Nathan Keeney is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. His prior work includes roles at Keeney Financial Group and Chesapeake Corporate Advisors, as well as experience outside finance with Huber Engineered Woods and a university position at John Hopkins University. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, and retirement-plan services to individual investors, corporations, and institutional clients. The firm integrates asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Carl Lordeus is a financial advisor with Empower Advisory Group in Miramar, FL. He holds Series 66 and Series 63 credentials and has two years of industry experience. Prior to his current role, he worked at Marsh McLennan and the Ian Martin Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Felix Santiago Jr. is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Diversified Investors Securities Corp. and Diversified Investment Advisors since 2008. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with programs focused on asset allocation, contribution guidance, and retirement planning. The firm uses a model-driven approach that incorporates Morningstar Investment Management’s proprietary software and portfolio oversight, delivering both managed portfolios and non-discretionary recommendations to a large client base.

Zanneisha Morrison is a financial advisor with Eagle Strategies (NY Life) in Sunrise, FL. She holds Series 63 and Series 66 designations and has one year of industry experience. Prior to joining Eagle Strategies, she worked at JP Morgan Chase Bank and Synovus Bank. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored advice and multiple service programs, focusing primarily on non-discretionary asset management and supporting a diverse client base including retirement plan sponsors.

Edward Livrieri Jr. is a CFP® professional with over 32 years of experience in the financial industry. He is affiliated with Private Advisor Group, LLC and LPL Financial, LLC, serving since 2012, and has operated Livrieri & Golub Inc. since 1999, a firm involved in accounting and tax preparation. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management along with financial planning and retirement plan consulting. The firm employs a fiduciary advisory model and integrates technology platforms and third-party managers to provide customized investment solutions.

Michael Griffith is a financial advisor with Oppenheimer based in Fort Lauderdale, FL. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has worked at Fahnestock & Co. Inc. for 23 years and at CIBC World Markets for 34 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management.

Chad Speziale is a CFP® with 30 years of industry experience, currently serving at Independent Financial Partners since 2019. He previously worked at LPL Financial, LLC from 2005 to 2019. Outside of his advisory role, he is involved with Chadwick Wealth Management, Inc., a business entity used for tax and investment purposes, and is a licensed agent for fixed insurance products. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform managing over $12.5 billion in assets and is noted for its retirement-plan advisory and pension consulting capabilities, including ERISA services and compliance with Department of Labor rollover guidance.

Susan Stephens is a financial advisor with Oppenheimer in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has worked at Oppenheimer since 2010 and previously spent 12 years at Charles Schwab. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and advisory services that include strategic and tactical asset allocation, manager selection, and portfolio monitoring across equity, balanced, and fixed-income portfolios, with a notable portion of its advisory assets managed on a non-discretionary basis.

Lina Valencia Sandoval is a financial advisor with Truist Advisory Services holding a Series 66 designation and no prior industry experience. Her work history includes roles at Truist Investment Services and Truist Bank since 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Marbel Ugando is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 66 credentials and 22 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he serves as the managing member of MAR Investments LLC, which invests passively in a restaurant called Baires Grill Orlando that serves Argentinean cuisine. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and maintains unique market roles, including operating as a swap dealer and futures commission merchant.

Daniel Elmore is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds Series 66 and Series 63 registrations and previously worked at Northwestern Mutual Wealth Management Company and Benzer Pharmacies. Elmore also assists with insurance sales and service, including Penn Mutual life products, through an affiliated insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory services with broker-dealer capabilities and employs a platform that includes third-party asset managers overseeing discretionary and non-discretionary accounts.

Edward Knight is a ChFC® credentialed advisor affiliated with Independent Advisor Alliance, LLC, with 52 years of industry experience. He has held roles at Independent Advisor Alliance since 2019 and previously worked with Independent Financial Partners and LPL Financial. Knight is also a retired New York Life Insurance Company agent and maintains a license to sell life and annuity products occasionally. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs both discretionary and non-discretionary portfolio management strategies and integrates technology platforms to support comprehensive wealth and estate planning.

George Temel is a financial advisor with Private Advisor Group, LLC, holding the CFP® designation and Series 63 license, and has 40 years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, Clarity Financial Planning Inc, and FSC Securities Corporation. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm follows a fiduciary-based advisory model, utilizing multiple strategies and technology platforms, and offers both proprietary and third-party managed account solutions.

Denise Longshaw is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and 18 years of industry experience. She previously worked at Aragon Capital LLC and Foundations Investment Advisors, LLC. In addition to her advisory work, Denise is an author and operates Longshaw Financial Group, providing retirement planning and related consulting services. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs supported by quantitative and fundamental investment strategies.

William Stacks is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked at Janney since 2020 and previously spent seven years at BB&T Securities. Outside of his advisory role, he is a limited partner in a real estate venture in Georgia and an investor in a kava bar in Fort Lauderdale. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Benjamin Kapusta is a financial advisor at Hornor, Townsend & Kent, LLC with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Northwestern Mutual in various capacities from 2015 to 2025. In addition to advisory work, he is involved in business planning and consulting, including conducting business risk analysis and delivering public speaking engagements. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning services. The firm combines SEC-registered advisory capabilities with broker-dealer services, managing approximately $8.37 billion in discretionary assets as of the end of 2025.

Ivonne Roque is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and 23 years of industry experience. She has been with Citigroup Global Markets since 2013. Outside of her advisory role, she is involved in managing rental properties. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with extensive internal oversight and provides specialized solutions for high-net-worth and institutional clients.

Mario Medina is a financial advisor at Janney Montgomery Scott with 15 years of industry experience. He holds a Series 66 designation and has worked at Janney Montgomery Scott since 2018, following seven years at Raymond James & Associates. Outside of his advisory role, he owns and operates PLG Creations, LLC, a content creation company focused on streaming gameplay, and volunteers with the Mother of Christ Catholic School D.A.D.S. Club in Miami. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs with a combination of in-house and third-party portfolio management.

Amy Raisman is a financial advisor with Janney Montgomery Scott, holding a Series 63 designation and bringing 33 years of industry experience. She has worked at Janney Montgomery Scott since 2020 and previously at Bb&T Securities, LLC from 2016 to 2020. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party managers.

David Hooban is a financial advisor at Creative Planning with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lockton Investment Advisors and Kestra Financial Services. Based in Pompano Beach, FL, he has been with Creative Planning since 2021. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by private market investments and fiduciary retirement plan services.