He has worked with Cetera since 2023 and has prior experience at firms including Lincoln Financial Advisors and Ameriprise Financial Services. Outside of his advisory role, he is president of LTC Specialists, LLC, where he markets and sells fixed insurance products. Cetera is an SEC-registered adviser that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Karen Johnson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked at Wells Fargo Clearing Services since 2018 and has been with Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Clarence Murray III is a financial advisor with Morgan Stanley in Annapolis, MD, holding Series 63 and Series 66 credentials and 42 years of industry experience. He has worked at Morgan Stanley and Wells Fargo Clearing, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools to develop client plans, which clients implement and update themselves.

Ilghar Samadzadeh is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials. He has prior experience working at Wells Fargo Bank and George Washington University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thomas Petty is a financial advisor at Morgan Stanley in Annapolis, MD, holding Series 63 and Series 65 licenses with six years of industry experience. His career includes roles at AXA Advisors LLC, Northwestern Mutual Investment Services LLC, and Four Seasons Hotels and Resorts. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized investment and trading activities.

Andrew Poffel is a financial advisor at Morgan Stanley in Annapolis, MD, holding a Series 66 license with eight years of industry experience. His prior work includes positions at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jeremiah Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and beginning his advisory career in 2025. His prior work experience includes roles at Wells Fargo Bank, FedEx, Macy’s, Kohl’s, and several educational institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering both brokerage and advisory solutions.