Natalie Chotiner is a Financial Consultant at Fidelity Investments, where she focuses on delivering personalized financial planning services. She has served clients primarily in the Western North Carolina and Upstate South Carolina regions throughout her career. Natalie's professional experience includes roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant. She has also held positions as a Senior Financial Services Advisory Specialist at State Employees Credit Union, Senior Financial Advisor at Empower, and Support Advisor and Client Services Manager at Wells Financial Management, LLC. Outside of her professional work, Natalie has interests in cooking and baking, caring for pets, reading, and theater.

Zachary Fantini is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses with two years of industry experience. Prior to joining Vanguard Advisers in 2026, he worked at Siemens Healthineers and held roles in healthcare and education sectors. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach centered on proprietary glide-path methodology and Vanguard’s Capital Markets Model to create personalized portfolios primarily composed of Vanguard funds and ETFs.

John Huang is a financial advisor at UBS Financial Services with five years of industry experience. He has previously worked at Credit Suisse AG and Cathay United Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to align investment plans with clients’ goals and risk tolerances.

Thomas Hill is a CFP® with 12 years of experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group and Vanguard Marketing Corporation since 2014. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, managing a large client base through a blend of digital platforms and advisor support.

Loretta Gifford is a financial advisor with Edward Jones in Concord, NC, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016. Gifford is listed as a part-time adjunct instructor in the medical billing and coding department at Rowan Cabarrus Community College, though she is not currently teaching. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment and advisory services supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Coble is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as an assistant basketball coach for high school and travel teams in the Davidson and Charlotte, NC areas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Nathaniel Ratliff is a CFP® professional at Vanguard Advisers with 13 years of industry experience. Since 2014, he has worked at The Vanguard Group, Inc. Prior to that, he was associated with Cypress Point Landscapes from 2012 to 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering scalable digital delivery alongside personalized investment solutions.

Zachary Riggan is a financial advisor at Fisher Investments with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Brighthouse Securities, LLC and METLIFE. Fisher Investments provides discretionary portfolio management and sub-advisory services to a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals. The firm uses a centralized investment approach combining quantitative and qualitative research to manage globally diversified portfolios and employs various risk management and tax-aware strategies.

Patrick Schaffer is a financial advisor at Raymond James Financial with a Series 66 designation and two years of industry experience. Prior to joining Raymond James in 2026, he worked at Edward Jones and PricewaterhouseCoopers LLP. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary investment consulting using various analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Shane La Verde is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and five years of industry experience. He has worked at Vanguard Advisers since 2024 and has been associated with the broader Vanguard organization since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Thomas North II is a CFP® professional with 31 years of experience currently serving at Ameriprise. He has been with Ameriprise and its related entities since 2005 and has also operated T.M. North & Nco. since 1994. He serves on the board of directors for Invest in Others, a nonprofit organization. Ameriprise provides retirement-income planning services for clients generally holding at least $1,000,000 in investable assets, offering written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement advice through a centralized consulting team.

Philip Suggs is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes over two decades at OneMain Financial and his current tenure at The Vanguard Group beginning in 2020. Vanguard Advisers combines automated and human-supported investment advice to serve retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach that employs proprietary methodologies to personalize asset allocations, primarily utilizing Vanguard funds and ETFs.

James Liddington is a financial advisor with Vanguard Advisers, holding Series 65 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at Gladstone Wealth Partners, LPL Financial, and Northwestern Mutual Investment Services. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a proprietary, goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and extensive advisor team.

Brian Schroeder is a CFP® with 17 years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. He has been affiliated with The Vanguard Group since 2008 and concurrently holds a role at Interface Promotions since 2009. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily constructing portfolios from Vanguard funds and ETFs while providing tax-aware features and customization options.

Carolyn Weaver is a CFP® professional with 10 years of industry experience, currently working with Vanguard Advisers since 2021. Prior to joining Vanguard, she spent six years at Aventus Investment Advisors, Inc. She holds fiduciary roles including power of attorney and trustee for immediate family members. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio construction with a large-scale digital platform, managing extensive client relationships through more than 2,400 advisors.

Ryan Lee is a CFP® with 25 years of experience in the financial services industry, currently serving as an advisor at Vanguard Advisers since 2014. He has been affiliated with The Vanguard Group and its related entities since 2000. Outside of his advisory role, he works as a contract driver for a delivery service. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing proprietary models and predominantly Vanguard funds and ETFs.

Brandon Mainz is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Pfs Investments Inc, automotive sales positions, and as a driver for Uber. He also has involvement in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery investment strategies managed by third parties and supports accounts through Pershing custody and BNY Mellon Advisors.

Steven Reich is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 63 and Series 66 designations and has prior experience with Avantax Investment Services Inc. and Independent Tax & Financial Planners, PC. Outside of finance, Reich has been involved with the LSAA Basketball Association. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital delivery with a team servicing model to manage a large client base efficiently.

Curtis Ackerly is a CFP® with eight years of industry experience, currently serving as an advisor at Vanguard Advisers since 2017. Prior to joining Vanguard, he held positions at Ruby Tuesday, the University of South Carolina, and the Moore School of Business. Curtis is also involved as an agent for a family business outside of his advisory role. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

Blake Mathews is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Deutsche Bank and The Vanguard Group, Inc. prior to his current role. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios using mostly Vanguard funds and ETFs, combining digital delivery with personalized service across a broad client base.