Allan Richardson is a financial advisor at Merrill with 19 years at the firm and 11 years of industry experience. He holds the Series 66 designation and is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Emily Perl is a financial advisor at J.P. Morgan Securities with the Series 66 designation and one year of experience in the industry. Her prior roles include positions at JPMorgan Chase Bank, Wolf Hospitality, and Necessary Skate Company LLC. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Matthew Solof is the Vice President, Executive Planning Consultant at Fidelity Investments. In this role, he partners with executives to address their compensation, benefits, and wealth planning needs through a tailored and consultative approach. Matthew has been with Fidelity Investments since 2020 and has held several roles including Service Associate, Workplace Planning Consultant, Financial Consultant, and currently Vice President, Executive Planning Consultant. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Matthew enjoys spending time at the beach, playing board games, attending social events with friends, and traveling.

Crystal Brent is a CFP® professional with 21 years of experience in the financial services industry. She is currently with LPL Financial and previously spent 18 years at Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and multiple management options.

Daniel Namey is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 31 years of industry experience. He has worked at LPL Financial since 2019 and previously spent nine years at H. Beck, Inc. He has also operated Namey Financial Group Inc. since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Joshua Owens is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Bank of America N.A. since 2023 and with Merrill Lynch, Pierce, Fenner & Smith since 2015. Outside of his advisory role, Owens serves as a board member for the East Village Townhomes homeowners association in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Riley Smith is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Dicks Sporting Goods and held various positions including at Tesla Motors and the University of North Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Croom is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Merrill since 2002 and with Bank of America, N.A. since 2011. Outside of his advisory role, he owns a sole proprietorship unrelated to investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eamon Callahan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and having 25 years of industry experience. He has worked at Merrill since 2005 and Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Elizabeth Rivas is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Services LLC since 2016. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Charles Rebhan Jr. is a financial advisor with Raymond James Financial Services Advisors who holds Series 63 and Series 65 credentials and has 27 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for nine years before joining Raymond James in 2021. Rebhan is also employed at Agility Wealth Management in a financial advisory role. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports municipal and public finance services through a unique affiliation with a municipal advisor.

Jesse Estrada is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His work history includes roles at Fidelity Personal and Workplace Advisors, Strategic Advisers LLC, and JPMorgan Chase Bank, N.A. He has also been involved with Ashley Estrada Ministries. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Heather Hart is a financial advisor at Fidelity with 22 years of industry experience. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she is involved in the operations of T48 Wellness & Weight Loss, a direct primary care practice managed primarily by her husband. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund management, and model portfolios, incorporating systematic methods and multiple layers of oversight.

Rodnetta Chandler is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. She has previously worked at SunTrust (now Truist) and VyStar Credit Union. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Britton Cotton is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at firms including Hamilton Capital LLC and DeMatteo Monness LLC. He serves as a board member of the Cummer Museum, participating on its Advancement Committee. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Tucker Quinonez is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he was involved in entrepreneurial ventures including ownership roles at Game and Trade LLC, a collectibles retail and e-commerce business, and Elite Automotive Performance LLC, an automotive parts and services company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory role to registered investment companies and its use of systematic methodologies in portfolio management.

Emily Rodriguez is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 19 years of industry experience. She has been with Bank of America since 2011 and affiliated with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chase Raithel is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His previous roles include positions at Arrowroot Advisors and academic experience at the University of California, Los Angeles. He is affiliated with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Duane Wood is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He has progressed through several positions within Fidelity, including Investment Solutions Representative III, II, and I, Retirement Representative, and Customer Relationship Advocate, demonstrating a comprehensive understanding of financial services and client support. Duane holds insurance licenses in Arkansas and California, which enable him to provide informed guidance tailored to clients in these states. His approach focuses on collaboration and clear guidance to develop personalized financial plans aligned with clients' goals. Outside of his professional work, Duane's interests include comedy, cooking and baking, fitness, golf, movies, and photography.

Leland Burrell Jr. is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, and has 22 years of industry experience. He has worked at Merrill since 2005 and has been with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.